Tamil Nadu Encumbrance Certificate (TNREGINET)

January 13, 2023

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When considering buying or selling a property, it will be imperative to check whether the property has an encumbrance certificate available. This is essential as one will have access to information about the property’s current owner as per government records, the transactions the property went through, and whether the property holds any third-party claim, mortgage, or charges. For the state of Tamil Nadu, the case is no different. The Encumbrance Certificate Tamil Nadu can be accessed via the TNREGINET, a Government portal that lets users quickly check any property’s details online. This eliminates the need for visiting any registrars in the locality.

In this blog, we have explored various aspects of TNREGINET EC for the state of Tamil Nadu extensively.

What is TNREGINET?

TNREGINET (Tamil Nadu Real Estate Registration Information Network) is an online platform provided by the Tamil Nadu government’s Registrar’s office. It is a web-based system that allows citizens to obtain various legal documents related to properties in Tamil Nadu. These documents include Encumbrance Certificates (EC), Sale Deeds, and Power of Attorney. The platform also provides an online registration service for new properties and a registration service for change of ownership. It allows citizens to apply for these documents and make payments online, which makes the process faster, more efficient, and more convenient. The platform also provides the ability to verify and view documents online and monitor the application’s status.

Step-by-step guide for registering on TNREGINET

To register on TNREGINET, the online portal for obtaining Tamil Nadu Encumbrance Certificates, you will need to follow these steps:

TNREGINET Website

  • Go to the TNREGINET website
  • Click on the “New Registration” button on the homepage
  • Fill in the registration form with your details, such as name, contact information, and email address. You will also need to create a username and password.
  • Click on “Submit” to complete the registration process.
  • After registration, you will receive a confirmation email with a link to activate your account.
  • Once your account is activated, log in to the portal using your username and password.
  • Select the “Encumbrance Certificate” option from the menu and enter the property details for which you need the certificate.
  • Upload the necessary documents and make the payment online.
  • Once your application is processed, you will receive the Encumbrance Certificate via email.

Steps for Verifying Encumbrance Certificate in Tamil Nadu

To verify an Encumbrance Certificate (EC) in Tamil Nadu, you can follow these steps:

  • Go to the TNREGINET website
  • Log in to your account using your username and password.
  • Select the “Encumbrance Certificate” option from the menu.
  • Enter the EC number and the date of issue of the certificate you wish to verify.
  • Click on the “Verify” button to initiate the verification process.
  • The system will display the details of the EC, including the date of issue, the property’s registration number, and the current owner’s name.
  • Compare the details provided on the website with the information provided on the original certificate and ensure that it matches.
  • If the details match, the certificate is valid and can be used for legal transactions or mortgage loans.

Documents Required

The documents required for applying for an encumbrance certificate in Tamil Nadu.

  • Residential proofs
  • Identification proofs
  • Details of the Property along with survey number and document number
  • Sale deed copy
  • Statement of purpose
  • Power of attorney, if applicable.

How to Apply for Documents on TNREGINET Online?

To apply for documents on TNREGINET online, you will need to follow these steps:

  • Go to the TNREGINET website
  • Log in to your account using your username and password.
  • Select the “Apply for Documents” option from the menu.
  • Choose the type of document you need, such as an Encumbrance Certificate, Sale Deed, or Power of Attorney.
  • Enter the required information, such as the property’s registration number, the issue date, and the current owner’s name.
  • Upload the necessary documents, such as the property’s sale deed and proof of identity.
  • Make the payment online.
  • Once your application is processed, you will receive the document via email.

Encumbrance Certificate (EC) fee structure on TNREGINET

The fees for obtaining an Encumbrance Certificate (EC) through TNREGINET in Tamil Nadu vary depending on the property type and the certificate’s duration. The fee is a combination of various charges like registration, stamp duty, and service fees.

Here is a rough estimate of the fees for a few types of properties:

  • Residential property: The fee for obtaining an EC for a residential property for 30 years is approximately INR 1000 to INR 1500.
  • Commercial property: The fee for obtaining an EC for a commercial property for 30 years is approximately INR 2000 to INR 2500.
  • Agricultural land: The fee for obtaining an EC for agricultural land for 30 years is approximately INR 800 to INR 1000.

It’s important to note that these fees are approximate values and may vary depending on the district and the time of the application, It’s also a good idea to check the fee structure before applying to know the exact amount and if it needs to be clarified, you can always check with the registrar office of the district in which the property is located.

List of services offered by the TNREGINET online portal

The TNREGINET (Tamil Nadu Real Estate Registration Information Network) portal provides several services related to properties in Tamil Nadu. Some of the primary services provided by the portal are

  • Encumbrance Certificate (EC): Citizens can apply for and obtain ECs, which are legal documents that provide information on the property’s chain of ownership and any outstanding legal encumbrances.
  • Sale Deed: Citizens can apply for and obtain Sale Deeds, which are legal documents that provide proof of property ownership.
  • Power of Attorney: Citizens can apply for and obtain Power of Attorney, a legal document that gives someone the authority to act on behalf of another person.
  • Online Registration: Citizens can apply for online registration for new properties and changes of ownership.
  • Verification of Documents: Citizens can verify the authenticity of legal documents such as Encumbrance Certificates and Sale Deeds.
  • Monitoring Application Status: Citizens can monitor the status of their applications and receive notifications on the progress of their applications.
  • Payment: The portal allows citizens to make payments online for the various services offered.
  • Data viewing: Citizens can view the information in documents like Encumbrance Certificates, Sale Deed and other documents.
  • e-Stamping: The portal also allows citizens to pay e-Stamping fees required to register properties and other documents.

Frequently Asked Questions

How to view the transaction status for my e-payment on TNREGINET?

To view the transaction status of your e-payment on TNREGINET, an applicant must log into the official website of TNREGINET and point the cursor on the ‘E-Services’ tab and click on ‘E-payment’ followed by clicking on the ‘payment’ and finally select ‘payment status.

How to check TNREGINET Jurisdiction?

Checking TNREGINET jurisdiction is a straightforward process which can be achieved by visiting the official website of TNREGINET, wherein users can filter their searches under the jurisdiction section.

Can you get your registration details from the sub-registrar’s office directly?

The guideline value of Tamil Nadu can be checked from the official website of TNREGINET. One can find the same on the website's main homepage under the Guideline value option from the menu.

Why is it essential to have a Tamil Nadu EC?

With the set up of an online Tamil Nadu EC portal, home buyers can check the property's status and whether it has any legal obstacles along with its availability

Vimal Vijayan is a major in Philosophy with a background in Music, Artistry, Research, and Teaching. More often than not, he is as confused as a cow on an astroturf but oddly that's just his strategy for staying lazy. Also, he likes to play Chess. Fin.

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