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Vastu Housing Finance

Vastu Housing Finance
4.5

Vastu Housing Finance is a specialized HFC that aims at helping millions of citizens purchase their own homes. The business thrives on a strong base of technological progress, analytics and data science along with best-in-class and relatively affordable products for customers.

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Loans offered by Vastu Housing Finance

  • Home Loan
Loan Amount:Up to ₹50L
Interest Rate:12.5% - 17.5%
Processing Fee:Up to 2%
Tenure:20 Years
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  • Loan Against Property
Loan Amount:Up to ₹50L
Interest Rate:14.5% - 21%
Processing Fee:Up to 2%
Tenure:20 Years
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ProductsInterest RateProcessing FeeLoan Amount/Tenure
Home Loan

12.5% - 17.5%

Up to 2%

Up to ₹50L

Tenure(Up to 20 Years)

Know More
Loan Against Property

14.5% - 21%

Up to 2%

Up to ₹50L

Tenure(1 - 20 Years)

Know More

Vastu Housing Finance Overview

Vastu Housing Finance is a specialized HFC that aims at helping millions of citizens purchase their own homes. The business thrives on a strong base of technological progress, analytics and data science along with best-in-class and relatively affordable products for customers. 

  • The core approach driving the business is a robust framework for managing risks. 
  • As of July, 2021, Vastu Housing Finance has financially integrated more than 22,000 customers with monthly income of $600 (approximate estimate), many of whom do not have suitable access towards financial or institutional credit owing to the absence of properly documented income.
  • The award-winning PULSE proprietary technology platform has always ushered in change with regard to enabling customers to clearly estimate and show undocumented income with a view towards getting credit-based solutions. 
  • PULSE has also helped customers enjoy a completely digital and paperless experience, leading to swifter turnarounds for better service. 
  • Vastu Housing Finance has a team of 1,000+ young professionals who cover more than 200 locations in 13 Indian States. 
  • Renuka Ramnath spearheaded Multiples Alternate Asset Management Pvt Ltd (Multiples) is the majority owner of the HFC. 
  • The business in the country is under the regulation of the NHB (National Housing Bank) as per the given regulations.

Services Offered by Vastu Housing Finance

  • Vastu Housing Finance is an enabler for getting CLSS benefits under the Pradhan Mantri Awas Yojana and its mission of Housing for All by 2022. It has registration with the NHB for implementing the Credit Linked Subsidy Scheme under PMAY. Interest subsidies are given on the construction/purchase/extension/improvement of homes for customers in the EWS, LIG and MIG categories.
Branch Locator EMI Calculator
Home Loan Plot + Construction Loan
Home Extension or Improvement Loan Commercial Property Loan
Loans Against Property Construction Loan

Vastu Housing Finance Corporate Office and Contact Details

  • Contact Number: 1800 22 0001.
  • Registered Office Address: 203 & 204, 2nd Floor, A-Wing, Navbharat Estates, Zakaria Bunder Road, Sewri (West), Mumbai- 400 015.

FAQs

From refinancing to reducing your interest, we have the answers right here.

When did Vastu Housing Finance start?

Vastu was incorporated in 2015 by Sandeep Menon and Sujay Patil. Vastu offers Multiples Alternate Asset Management and is one of the largest institutional investors. They use technology to assess the creditworthiness of all their customers across the country.

What is the interest rate of Vastu Housing Finance?

The interest rate for a salaried person is between 12.5% – 16.5 % and for self-employed, it is between 13.5% – 17.5 %.

Where is Vastu Housing Finance's head office?

The primary office of Vastu Housing Finance is Pvt Ltd, Navbharat Estate, A Wing 203/204, Barrister Nath Pai Marg, Sewri, Mumbai, Maharashtra 400015.

Is Vastu Housing Finance an NBFC?

Yes, Vastu Housing Finance is an NBFC (Non-Banking Finance Companies) as registered with the Reserve Bank of India.

How many branches of Vastu Housing Finance are there in India?

There are 102 branches of Vastu Housing Finance across India. These branches are spread in 13 states. Also, they have a workforce of more than 1600 employees.

What is the Vastu Housing Finance customer care number?

The Vastu Housing Finance customer care number is 1800 22 0001. However, you can also email your issues or queries at [email protected]

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