Urban Money Blogs

Two-Wheeler Loan Interest Rates
July 18, 2023

Owning a two-wheeler has become a necessity for many individuals, providing a convenient and cost-effective mode of transportation. However, the financial aspect of purchasing a two-wheeler can often pose a significant challenge. This is where two-wheeler loans come into play, offering a viable solution for individuals looking to finance their…

Category:Personal Loan Archive
Credit Appraisal: Unraveling the Economic Enigma!
July 13, 2023

Have you ever found yourself lost in the labyrinth of financial terms and credit jargon, with 'credit appraisal' adding to your baffling list? Well, consider this your lifeboat in the tempestuous ocean of banking terminologies. What is credit appraisal, you ask? It's nothing short of an economic detective story where…

Category:Personal Loan Archive
Reverse Mortgage in India: A Smart Way to Boost Your Retirement Income
July 11, 2023

Reverse Mortgage is a financial product that allows senior citizens who own a residential property in India to convert their home equity into cash income without selling their home or making monthly loan payments. It is a way of unlocking the value of their property and using it to supplement…

Category:Home Loan Archive
Small Loans : Get Instant Cash Loans
July 06, 2023

In India, small loans have become a crucial financial tool for individuals seeking immediate funds to address their urgent financial needs. These short-term loans, typically ranging from a few hundred to a few thousand rupees, offer a convenient and accessible solution for those facing unexpected expenses, emergency situations, or temporary…

Category:Personal Loan Archive
No Credit Check Loans: The Savior of Low Credit Score Borrowers
July 03, 2023

As the name suggests, no credit check loans are ideal for those with a poor credit history. When it comes to loans without credit check, the lender can perform the same thing without retrieving the borrower's CIBIL score or history. However, given the borrower's overall risk profile, which normally improves…

Category:Personal Loan Archive
Get Familiar with Banking Terminologies
June 28, 2023

Banking terms, or banking terminology and concepts, are widely used in India by all types of banks. Even financial and banking specialists can find specific banking terminologies complicated and challenging to understand at times. However, because banking has become an indispensable element of our work and personal lives, knowing financial…

Category:Home Loan Archive
How Much Gold Can You Carry with You from Dubai to India?
June 23, 2023

If you've ever found yourself dazzled by the gold souks of Dubai and contemplated bringing some of that glittering allure back home to India, then you've come to the right place. A few years ago, the Indian Central Board of Indirect Taxes and Customs fixed a limit on how much…

Category:Personal Loan Archive
HDFC Bank Merger: Changes for HDFC FD Customers; Annual Results and Dividend Awaited
June 15, 2023

In a significant development in the financial sector, HDFC Ltd and HDFC Bank have recently announced their long-awaited merger. The merger between these leading entities, HDFC and HDFC Bank, will bring about several changes and opportunities for customers and shareholders. HDFC, the leading housing finance company, and HDFC Bank, one…

Category:Financial News
Which City or State is the Cheapest for Buying Gold in India?
June 14, 2023

In India, gold reigns supreme, captivating hearts with its alluring glow and timeless allure. Its importance transcends mere adornment, as it embodies centuries of tradition and cultural significance. From lavish weddings to religious rituals, gold holds a sacred place in the fabric of Indian society.Beyond its aesthetic appeal, gold represents…

Category:Personal Loan Archive
National Scholarship Portal
June 13, 2023

The National Scholarship Portal (NSP) is an online platform launched in 2016 by the Ministry of Human Resource Development (MHRD) and managed by the National Informatics Centre (NIC). It serves as a centralised access point for all scholarships offered by the Government of India. The NSP aims to streamline the…

Category:Personal Loan Archive