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Enter IFSC Code to know Bank details Verify IFSC

The Reserve Bank of India assigns the IFSC code, or the Indian Financial System Code, to every banking institution and its numerous branches. It is an 11-digit alphanumeric code that helps eliminate errors and makes the transactional process easy. It is mandatory to have the correct IFSC code when making electronic payments like NEFT, RTGS and IMPS.

The South Indian Bank IFSC code will have ‘SIBL’ accompanied by ‘0’ and the branch code. The IFSC code follows the pattern of SIBL0XXXXXX.  

South Indian Bank IFSC Code Structure

The 11-digit alphanumeric IFSC code has the following structure:

  • The first four alphabets signify the branch name
  • The fifth digit is a ‘0,’ representing future reference 
  • The last six digits signify the branch involved in the transactional process

The South Indian Bank IFSC code- SIBL0000907 can be broken down to ‘SIBL’ signifying the South Indian Bank, ‘0’ representing any future reference and ‘000907’ representing Sector 23, Palam Vihar, Gurgaon branch.

South Indian Bank Branch Code

A branch code is assigned to a bank’s branch by the Reserve Bank of India to distinguish it from the other branches of the same bank or any other bank. The branch code contains 6-digits. It can be found in the IFSC code as the last six numbers. For instance, the South Indian Bank branch code in the IFSC code, SIBL0000907, is its last six digits, that is, 000907. The branch name associated with this code is- Sector 23, Palam Vihar, Gurgaon.

MICR Code South Indian Bank

The Magnetic Ink Character Recognition Code (MICR) consists of 9-digits assigned to the banks and financial institutions engaging in the Electronic Clearance Services Scheme (ECS).

This code becomes mandatory for the clearance of cheques and is assigned by the RBI. Here, each branch has its MICR code. Its nine characters breakdown into the following: 

  • The first three numbers signify the location code
  • The next three digits represent the bank code
  • The last three digits signify the branch code

MICR code of South Indian Bank for Palam Vihar branch, Gurgaon is 110059033. Here, ‘110’ is Gurgaon’s code aligned with its pincode, ‘059’ is the South Indian Bank code and ‘033’ is the branch code.

South Indian Bank Code

A bank code is a code provided to a bank by the RBI on an all-India basis to create its own identity. The bank code can be found in the MICR code. South Indian Bank Code is 059 and can be found printed on the first page of a chequebook.

SWIFT Code South Indian Bank

Society For Worldwide Interbank Financial Telecommunication Code (SWIFT) contains 8-11 alphanumeric characters. It is provided to a bank branch that participates in international transactions. 

The SWIFT code ‘SOININ55XXX’ of the South Indian Bank can be broken down into ‘SOIN’ signifying the South Indian Bank, ‘IN’ signifying India, ‘55’ signifying the location of the head office and ‘XXX’ signifying the bank’s head office.


Where can I find my South Indian Bank IFSC code?

You can find your South Indian Bank IFSC code on the passbook and chequebook’s first page, their official website, or the bank statement.

Is the IFSC code the same for all South Indian Bank branches?

The IFSC is unique to all South Indian bank branches to differentiate them from each other during fund transfers and other banking-related activities.

What are the IMPS charges by South Indian Bank?

The South Indian Bank applies no charges on the IMPS amount of less than INR 1,000. For amounts between INR 1,000 – 99,999, the charges applied are INR 5 plus GST, and INR 1 Lakh and above have INR 15 plus GST as their charges.

What is the bank code of South Indian Bank?

The bank code can be found in the MICR code as the middle three digits. The bank code of South Indian Bank is 059.

How can I know the branch name of South Indian Bank?

One can find the branch name of South Indian Bank on their official website. The branch name is printed on the passbook, the chequebook, and bank statements.

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