Check & Download DHFL Home Loan Statement

Understanding your DHFL/Piramal home loan statement is crucial for a smooth homeownership experience in India. This document, provided by Piramal Capital & Housing Finance after their acquisition of DHFL in 2021, offers a wealth of information to empower your financial decisions. It goes beyond your current balance, tracking your loan progress, aiding in tax benefits, and facilitating informed financial planning. This guide will showcase how to access your DHFL/Piramal home loan statement online or offline, ensuring you have all the information at your fingertips.

Why is DHFL Home Loan Statement Necessary?

A DHFL (now known as Piramal Finance) home loan statement is necessary for several reasons:

• Track Loan Progress and Repayment History: It shows you the outstanding balance, how much of the principal, and the interest you’ve paid so far. This helps you understand how much you’ve progressed with your loan repayment.
• Tax Benefits: In India, you can claim tax deductions for the principal and interest paid on your home loan under sections 80C and 24 of the Income Tax Act. The home loan statement provides the necessary details to claim these deductions.
• Planning and Budgeting: You can use the statement to analyse your EMI payments and plan your finances better.
• Record Keeping: It serves as an official record of your loan transactions, which can be helpful in case of any discrepancies or disputes.
• Loan Restructuring or Balance Transfer: If you’re considering refinancing your home loan with another lender, the DHFL statement will be required to understand your current loan details and repayment history.

How to View and Download DHFL Home Loan Statement Online? 

Steps to check your Piramal Finance home loan statement and download the e-statement:

Option 1: Log In Portal

• Visit the Piramal Finance website and click on “Login”.
• Enter the mobile number linked to your loan account.
• Once logged in, navigate to the “Loan Statements” section or “E-Statements”. This might be under “My Account” or a similar section.
• You can view your statement details directly or choose a date range to download a specific statement.

Option 2: Mobile Application

• Download the Piramal Finance mobile app from the App Store or Google Play.
• Launch the app and log in using your credentials.
• Look for a section dedicated to “Loan Statements” or “E-Statements”.
• You should be able to view your statements or download them within the app.

How to Get DHFL Home Loan Statement Offline?

There are two ways to get your DHFL home loan statement offline:

• Visit your nearest DHFL branch:
  • Locate the nearest branch using an online search or through Piramal Housing Finance’s website (DHFL is now Piramal Housing Finance).
  • Once at the branch, visit the helpdesk and request a statement request form.
  • Fill out the form with your details and submit it to the customer service representative.