- Home
 - Personal Loan
 - Hdfc Bank
 - HDFC Personal Loan of 30000
 
HDFC Personal Loan of 30000
- Personal Loan By Other
 - Personal Loan By Amount
 - Personal Loan By Profession
 - Personal Loan By Scheme
 
- Personalized Personal Loan solutions
 - Expert guidance
 - Application assistance
 - Credit score discussion
 - Personal Loan Interest rate comparison
 


Last Updated: 26th September 2024
Do you require a quick and easy way to access funds? HDFC Personal Loan 30000 could be the practical solution for you. In times of financial need, a personal loan of 30,000 from HDFC can also be a life-saver. Whether for unexpected expenses or a small investment, this unsecured loan offers a convenient and hassle-free way to meet your requirements without needing collateral. With Urban Money’s EMI calculator, you can gauge your choices, calculate your EMI, and experience a stress-free borrowing experience with HDFC. Here, you can explore the details of HDFC’s 30000 personal loan, covering eligibility, documents, fees, and more.
30000 Personal Loan HDFC – Highlights
The HDFC Bank personal loan of 30,000 is available to borrowers at the following terms.
| Feature | Benefit | 
| Loan Amount | ₹30,000 | 
| Flexible Tenure | 12 to 60 months | 
| Attractive Interest Rates | Starting at 11.99% | 
| Minimal Documentation | Quick and easy application process | 
| Instant Approval | Get your loan approved in just 10 minutes | 
30000 Personal Loan EMI for 5 & 10 Years
Based on the starting 30,000 loan interest rate of 10.50% p.a., here are the loan’s EMIs for up to 5 years.
| Month | Beginning Loan Balance | EMI | Principal | Monthly Interest | Outstanding Balance | 
| 1 | ₹ 30000 | ₹ 645 | ₹ 382 | ₹ 263 | ₹ 29618 | 
| 12 | ₹ 25606 | ₹ 645 | ₹ 421 | ₹ 224 | ₹ 25185 | 
| 24 | ₹ 20306 | ₹ 645 | ₹ 467 | ₹ 178 | ₹ 19839 | 
| 36 | ₹ 14423 | ₹ 645 | ₹ 519 | ₹ 126 | ₹ 13904 | 
| 48 | ₹ 7891 | ₹ 645 | ₹ 576 | ₹ 69 | ₹ 7315 | 
| 60 | ₹ 639 | ₹ 645 | ₹ 639 | ₹ 6 | ₹ 0 | 
Based on the starting 30,000 loan interest rate of 10.50% p.a., here are the loan’s EMIs for up to 10 years.
| Month | Beginning Loan Balance | EMI | Principal | Monthly Interest | Outstanding Balance | 
| 1 | ₹ 30000 | ₹ 405 | ₹ 142 | ₹ 263 | ₹ 29858 | 
| 12 | ₹ 28364 | ₹ 405 | ₹ 157 | ₹ 248 | ₹ 28208 | 
| 24 | ₹ 26392 | ₹ 405 | ₹ 174 | ₹ 231 | ₹ 26218 | 
| 36 | ₹ 24202 | ₹ 405 | ₹ 193 | ₹ 212 | ₹ 24009 | 
| 48 | ₹ 21771 | ₹ 405 | ₹ 214 | ₹ 190 | ₹ 21556 | 
| 60 | ₹ 19071 | ₹ 405 | ₹ 238 | ₹ 167 | ₹ 18833 | 
| 72 | ₹ 16075 | ₹ 405 | ₹ 264 | ₹ 141 | ₹ 15811 | 
| 84 | ₹ 12748 | ₹ 405 | ₹ 293 | ₹ 112 | ₹ 12455 | 
| 96 | ₹ 9054 | ₹ 405 | ₹ 326 | ₹ 79 | ₹ 8729 | 
| 108 | ₹ 4954 | ₹ 405 | ₹ 361 | ₹ 43 | ₹ 4592 | 
| 120 | ₹ 401 | ₹ 405 | ₹ 401 | ₹ 4 | ₹ 0 | 
Compare 30000 Lakh Personal Loan From Other Banks & NBFC
When choosing a personal loan, comparing options is crucial. Here’s a quick comparison of 30,000 HDFC personal loans with other leading banks and NBFCs, helping you make an informed decision.
| Bank/NBFC | Interest Rate | Processing Fee | 
| HDFC Bank | 11.99% | Up to 2% | 
| ICICI Bank | 12.50% | Up to 3% | 
| Axis Bank | 13.25% | Up to 4% | 
| Bajaj Finserv | 14.00% | Up to 5% | 
30000 HDFC Home Loan – Fees and Charges
Availing a 30,000 personal loan from HDFC comes with transparency. Similarly, understanding the associated fees and charges is crucial to manage your budget effectively.
| Fee | Description | 
| Processing Fee | Up to 2% of loan amount | 
| Prepayment Fee | Up to 5% of outstanding balance | 
| Late Payment Fee | 2% of overdue EMI | 
30000 HDFC Home Loan – Documents Required
The list includes identity proof to income statements for 30,000 personal loan documents for HDFC Bank. Here’s a comprehensive list to ensure a smooth processing experience.
- Identity proof: PAN card, Aadhaar card, or voter’s ID
 - Address proof: Electricity bill, rental agreement, or bank statement
 - Income proof: Salary slips for the last three months or ITR
 - Bank statement: Copy of bank statements for the previous six months
 - Employment proof: Appointment letter for salary certificate
 
