Trusted by millions, CITI Bank stands as a reliable partner for all your banking and financial requirements. Beyond loans, CITI Bank services span from savings and checking accounts to investment options, showcasing their commitment to holistic financial well-being. Whether you seek a CITI loan for a major purchase or a CITI bank loan for your entrepreneurial endeavours, their expertise ensures competitive rates and flexible terms. Moreover, with a strong focus on CITI bank loans, they provide tailored lending solutions encompassing personal, business, and mortgage loans.

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Loans offered by CITI Bank

CITI Bank LoansInterest RateProcessing FeeLoan Amount/Tenure

CITI Bank Personal Loan

10.75% - 16.49%

Up to 3% of the borrowed loan amount

₹50K - ₹30L

Tenure(1 - 5 Years)

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CITI Bank Home Loan


Up to 3% of the borrowed loan amount

₹2.1L - ₹10Cr

Tenure(1 - 25 Years)

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CITI Bank Loan Against Property


Up to 0.75% of the loan sanctioned

₹5L - ₹5Cr

Tenure(1 - 15 Years)

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CITI Bank Business Loan

12% - 18%

Up to 2% of the sanctioned loan amount

₹1L - ₹30L

Tenure(1 - 5 Years)

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CITI Bank Features and Benefits

Citibank started its operations in India from the year 1902 onwards in Kolkata and is a major foreign investor in the country today. As a shareholder-promoter, Citibank has executed a crucial role in setting up vital intermediaries of the market including a credit bureau, depositories, payment and clearing institutions. 

  • Citibank is regarded as one of the early pioneers of the software industry in India, setting up Citicorp Overseas Software Ltd and Iflex Solutions Ltd while pioneering ITES in financial services via Citigroup Global Services Ltd. 
  • Oracle acquired Iflex in the year 2005 while CGSL was acquired in 2008 by Tata Consultancy Services. 
  • Citi India shifted its headquarters to the FIFC (First International Financial Centre) in 2013 while being a major offshore unit for Citigroup worldwide. 
  • It has services and products demarcated under the GCB (Global Consumer Bank) and ICG (Institutional Clients Group) segments. 
  • The ICG offers best-in-class services, products and implementation via global banking, treasury and trade solutions, global markets, securities and fund services along with Citi research. Citi Private Bank is also an ICG division. 
  • Citi has also helped in raising US$11.8 billion in capital from loans and bonds along with equity capital of US$18.6 billion for Indian clients, while advising on M&A deals worth US$6.7 billion. 
  • Citi India offers a total line-up of consumer banking services and products along with solutions in every category, including Suvidha, Citigold, Citi Priority and Citigold Private Client. The NonResident proposition was pioneered in the year 1985 for serving banking and wealth management requirements for global Indians. 
  • 2.6 5 million credit card holders and highest spend (per card) amongst major issuers in the segment. 
  • Leading initiatives and Corporate Citizenship programs, impacting 15 million individuals and counting across low-income households via 58 partnerships. 
  • Winner of numerous awards including the 2021 Asset Triple A Digital Awards, IBA Banking Technology Awards 2021, FinanceAsia Country Awards 2021 and IBA Banking Technology Awards 2021 among others.

Services Offered by Citibank

  • Loan EMI tools and calculators. 
  • Online Services. 
  • Life Insurance. 
  • Health Insurance. 
  • Personal Accident Insurance. 
  • Hospital Cash Insurance. 
  • Investments- Deposits, Mutual Funds, Demat Account. 
  • Wealth Insights- CitiChoice, Citi India Wealth Insights. 
  • SIP Calculator. 
  • Wealth Management- Citigold Private Client, Citigold. 
  • Online Services- Citi Mobile, Internet Banking, Email Statement, CitiAlert. 
  • Online Funds Transfer. 
  • Online Credit Card Payments. 
  • Non-Citibank Account. 
  • Online Tax Remittance. 
  • E-Pay/NEFT. 
  • Instant IPIN. 
  • NRI Banking.

Citibank Corporate Office and Contact Details

Corporate Office: Citi Centre, First International Financial Centre, Plot Numbers C-54 and C-55, G-Block, Bandra Kurla Complex, Bandra East, Mumbai 400098. 

Contact Number: 1860 210 2484.


From refinancing to reducing your interest, we have the answers right here.

Who is the head of Citibank?

Jane Fraser is the Chief Executive Officer (CEO) of Citigroup and Ashu Khullar is the CEO of Citi India.

How do I find my Citibank account number?

You can find your Citibank account number on every cheque in your cheque book. Additionally, you can find the same on the backside of your debit card. The first ten digits indicate your account number.

What are the advantages of having a Citibank account?

A Citibank account comes with a slew of benefits, including complimentary debit cards, internet banking, simple withdrawals, free access to other banking services, reward points, and much more.

How do I open a Citibank account?

You can open a Citibank account in online or offline mode, whichever suits you best. To open an account online, visit the official website, click on the banking services, choose an account type, fill out the required information, upload a scanned copy of the documents, and submit your application. 

Next to this, bank officials will verify your information and, on clearance, your account will be opened. However, you can open an account by making a visit to the nearest Citibank branch. All you have to do is get your form, fill it out, attach the required documents, and submit the same to the designated person.

What is the minimum balance at Citibank?

You don't need to maintain a minimum balance in a Citibank savings account.

Where can I find my Citibank Swift Code in India?

You can find your Citibank SWIFT code in India on your bank statement. You can even look for the same on the bank's official website. However, the SWIFT code may vary based upon the financial product. The general syntax is CITIINBXXXX.

What is the Citibank credit card IFSC code?

The credit card IFSC code for Citibank is CITI0000003.

How do I contact Citibank?

You can contact the customer care executives at Citibank by calling (1860) 210-2484. The banking executives are readily available to answer your queries on weekdays from 9 to 7.

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