Urban Money Blogs

Emergency Loan : Get Urgent Loans
June 09, 2023

Emergency loans are a type of personal loan that can cover unexpected expenses when you don't have cash on hand. These loans can help you pay for anything from a medical emergency to a car repair. Depending on the lender, emergency loans may come with higher interest rates than traditional…

Category:Personal Loan Archive
DSA Loan Agent: Bridging Gap between Borrower and Lender
June 05, 2023

Imagine the thrill of embarking on a new venture, expanding your business, or finally fulfilling a lifelong dream. The possibilities are boundless, but what if the financial aspect seems like a formidable roadblock standing in your path? Don't fret because there's a superhero ready to swoop in and save the…

Category:Personal Loan Archive
Kisan Credit Card Scheme : Easy Access to Credit for Farmers
May 31, 2023

India is primarily an agricultural economy, and farmers are the backbone of our nation. They work tirelessly to provide us with food and nourishment, yet often face challenges in accessing financial services and credit. That's where the Kisan Credit Card (KCC) Loan Scheme comes into play. This scheme, introduced by…

Category:CIBIL Score Archive
Currency Revamp Countdown: Deposit or Exchange Your Rs 2000 Notes
May 23, 2023

After the unexpected turn of demonetisation, banning the INR 2,000 notes in India has sent shockwaves through the citizenry. The abrupt announcement has left people in a state of bewilderment, concerned about the impending chaos that lies ahead. In a twist that caught the nation off guard, the Reserve Bank…

Category:Financial News
List of Best Payment Gateways in India
May 22, 2023

In India, the e-Tailing market is in full swing as a huge proportion of the population has started giving preference to online shopping instead of offline shopping. Additionally, technological advancements have roped in advanced payment gateways with high security. With time, these payment gateways act as the organization's cornerstone.In-depth data…

Category:CIBIL Score Archive
Home Equity Loan for Financial Growth
May 17, 2023

Home equity loans, also known as equity loans, home equity installment loans, or second mortgages, are a type of consumer debt. Home equity loans can be used as collateral for loans by homeowners. The loan amount is the difference between the home's current market value and the homeowner's outstanding mortgage…

Category:Home Loan Archive
Black Credit Card - The Card of Wealth
May 16, 2023

A plethora of conventional credit cards are available to the general public, including gold cards, platinum cards, and even uncommon titanium cards available to individuals who qualify. Black credit cards put the other cards to shame by winning the race of exclusivity. These ultra-high-status cards, which are extended exclusively by…

Category:CIBIL Score Archive
Tamil Nadu Encumbrance Certificate (TNREGINET)
May 12, 2023

When considering buying or selling a property, it will be imperative to check whether the property has an encumbrance certificate available. This is essential as one will have access to information about the property's current owner as per government records, the transactions the property went through, and whether the property…

Category:Home Loan Archive
Vidya Lakshmi Education Loan
May 12, 2023

Vidya Lakshmi Education Loan Scheme is a government initiative to provide financial assistance to students pursuing higher education. Under this scheme, loans are provided to students from different banks and financial institutions across India. The project was launched under the Pradhan Mantri Vidya Lakshmi Karyakram, an initiative to improve literacy…

Category:Personal Loan Archive
Credit Rating Agencies In India
May 11, 2023

It will be intriguing to know that there are agencies that solely involve themselves with the analysis and grading of investment instruments and credit risk. These deem useful for many banks and lending institutions in determining how much capital they can deploy on an individual or entity on a credit…

Category:CIBIL Score Archive