Check & Download ICICI Bank Home Loan Statement

The ICICI Bank home loan statement provides a complete overview of your home loan. As you continue to make repayments, you may lose track of your home loan progress, which can make you less efficient in managing or planning your repayment journey seamlessly. This is where the ICICI Bank home loan statement online becomes crucial. It offers a detailed summary of your ICICI home loan and your repayment status. These include repayment history, due dates, remaining principal, interest amount, tenure, and almost everything relevant to your home loan. For further information, continue scrolling. Hereunder, we provide a step-by-step guide about ICICI bank home loan statement download and other pertinent information. Let's get started.

Why is an ICICI Home Loan Statement Necessary?

Here are the key reasons why an ICICI bank home loan statement is necessary:

• Tracking Loan Repayment: The statement provides a detailed record of the loan amount, interest rate, tenure, and EMI (Equated Monthly Installment) payments. It helps you keep track of how much principal and interest have been repaid and how much is still due.
• Financial Planning: Knowing the outstanding loan balance and future EMIs helps borrowers better plan their finances. It enables them to manage their cash flow efficiently and make informed decisions about prepayments or refinancing, if necessary.
• Tax Deduction Claims: Home loan borrowers can claim tax deductions on both the principal and interest components of the EMI under various sections of the Income Tax Act. The loan statement is a crucial document for claiming these deductions as it provides the necessary breakdown of the principal and interest paid during the financial year.

How Do You View and Download the ICICI Home Loan Statement Online?

Let’s examine the applicable procedure for ICICI bank home loan statement download:

Step 1: Go to the official website of ICICI Bank.

Step 2: Click the “Login” button. 

Step 3: An array of options may appear on your screen. 

Step 4: Opt for the “Personal” option.

Step 5: You will land a new page titled “Login to Internet Banking.”

Step 6: Enter your customer ID and password or your registered phone number.

Step 7: Once logged in, navigate to the ‘E-statements’ section.

Step 8: Select your home loan account and choose the time frame for the statement.

Step 9: You can now view your statement and download it in PDF or Excel format.  

How Do You Get an ICICI Home Loan Statement Offline?

Following are the applicable procedures to get an ICICI bank home loan statement:

• Visit the Nearest ICICI Bank Branch: Find the closest ICICI Bank branch to your location. To receive optimal assistance, visit during working hours.
• Carry Necessary Identification: Ensure you bring a valid government-issued photo ID (such as your Aadhar card, PAN card, or passport) and your home loan account number.
• Fill Out a Request Form: Complete the form with the necessary details, including your home loan account number, the financial year for which you are requesting the statement, and any other pertinent information.
• Submit the Form: Present the filled form to the bank official and proof of identification. You should also sign the form to validate your request.
• Collect the Statement: The bank official will verify your information and the legitimacy of your request. After the verification is complete, the bank will issue the home loan statement.