Urban Money

PUNJAB NATIONAL BANK IFSC CODE

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The branches of Punjab National Bank, like all other bank branches, use the Indian Financial System Code or the IFSC code. It is an 11-digit combination of alphabets and numbers designated to each bank branch by the Reserve Bank of India to keep any transactional errors at a minimum. The code has become dominant in electronic transactions like NEFT, IMPS and RTGS. It monitors the online transfer of money. An IFSC code has the structure of ABCD-0-12345, the first half being the bank name, and the second half is the branch code.

Punjab National Bank, with its headquarters in Delhi, was founded in 1894 in Lahore, Pakistan. Punjab National Bank has the acronym of PUNB in the IFSC code. Its IFSC code looks something like PUNB0XXXXX.

Punjab National Bank IFSC Code Structure

The Indian Financial System Code (IFSC) has the following structure:

  • The first four characters of this 11-digit code are alphabets representing the bank name.
  • The fifth digit is a ‘0’, for any future reference
  • The last six digits are numerics representing the branch of a bank involved in the transaction.

For example, PUNB0454200 is the IFSC code of the Punjab National Bank situated in the MGF Plaza Mall in Gurgaon. Here, ‘PUNB’ represents Punjab National Bank; ‘0’ is for future reference only, and ‘454200’ represents MGF Plaza Mall, Gurgaon.

How to Find the Punjab National Bank IFSC Code?

The branches of Punjab National Bank, like its peers, are assigned a distinct IFSC code. One can find the 11-digit IFSC code of the Punjab National Bank using the following methods:

  • Visit the nearest Punjab National Bank branch
  • Contact customer service at 1800 180 2222 or 1800 103 2222
  • Scan through the first page of the passbook, the IFSC code will be displayed at the bottom half of the page
  • The cheque leaf has the IFSC code printed at the top left corner
  • Login to your Punjab National Bank account and go to the ‘Accounts’ section in the profile. Your details will be found here

FAQs

Where can I find my Punjab National Bank IFSC code?

You can find the Punjab National Bank IFSC code on their official website or through their customer service numbers: 1800 180 2222 or 1800 103 2222. You can also look on the first page of the chequebook and the passbook.

Is the IFSC code the same for all Punjab National Bank branches?

No, the IFSC code is different for all Punjab National Bank branches. A different code is assigned to each bank branch to create its unique identity.

What are the IMPS charges by Punjab National Bank?

Punjab National Bank offers two methods to do an IMPS transaction, one through the branch and the other through internet banking or mobile banking. There are no charges for an amount less than INR 1,000 in either of the methods. However, for amounts between INR 1001 – 1 Lakh, the branch charges INR 6 plus GST and internet banking charges INR 5 plus GST; for amounts above 1 Lakh, the branch charges INR 12 plus GST and internet banking charges INR 10 plus GST.

What is the bank code of Punjab National Bank?

A bank code is a 3-digit code assigned to every bank to distinguish it from others. This code is assigned to them on an all-India basis by the Reserve Bank of India and can be found in the middle part of the MICR code. The bank code of Punjab National Bank is 024.

How can I know the branch name of Punjab National Bank?

You can know the branch name of Punjab National Bank by reaching out to their customer care at 1800 180 2222 or 1800 103 2222. Other methods to know the branch name is visiting their official website and looking at the bottom of the chequebook and the passbook. Bank statements also feature the IFSC code and the branch name.

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