Urban Money Blogs

Haryana Real Estate Regulatory Authority (HRERA)
April 24, 2023

The Indian government has established various authorities under the Real Estate (Regulation and Development) Act 2016. These authorities ensure that the objectives of the Act are implemented. One such authority is RERA Haryana which has sworn to drive the real estate market in Haryana. It is a one-stop shop for…

Category:Home Loan Archive
How To Use Your Credit Card Like a Pro
April 20, 2023

Credit cards have become a ubiquitous part of modern-day spending. In India, the popularity of credit cards has increased, with over 50 million in circulation as of 2020. That's a lot of plastic power! While a credit card offers enhanced convenience and flexibility, it is a double-edged sword if not…

Category:CIBIL Score Archive
Right Way to Transfer Money From a Credit Card to Bank Account
April 17, 2023

Credit card is one of the most used means of transactions. Where most of the payments in today’s era can be made through credit cards, certain payments are made towards home loans, car loans, etc., where credit card does not work. A credit card has numerous advantages, including the flexibility…

Category:CIBIL Score Archive
Home Loan Provisional Certificate
April 14, 2023

If you plan to take out a home loan, you might come across a document called a "Home Loan Provisional Certificate." A Home Loan Provisional Certificate is a document issued by a lender that provides provisional details of the interest paid on a home loan during a financial year. It…

Category:Home Loan Archive
Pradhan Mantri Awas Yojana SBI : The Key to Your House
April 13, 2023

Most dream of owning a home, and PM Awas Yojana SBI offers just that. State Bank of India supports the Indian government’s decision of wanting to provide affordable houses to every dreamer. Prime Minister Awas Yojana SBI is recognized by the government to offer the scheme. SBI PMAY provides affordable…

Category:Home Loan Archive
What is a CVV Number and How Do I Find It?
April 11, 2023

Modern life would not be the same without credit or debit cards, and for good reason. They not only make it simple and easy for you to spend money but also have a number of advantages like security and fraud prevention. Knowing your credit card's CVV number is crucial if…

Category:CIBIL Score Archive
Mutation Certificate : A Guide for Property Buyers and Sellers
April 04, 2023

When the ownership of property changes, it is critical that the new owner updates the municipal authorities' revenue records so that property tax can be levied against them. Mutation refers to the process of recording a change in ownership in the municipal authorities' revenue records. In Hindi, the mutation is…

Category:Home Loan Archive
Bank of Baroda Mudra Loan
April 03, 2023

The Indian government established the Pradhan Mantri Mudra Yojana, or PMMY, to offer small and micro non-farm business firms reasonably priced finance. To "finance the underfunded," this programme was created to include MSMEs in the formal financial system. Micro and small enterprises can apply for a Bank of Baroda Mudra…

Category:Home Loan Archive
Certificate of Occupancy : What it is and Why it is Important
March 29, 2023

An occupancy certificate is an official document issued by the local government or building authority that confirms that a building or a specific part of a building is suitable and safe for occupancy. It is usually issued after the completion of construction work and a building inspector has inspected the…

Category:Home Loan Archive
Home Top Up Loan - Meet Your Housing Requirements
March 28, 2023

A house has a voice of its own, reflected through its maintenance, interior, fixtures, and renovations. Keeping this voice tuned requires a great amount of money, initiating the need for a top-up loan on house loans. A top-up loan allows a person to take an additional loan over their existing…

Category:Home Loan Archive