Bank of Maharashtra Home Loan Statement 2026

A home loan statement is more than just a record of EMIs paid. It helps borrowers track the outstanding loan balance, review repayment history, verify interest charged, and maintain financial records throughout the loan tenure. The statement is also useful while applying for a balance transfer, resolving account-related queries, or checking loan transactions. Bank of Maharashtra allows customers to obtain their home loan statement through digital banking channels or by visiting a branch. This guide explains how to download the statement using net banking and the mobile app, request a physical copy when required, and obtain the annual interest certificate for income tax purposes. It also covers the Bank of Maharashtra loan statement download process via Maha Mobile, and BoM home loan account statement online options.

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How can you download the Bank of Maharashtra home loan statement through net banking?

Most borrowers need their loan statement only a few times a year. Some download it while filing income tax returns. Others need it before applying for another loan or checking whether recent EMI payments have been credited correctly.

Instead of visiting a branch each time, existing customers can usually access the Bank of Maharashtra home loan statement through the bank’s internet banking platform. If you already have a Bank of Maharashtra home loan, periodically downloading your statement is a good practice. Once logged in, the statement can normally be downloaded by following these steps:

  • Sign in to Bank of Maharashtra Net Banking.
  • Open the Loan Accounts section.
  • Select the relevant home loan account.
  • Choose the required statement period.
  • Download or print the statement in the available format.

The exact menu may vary slightly due to updates to the bank’s digital banking platform, but the overall process remains largely the same. A typical Bank of Maharashtra home loan statement includes:

Information Available Purpose
Loan account number Identifies the loan account
EMI payment history Confirms repayments received
Principal outstanding Shows the remaining loan balance
Interest charged Displays interest debited during the selected period
Transaction history Records credits, debits and adjustments
Loan tenure Helps monitor repayment progress

How can you download the statement using the Maha Mobile App?

Many borrowers now prefer mobile banking over desktop internet banking, particularly for routine account inquiries. Bank of Maharashtra provides digital banking services through the Maha Mobile application, where eligible customers can access several account-related services, including loan information. This process is commonly searched for as “Bank of Maharashtra loan statement download Maha Mobile” because many borrowers prefer to receive a soft copy directly on their mobile device. The usual process is straightforward.

  • Log in to the Maha Mobile App.
  • Open the Loans or Loan Accounts section.
  • Select the home loan account.
  • Choose the required statement period, if available.
  • Download or share the statement.

Can you request the home loan statement from the branch?

Digital banking is convenient, but there are situations where a branch-issued statement is still useful.  A borrower can request a printed Bank of Maharashtra home loan statement by visiting the servicing branch with identity proof and the relevant loan account details. Some branches may also require a written request if statements covering older financial years are needed.

Under the bank’s service charge schedule, duplicate account statements may incur charges in certain situations, while automatically generated electronic statements sent to registered email addresses are generally available free of charge.

How can you obtain the Bank of Maharashtra home loan interest certificate for income tax?

Many borrowers confuse the loan statement with the interest certificate, but they are not the same. A loan statement records every financial transaction in the loan account.

A Bank of Maharashtra home loan interest certificate summarises the principal and interest paid during a financial year. This document is commonly required while claiming deductions under Sections 24(b) and 80C of the Income-tax Act, wherever applicable. Depending on the banking channel available, borrowers may obtain the certificate through:

  • Net Banking.
  • Maha Mobile (where available).
  • Home branch.
  • Customer service request.

The certificate generally includes:

Details Included Purpose
Financial year Income tax reporting
Total principal repaid Tax computation
Total interest paid Interest deduction claim
Loan account details Verification
Borrower information Record keeping

How to apply for a home loan with Urban Money?

If you’re planning to apply for a Bank of Maharashtra home loan, Urban Money simplifies the process by allowing you to compare loan options, calculate estimated EMIs and understand your eligibility before submitting an application. Before proceeding, compare the Bank of Maharashtra’s interest rate, processing fees, repayment tenure, foreclosure terms, and other loan conditions. The application can be completed in a few simple steps.

  • Visit Urban Money and go to “Products & Offers”.
  • Choose Bank of Maharashtra from the available lender options.
  • Fill in your personal, employment, and income details.
  • Review your estimated loan eligibility and EMI.
  • Upload the required supporting documents for verification.
  • A dedicated loan specialist will assist you with the application, documentation, and lender coordination until the loan process moves forward.

If you’re comparing lenders or organizing your loan documents, reading a home loan statement guide can help you understand the information reflected in your annual loan statement, while regularly monitoring your home loan application status ensures you stay informed about every stage of the approval process.

Written By
rahul
rahul
Amit Prakash Singh
Co-Founder, Square Yards & Chief Business Officer, Urban Money
Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

Last Updated: 21st July 2026

Frequently Asked Questions (FAQs)

How do I download the Bank of Maharashtra home loan statement online?

Existing customers can generally download the Bank of Maharashtra home loan statement via internet banking by logging in to their account and selecting the relevant loan account. If online access is unavailable, the servicing branch can provide a printed statement on request.

How do I get a Bank of Maharashtra home loan interest certificate?

The Bank of Maharashtra home loan interest certificate is generally available through the bank’s digital banking channels or by requesting it from the home branch. It is usually issued for a specific financial year and is commonly used for income tax purposes.

Can I get a Bank of Maharashtra home loan statement via the mobile app?

Yes, eligible customers may access loan-related information through the Maha Mobile application. Depending on the available features, the statement can either be downloaded directly or accessed through linked internet banking services.

What is the Bank of Maharashtra helpline for a home loan statement?

Borrowers can contact Bank of Maharashtra’s customer support or their servicing branch for assistance with loan statements, interest certificates, or account-related queries. The branch handling the loan is usually able to provide the most detailed assistance for document requests.

Is the BoM home loan statement available for previous financial years?

In many cases, yes. Borrowers may request statements covering earlier financial years through the branch, subject to the bank’s record availability and any applicable service charges. Older records are often required for tax, legal, or refinancing purposes.

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