30000 HDFC Home Loan – Eligibility Criteria
Before applying, learn about the prerequisites and kickstart your journey for 30,000 personal loan eligibility for HDFC Bank.
| Criterion | Requirement | 
| Age | 21 to 60 years | 
| Employment | Salaried or self-employed | 
| Minimum Income | ₹25,000 per month | 
| Credit Score | 750 or above | 
Quick Links
Loan Offers By Hdfc Bank's
Personal Loan by Nationalized Bank
Personal Loan by Private Bank
- RBL Bank Personal Loan
 - DCB Bank Personal Loan
 - Reliance Capital Personal Loan
 - Federal Bank Personal Loan
 - karnataka bank Personal Loan
 - IDBI Bank Personal Loan
 - YES Bank Personal Loan
 - CITI Bank Personal Loan
 - Deutsche Bank Personal Loan
 - ICICI Bank Personal Loan
 - karur Vysya Bank Personal Loan
 - HDFC Sales Personal Loan
 - IndusInd Bank Personal Loan
 - HDFC Bank Personal Loan
 - IDFC FIRST Bank Personal Loan
 - Kotak Bank Personal Loan
 - Axis Bank Personal Loan
 - HSBC Personal Loan
 
Personal Loan by NBFC
- Bhanix Finance Personal Loan
 - Prefr Personal Loan
 - Tata Capital Financial Services LTD Personal Loan
 - Aditya Birla Finance Limited Personal Loan
 - Ujjivan Small Finance Bank Personal Loan
 - Hero FinCorp Personal Loan
 - Capital First Ltd. Personal Loan
 - Zype Personal Loan
 - Clix Capital Personal Loan
 - PaySense Personal Loan
 - DHFL Personal Loan
 - MoneyWide Personal Loan
 - AU Small Finance Bank Personal Loan
 - FT Cash Personal Loan
 - Edelweiss Financial Services Personal Loan
 - Muthoot Finance Ltd Personal Loan
 - InCred Financial Services Personal Loan
 - SMFG India Credit Company Ltd Personal Loan
 - IndiaBulls Personal Loan
 - IIFL Finance Personal Loan
 - Shriram Urban Co Operative Bank Limited Personal Loan
 - Piramal Finance Personal Loan
 - L&T Finance Personal Loan
 - Tata Capital Housing Finance Limited Personal Loan
 - Bajaj Finserv Personal Loan
 - Poonawalla Fincorp Limited Personal Loan
 - Privo Personal Loan
 - Loantap Credit Products Private Limited Personal Loan
 
Personal Loan Calculators