Rishabh Baisoy, Author at Urban money

Rishabh Baisoy

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https://www.urbanmoney.com/blog/

With a background in journalism and mass communications, Rishabh might be clueless about his plans for the evening, but he clearly knows what to write. A proud cinephile, Rishabh makes the perfect choice to discuss any movie with. Poetry holds a special place in his heart, which mingles well with his wanderlust personality. While he physically exists in India, his heart beats for the red part of Merseyside. Rishabh educates and empowers readers towards financial success at Urban Money.

Celebrate with Joy, Not with Debt – Here's How to Keep the Festivities Stress-Free!
With great credit cards comes a great risk of credit card debt. As the festive season approaches, many consumers in India start preparing their wishlists on several online platforms. These platforms offer great deals, but it's crucial to understand that getting into these lucrative offers also marks the beginning of your debt cycle. Most of us do not realise this…...

September 26, 2024
No-Cost EMI Guide: How It Works, Advantages and Eligibility
A no-cost EMI (Equated Monthly Instalment) is a financial arrangement that allows buyers to purchase goods or services without paying additional interest or fees over the principal amount. In this process, the total cost of the product is divided into equal monthly payments. In simple terms, no-cost EMI can also be considered interest-free EMI. Retailers or financial institutions offering no-cost…...

September 26, 2024
Home Loan vs Loan Against Property
Two options that are frequently considered when it comes to financing are a home loan and a loan against property. Both provide significant financial assistance, but they have different uses and have different terms and restrictions. Making an informed choice based on your unique needs requires knowing the main distinctions between these two kinds of loans. Finding the best product…...

September 05, 2024
Everything You Need to Know About Prime Lending Rates in India
It is important for anyone considering obtaining a home loan in India to be informed about the Prime Lending Rate (PLR) and other benchmark rates, such as the MCLR, Base Rate, and Repo Rate. Because they determine the interest rates on various loans, these rates have a big influence on borrowing costs. Specifically, the PLR influences bank loan interest rates…...

August 27, 2024
What is a Credit Card Grace Period?
A grace period is a period that falls between the billing date and the due payment date. You’ll be charged a minimum amount on purchases during this period, or there will be no charges at all. It’s not a requirement for credit card companies to provide a grace period. However, most of the agencies provide a grace period to their…...

January 07, 2024
What is a Credit Card Cash Advance?
A credit card cash advance is the withdrawal of the cash from your credit card account. In simple words, when a credit card user utilises the credit card in an ATM to withdraw cash, that is called a Credit card cash advance. Cash advance requires users to use their credit card, the same as a debit card in an ATM.…...

January 07, 2024

Rishabh Baisoy

7 Stories by Author: Rishabh Baisoy

Celebrate with Joy, Not with Debt – Here's How to Keep the Festivities Stress-Free!

No-Cost EMI Guide: How It Works, Advantages and Eligibility

Home Loan vs Loan Against Property

Everything You Need to Know About Prime Lending Rates in India

What is a Credit Card Grace Period?

What is a Credit Card Cash Advance?

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