Urban Money Blogs

Pradhan Mantri Awas Yojana SBI : The Key to Your House
April 13, 2023

Most dream of owning a home, and PM Awas Yojana SBI offers just that. State Bank of India supports the Indian government’s decision of wanting to provide affordable houses to every dreamer. Prime Minister Awas Yojana SBI is recognized by the government to offer the scheme. SBI PMAY provides affordable…

Category:Home Loan Archive
What is a CVV Number and How Do I Find It?
April 11, 2023

Modern life would not be the same without credit or debit cards, and for good reason. They not only make it simple and easy for you to spend money but also have a number of advantages like security and fraud prevention. Knowing your credit card's CVV number is crucial if…

Category:CIBIL Score Archive
Mutation Certificate : A Guide for Property Buyers and Sellers
April 04, 2023

When the ownership of property changes, it is critical that the new owner updates the municipal authorities' revenue records so that property tax can be levied against them. Mutation refers to the process of recording a change in ownership in the municipal authorities' revenue records. In Hindi, the mutation is…

Category:Home Loan Archive
Bank of Baroda Mudra Loan
April 03, 2023

The Indian government established the Pradhan Mantri Mudra Yojana, or PMMY, to offer small and micro non-farm business firms reasonably priced finance. To "finance the underfunded," this programme was created to include MSMEs in the formal financial system. Micro and small enterprises can apply for a Bank of Baroda Mudra…

Category:Home Loan Archive
Certificate of Occupancy : What it is and Why it is Important
March 29, 2023

An occupancy certificate is an official document issued by the local government or building authority that confirms that a building or a specific part of a building is suitable and safe for occupancy. It is usually issued after the completion of construction work and a building inspector has inspected the…

Category:Home Loan Archive
Home Top Up Loan - Meet Your Housing Requirements
March 28, 2023

A house has a voice of its own, reflected through its maintenance, interior, fixtures, and renovations. Keeping this voice tuned requires a great amount of money, initiating the need for a top-up loan on house loans. A top-up loan allows a person to take an additional loan over their existing…

Category:Home Loan Archive
Base Rate: Why It's Important in Decision Making
March 27, 2023

Buying a home is one of the most significant investments you'll make in your lifetime, and choosing the right home loan can make all the difference. The base rate is one crucial factor that impacts your home loan interest rate. The base rate is the minimum interest rate set by…

Category:Home Loan Archive
Project Completion Certificate
March 24, 2023

In the real-estate sector, completion of the project is a significant achievement, whether it’s a residential building, commercial space or any other infrastructure. The project is considered complete only after obtaining the Project Completion Certificate (PCC). It is a crucial document that certifies the completion of a project in compliance…

Category:Home Loan Archive
Conveyance Deed: Definition, Purpose, and Important Considerations
March 14, 2023

A conveyance deed is a legal document that transfers property ownership from one person or entity to another. This document is an essential part of buying or selling a property. The conveyance deed contains details about the property, such as its location, boundaries, and description. It also includes the names…

Category:Home Loan Archive
Commencement Certificate for Construction Project
March 14, 2023

A Commencement Certificate is a legal document that a local government or municipal corporation issues granting permission for the commencement of construction of a building or a project. It is sometimes referred to as a Building Commencement Certificate (BCC) or a Construction Commencement Certificate (CCC). The Commencement Certificate serves as…

Category:Home Loan Archive