Home First Finance Company Home Loan for Self Employed

Even if you’re self-employed and don’t have regular paychecks, HomeFirst Finance has your back! They offer special home loans designed for your situation, with flexible repayment plans from 5 to 30 years. You can apply as long as you’re 24 or older and have a good credit history. The process is simple – just show them some ID, proof of address, business documents, and your financial health. There are some fees, but HomeFirst makes applying easy, with most things done online and quick approvals. Don’t let being self-employed hold you back—your dream home is closer than you think!

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Written By
Thejus KS
Thejus KS
A mechanical engineer turned history buff with a sprinkle of financial brilliance. Thejus’s expertise comes with a unique blend of engineering precision, timelines, and the power of numerals. He knows that numbers are the pulse of our globe. Attention to detail and extensive research are the key elements of his writing.
Reviewed By
Amit Prakash Singh
Amit Prakash Singh
Co-Founder, Square Yards & Chief Business Officer, Urban Money
Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

Last Updated: 3 December 2025

Home First Finance Company Home Loan for Self-Employed – Highlights 

Here are the highlights of Home First Finance Company’s home loan for self-employed individuals:

Features  Details
Repayment Terms 5 to 30 years
Minimum Age 24 years
Documentation Identity, address proof, business proof, and financial statements

Home First Finance Company Home Loan for Self-Employed – Fees and Charges 

HomeFirst Finance Company charges processing fees (starting from Rs 2,500 + GST) and additional charges like stamp duty, e-filing charges, and others applicable to the Memorandum of Equitable Mortgage.

Home First Finance Company Home Loan for Self-Employed – Documents Required 

To get a HomeFirst Finance Company home loan for self-employed, you’ll need proof of identity, address, business existence, and financial stability. 

Home First Finance Company Home Loan for Self-Employed – Eligibility Criteria 

HomeFirst Finance caters to self-employed individuals aged 24 and above. They assess your credit history and income stability to determine eligibility. You can choose flexible repayment terms ranging from 5 to 30 years.

Frequently Asked Questions (FAQs)

What is the repayment term for a Home First Finance Company home loan for the self-employed?

Home First Finance Company offers flexible repayment terms ranging from 5 to 30 years for home loans to self-employed individuals.

What is the minimum age for a Home First Finance Company home loan for a non-salaried person?

To qualify for a home loan as a non-salaried individual with Home First Finance Company, you should be at least 24 years old.

What is the tenure limit for Home First Finance Company home loans for non-salaried people?

Non-salaried applicants can secure home loans with tenures extending up to 30 years.

What is the minimum and maximum Home First Finance Company home loan amount for a non-salaried person?

Home First Finance Company provides home loan amounts starting from approximately ₹5 lakhs, with maximum limits depending on individual eligibility and property valuation.

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