Rishabh Baisoy

  • https://www.urbanmoney.com/blog/ With a background in journalism and mass communications, Rishabh might be clueless about his plans for the evening, but he clearly knows what to write. A proud cinephile, Rishabh makes the perfect choice to discuss any movie with. Poetry holds a special place in his heart, which mingles well with his wanderlust personality. While he physically exists in India, his heart beats for the red part of Merseyside. Rishabh educates and empowers readers towards financial success at Urban Money.

   



10 Stories by Author: Rishabh Baisoy

  • The Ultimate Guide to Home Loan Foreclosure Charges

    Foreclosing a home loan allows borrowers to repay their loan before the end of their tenure, offering an opportunity to save on interest payments. However, this process often comes with home loan foreclosure charges, which vary based on the type of loan and lender policies. Understanding the impact of these housing loan foreclosure charges, their applicability, and strategies to manage…...
    March 03, 2025

  • EMI vs Tenure : Should You Pay More EMI or Stretch Your Tenure?

    Choosing between EMI and tenure options can be challenging when planning your home loan repayment strategy. Effectively managing these two aspects is essential for optimising your loan and reaching your financial goals. Balancing EMI affordability to reduce overall interest is key to effective home loan management. This blog will help you clear your doubts about EMI vs Tenure and introduce…...
    March 03, 2025

  • 15 Personal Loan Alternatives and their Pros & Cons

    When money is tight, personal loans are the go-to solution. But they're not the only option. Many personal loan alternatives might better suit your needs. These alternatives to personal loans can help you manage unexpected expenses, make a big purchase, or deal with financial emergencies. This blog explores the 15 best alternat options to personal loans, offering a range of…...
    November 20, 2024

  • Celebrate with Joy, Not with Debt – Here's How to Keep the Festivities Stress-Free!

    With great credit cards comes a great risk of credit card debt. As the festive season approaches, many consumers in India start preparing their wishlists on several online platforms. These platforms offer great deals, but it's crucial to understand that getting into these lucrative offers also marks the beginning of your debt cycle. Most of us do not realise this…...
    September 26, 2024

  • No-Cost EMI Guide: How It Works, Advantages and Eligibility

    A no-cost EMI (Equated Monthly Instalment) is a financial arrangement that allows buyers to purchase goods or services without paying additional interest or fees over the principal amount. In this process, the total cost of the product is divided into equal monthly payments. In simple terms, no-cost EMI can also be considered interest-free EMI. Retailers or financial institutions offering no-cost…...
    September 26, 2024

  • Home Loan vs Loan Against Property

    Two options that are frequently considered when it comes to financing are a home loan and a loan against property. Both provide significant financial assistance, but they have different uses and have different terms and restrictions. Making an informed choice based on your unique needs requires knowing the main distinctions between these two kinds of loans. Finding the best product…...
    September 05, 2024
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