HDFC Personal Loan of 6 Lakh

HDFC Bank is one of the leading private banks in India. It offers a diverse range of financial products, including personal loans. While specific details about a 6 lakh personal loan may vary, HDFC typically provides unsecured personal loans with flexible amounts and competitive interest rates. Loan eligibility is influenced by factors such as income, credit history, and age. The application process is likely streamlined and involves submitting essential documents online. Borrowers can choose a repayment tenure that suits their financial situation, and various repayment options are available. Known for its excellent customer service, HDFC Bank assists applicants and borrowers throughout the process. And, HDFC Bank Personal Loan for 6 lakh is a fairly good amount to fulfil your personal needs. 

HDFC Bank Personal Loan 6 lakh- Highlights

Take a look at the highlights for a 6 lakh HDFC instant personal loan. 

6 lakh Personal Loan EMI for 1- 5 & 10 Years

Here is a quick snapshot of the HDFC Bank’s 6 lakh personal loan EMIs. 

Compare HDFC 6 lakh Personal Loan from Other Banks & NBFCs

Here is a quick rundown of HDFC Bank 6 lakh personal loan comparison with other leading banks and NBFCs. 

6 lakh HDFC Bank Personal Loan – Fees & Charges

Following is a basic snapshot of 6 lakh HDFC Bank personal loan fees and charges. 

• An individual will need to pay a processing fee of ₹4,999
• 18% GST is applicable  
• Additional charges, such as stamp duty charges, document verification charges and incidental charges, may also apply

6 lakh Personal Loan Documents – HDFC Bank 

Take a look at the documents required for a 6 lakh personal loan for HDFC Bank. 

• Duly Filled Loan Application Form 
• Aadhar Card, Voter’s ID, Valid Passports, and driver’s licence for ID proof 
• Last 3 months’ utility bills, Aadhar card, Voter’s ID, and other documents
• For income proof, one will need to provide recent salary receipts, an audited balance sheet and a P&L account.

6 Lakh Personal Loan Eligibility –  HDFC Bank 

Here is the eligibility criteria for 6 lakh personal loan eligibility. 

• The applicant must be salaried/self-employed or a government employee
• The applicant’s age limit must be between 21-60 years
• The minimum income should be 25,000 per month
• He or she should have a minimum work experience of at least 1 year at the current organisation, and overall, the applicant must have 2 years of work experience
• He or she should be an Indian citizen