Urban Money Blogs

The Reserve Bank of India is the highest banking and financial authority in India. Along with the Government of India, the central bank revamps and updates its policies to publish RBI guidelines for home loans every year. The guidelines specify the home loan rules that are to be followed by…

The feeling when you buy your first car, the feeling of going on that first trip, and the feeling of buying your first dream house make our lives whole. These are the kinds of goals we set for ourselves in life! When talking about buying your first home, they say…

In the dynamic landscape of financial services, certain eligibility criteria play a pivotal role in determining individuals' access to various offerings. One such critical factor is the age limit. In the context of India, understanding the minimum and maximum age limits for home loans is of utmost significance. These criteria…

The Prime Minister Employment Generation Programme (PMEGP) is a flagship initiative of the Government of India to promote entrepreneurship, create employment opportunities, and foster sustainable economic growth. Launched in 2008, the program is administered by the Ministry of Micro, Small and Medium Enterprises (MSME) in collaboration with the Khadi and…

Owning a home is a cherished dream for many. ICICI Bank, one of India's leading financial institutions, aims to turn this dream into reality with its attractive home loan offerings. Applying for a home loan is a significant step towards acquiring your dream home. ICICI Bank ensures a seamless and…

Customer Care No022 6115 6300RBL Bank is one of India's leading private-sector banks. It offers a wide range of financial products and services to meet the diverse needs of its customers. With a strong presence across the country, RBL Bank has earned a reputation for its customer-centric approach and innovative…

In an effort to improve e-governance in Panchayati Raj Institutions (PRIs) across the nation, the Ministry of Panchayati Raj (MoPR) developed the eGram Swaraj portal. The portal's goal is to increase openness in work-based accounting, progress reporting, and decentralised planning. Prime Minister Narendra Modi officially launched the webpage on April…

Are you considering purchasing a property? If so, you may come across the intriguing term "leasehold property" as you explore your options. But what exactly does it mean? Well, let's unlock the mysteries and possibilities that leasehold properties present. Leasehold property bestows upon individuals the right to occupy land or…

Owning a two-wheeler has become a necessity for many individuals, providing a convenient and cost-effective mode of transportation. However, the financial aspect of purchasing a two-wheeler can often pose a significant challenge. This is where two-wheeler loans come into play, offering a viable solution for individuals looking to finance their…

Have you ever found yourself lost in the labyrinth of financial terms and credit jargon, with 'credit appraisal' adding to your baffling list? Well, consider this your lifeboat in the tempestuous ocean of banking terminologies. What is credit appraisal, you ask? It's nothing short of an economic detective story where…