Urban Money Blogs

The Reserve Bank of India on Friday 6, 2026 held the RBI repo rate at 5.25%, opting for policy continuity amid steady domestic growth. February 6, 2026: The Reserve Bank of India has decided to leave the repo rate unchanged at 5.25%, choosing not to alter borrowing costs in its…

Union Budget 2026-2027 was presented on February 1, 2026, in the Lok Sabha. This year, Finance Minister Nirmala Sitharaman has outlined the government’s financial roadmap for the year ahead under the Viksit Bharat vision, with a strong focus on stability, growth, and long-term economic resilience. This year’s Budget placed a…

Amid sales dipping owing to affordability pressure, India’s Middle Class requires more tax relief and higher incentives to invest in property. At a time when housing affordability in India is under a great deal of stress, homebuyers in India will watch with anticipation as Finance Minister Nirmala Sitharaman prepares to…

Any reduction at this stage will benefit India's affordable housing sector, which is currently reeling from skyrocketing property prices. New Delhi, January 28, 2026: The Reserve Bank of India (RBI) may reduce its benchmark lending rate by another 25 basis points in its monetary policy meeting scheduled for February 6,…

The Indian housing finance narrative in 2025 moved decisively beyond traditional metropolitan strongholds. A recent “UrbanMoney Homebuyers Credit Pulse” report highlights that Tier-2/3 cities fuelled the majority of home loan activity, contributing approximately 64 per cent of total volumes, underscoring a broadening of the mortgage market beyond Tier-1 clusters. This…

Following the RBI’s 5 December repo rate cut to 5.25%, six major banks have begun trimming home loan benchmarks, so borrowers may soon see lower interest rates on floating-rate loans and lighter EMIs on existing home loans and for fresh applications. Home loan borrowers are set to get relief after…

RBI has rolled out another repo rate cut on 5th December with immediate effect. The rate has come down to 5.25% after a 25 basis point cut. This entails that home loan EMIs may come down for many borrowers. The RBI rate cut latest news has confirmed that the Monetary…

On 26 November, the Reserve Bank of India (RBI) issued draft guidelines under which Credit Information Companies (CICs) will be required to update credit scores every 7 days, starting 1 April 2026. This move is expected to make loan approvals smoother for borrowers who have to wait weeks for their…

Urban Money has recorded one of its sharpest jumps in performance, closing FY25 with revenue touching Rs 714 crore, a clear step up from Rs 453 crore the year before. The company’s lending engine has been accelerated by rising demand for home loans and deeper digital partnerships with banks and…

The RBI kept the repo rate steady at 5.5 per cent on Wednesday. The decision was taken at the end of the Monetary Policy Committee meeting. Governor Sanjay Malhotra said the committee maintained a neutral stance. He noted that inflation had eased, but conditions abroad remain unstable. Tariff disputes and…