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Bhanix Finance
Bhanix Finance, formerly known as CASHe, is a pioneering fintech company providing easy access to personal loans, flexible credit lines, and digital investment options, all through a secure and convenient mobile app.
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Loans offered by Bhanix Finance
| Bhanix Finance Loans | Interest Rate | Processing Fee | Loan Amount/Tenure | |
|---|---|---|---|---|
Bhanix Finance Personal Loan | 33.5% - 36% | Up to 3% of loan amount or INR 1000 whichever is higher | ₹45K - ₹3L Tenure(0 - 1 Years) | Know More |
Features and Benefits of Bhanix Finance
Here are the key features and benefits of Bhanix Finance:
- All steps from application to approval and disbursal are completed online, offering unparalleled convenience.
- Quick loan approvals and fund disbursals are often made within minutes and sent directly to your bank account.
- Tailored loan amounts and repayment plans to suit diverse needs, from immediate cash requirements to significant life events.
- Adheres to strict data protection standards to ensure user information is secure and confidential.
- The SLQ system enables credit access for those with limited or no traditional credit history.
- Clear information on loan terms, interest rates, and any associated fees without hidden charges.
- Group insurance policies safeguard loans against unforeseen circumstances like job loss or health emergencies.
- Through digital gold investments and other savings vehicles, Bhanix Finance encourages users to build wealth.
- Provides a user-friendly app experience, making financial management straightforward and hassle-free.
- It offers a pathway for users to establish or improve their credit history through responsible borrowing and repayment.
- Promotes saving and investing habits, contributing to the financial well-being of its users.
Services offered by Bhanix Finance
Here’s an overview of the services offered by Bhanix Finance:
- Digital Loan Applications: Streamlined, digital-first application processes for various types of loans.
- Instant Credit Assessments: Quick credit evaluations using proprietary algorithms and the Social Loan Quotient (SLQ) system.
- Flexible Repayment Options: Various repayment plans are available to suit different borrower needs and financial situations.
- Digital Investment Solutions: Easy access to investment options like digital gold through the app.
- Insurance for Loan Protection: Group insurance policies that protect borrowers in cases of job loss or health issues.
FAQs
From loans to affordable interest rates, we have the answers for everything you need to know.
Is Bhanix Finance registered with the RBI?
Bhanix Finance, operated by Bhanix Finance & Investment Ltd., is registered with the Reserve Bank of India (RBI) as a Non-Banking Financial Company (NBFC).
Bhanix Finance's working hours?
Bhanix Finance’s specific working hours are not publicly stated, but customer service and app functionalities are likely designed to offer substantial availability, including extended hours and weekends for critical services.
Does Bhanix Finance check CIBIL scores?
Bhanix Finance considers CIBIL scores as part of its comprehensive credit assessment process, which includes its proprietary Social Loan Quotient (SLQ) that evaluates alternative data points.
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