Urban Money Blogs

Reverse Mortgage is a financial product that allows senior citizens who own a residential property in India to convert their home equity into cash income without selling their home or making monthly loan payments. It is a way of unlocking the value of their property and using it to supplement…

In India, small loans have become a crucial financial tool for individuals seeking immediate funds to address their urgent financial needs. These short-term loans, typically ranging from a few hundred to a few thousand rupees, offer a convenient and accessible solution for those facing unexpected expenses, emergency situations, or temporary…

As the name suggests, no credit check loans are ideal for those with a poor credit history. When it comes to loans without credit check, the lender can perform the same thing without retrieving the borrower's CIBIL score or history. However, given the borrower's overall risk profile, which normally improves…

Banking terms, or banking terminology and concepts, are widely used in India by all types of banks. Even financial and banking specialists can find specific banking terminologies complicated and challenging to understand at times. However, because banking has become an indispensable element of our work and personal lives, knowing financial…

If you've ever found yourself dazzled by the gold souks of Dubai and contemplated bringing some of that glittering allure back home to India, then you've come to the right place. A few years ago, the Indian Central Board of Indirect Taxes and Customs fixed a limit on how much…

In a significant development in the financial sector, HDFC Ltd and HDFC Bank have recently announced their long-awaited merger. The merger between these leading entities, HDFC and HDFC Bank, will bring about several changes and opportunities for customers and shareholders. HDFC, the leading housing finance company, and HDFC Bank, one…

In India, gold reigns supreme, captivating hearts with its alluring glow and timeless allure. Its importance transcends mere adornment, as it embodies centuries of tradition and cultural significance. From lavish weddings to religious rituals, gold holds a sacred place in the fabric of Indian society.Beyond its aesthetic appeal, gold represents…

The National Scholarship Portal (NSP) is an online platform launched in 2016 by the Ministry of Human Resource Development (MHRD) and managed by the National Informatics Centre (NIC). It serves as a centralised access point for all scholarships offered by the Government of India. The NSP aims to streamline the…

Emergency loans are a type of personal loan that can cover unexpected expenses when you don't have cash on hand. These loans can help you pay for anything from a medical emergency to a car repair. Depending on the lender, emergency loans may come with higher interest rates than traditional…

Imagine the thrill of embarking on a new venture, expanding your business, or finally fulfilling a lifelong dream. The possibilities are boundless, but what if the financial aspect seems like a formidable roadblock standing in your path? Don't fret because there's a superhero ready to swoop in and save the…