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Urban Money Blogs
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Home Loan Interest Rates Cut 2025: RBI Repo Move Triggers Big Rate Reductions Across 6 Major Banks
December 10, 2025
Following the RBI’s 5 December repo rate cut to 5.25%, six major banks have begun trimming home loan benchmarks, so borrowers may soon see lower interest rates on floating-rate loans and lighter EMIs on existing home loans and for fresh applications. Home loan borrowers are set to get relief after…
Category:Home Loan Archive -
RBI Repo Rate Cut December 2025 : What It Means for You?
December 05, 2025
RBI has rolled out another repo rate cut on 5th December with immediate effect. The rate has come down to 5.25% after a 25 basis point cut. This entails that home loan EMIs may come down for many borrowers. The RBI rate cut latest news has confirmed that the Monetary…
Category:Financial News -
RBI Cuts Wait Time : Loan Approvals to Get Quicker as Credit Scores Update Weekly
November 28, 2025
On 26 November, the Reserve Bank of India (RBI) issued draft guidelines under which Credit Information Companies (CICs) will be required to update credit scores every 7 days, starting 1 April 2026. This move is expected to make loan approvals smoother for borrowers who have to wait weeks for their…
Category:Financial News -
Urban Money Clocks 58% Revenue Growth in FY25, Sets Sights on a Bigger Year Ahead
November 11, 2025
Urban Money has recorded one of its sharpest jumps in performance, closing FY25 with revenue touching Rs 714 crore, a clear step up from Rs 453 crore the year before. The company’s lending engine has been accelerated by rising demand for home loans and deeper digital partnerships with banks and…
Category:Media Coverage -
RBI Holds Repo Rate at 5.5%, Keeps GDP Growth Forecast at 6.5%
August 26, 2025
The RBI kept the repo rate steady at 5.5 per cent on Wednesday. The decision was taken at the end of the Monetary Policy Committee meeting. Governor Sanjay Malhotra said the committee maintained a neutral stance. He noted that inflation had eased, but conditions abroad remain unstable. Tariff disputes and…
Category:Media Coverage -
Home Loans Get Costlier : SBI Increases Interest Rates by 25 Basis Points
August 18, 2025
From August 1, 2025, SBI has increased its home loan interest rates by 25 basis points. The bottom rate holds at 7.50 per cent. At the top, the rate has moved to 8.70 per cent, above the earlier cap of 8.45 per cent. The change follows the Reserve Bank of…
Category:Financial News -
SBI Slashes Lending and Deposit Rates After RBI's Jumbo Repo Cut
June 19, 2025
In a move reflecting the broader shift in monetary policy, the State Bank of India (SBI) has announced a reduction in its key lending and deposit rates. The revision follows the Reserve Bank of India’s (RBI) decision on June 6 to cut the repo rate by 50 basis points, bringing…
Category:Financial News -
Top 5 Legal Documents You Need for a Hassle-Free Home Loan Process
June 18, 2025
Getting a home loan can be smooth if you have all the right documents. Lenders need certain legal documents for a home loan to verify your identity, income, and property details. Having these ready in advance can speed up the process and increase your chances of approval. In this guide,…
Category:Home Loan Archive -
RBI's Rate Cut: The Domino Effect of 50 BPS Cut on Real Estate
June 10, 2025
The RBI has recently lowered the repo rate by 0.5 percentage points, bringing it to 5.5%. This change will ease the financial burden on home loan borrowers by reducing their monthly EMIs. In India, most new home loans are connected to the repo rate through the Repo Linked Lending Rate…
Category:Media Coverage -
Repo Rate Slashed by 50 Points: Here’s What It Means for Borrowers
June 06, 2025
RBI Governor Sanjay Malhotra announced the third consecutive Repo Rate cut by the RBI on June 6, 2025. The rate now stands at 5.50% and will lower the overall cost of borrowing for regular Indian citizens. Since the February policy review, the RBI repo rate has been reduced by a…
Category:Financial News
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