Mutation Certificate : A Guide for Property Buyers and Sellers

April 04, 2023

banner

When the ownership of property changes, it is critical that the new owner updates the municipal authorities’ revenue records so that property tax can be levied against them. Mutation refers to the process of recording a change in ownership in the municipal authorities’ revenue records. In Hindi, the mutation is known as ‘Dakhil Kharji’ and ‘Intekal’. A mutation certificate is required when a new owner applies for a water or electricity connection.

Understand everything about the mutation certificate of land or property with this blog.

Why is a Mutation Certificate Important?

Mutation Certificate

A mutation certificate is a crucial document when applying for a water or electricity connection. Its importance is explained below.

  • It assists the government in charging property taxes to the proper owner of the property.
  • It assists you in correcting errors in the records in the event of an unauthorized transaction against the property.
  • If you are the rightful owner of the property, the land revenue department will record it in your name.
  • When selling a home, you must show the prospective buyer the mutation certificate for verification.
  • Without mutation, the ownership of agricultural lands will not be passed on to the new owner.
  • It serves as evidence of property ownership.

How to Apply for a Mutation Certificate

Municipalities in your area keep land records, and it is up to you to get the mutation of your land or property done there. While you could begin the process of mutation certificate online, because several states have launched services in this area, you would eventually have to appear in person at the municipal office to complete the task. The application process for a mutation certificate varies depending on the state.

For instance, landowners in Bihar can get the mutation certificate of the land done online. States like West Bengal have announced plans to digitise the entire process, but the work is still far from completion.

Required Documents for a Mutation Certificate

It is necessary for applicants to gather the documents required before visiting the office to get the mutation certificate. The following documents must be produced.

Sale of Property

  • Copy of sale deed
  • Receipt of property tax payments to date
  • Registration deed
  • Mutation application with court fee stamp affixed
  • Affidavit on stamp paper of requisite value
  • Ration card
  • Aadhaar card

Inheritance

  • Death certificate
  • Affidavit on stamp paper
  • Succession certificate copy
  • Copy of Power of Attorney
  • Affidavit on stamp paper of requisite value
  • Receipt of property tax payments to date
  • Mutation application with court fee stamp affixed
  • Sale deeds
  • Registration deeds
  • Ration card
  • Aadhaar card

Types of Mutation

There are two types of mutation certificates. These are explained below.

Mutation of Agricultural Land

In the case of agricultural lands, mutation is required. The land title can only be transferred to the new owner if a mutation certificate is presented. If the government buys the land, the compensation is only given to those whose names are on the land revenue records.

Mutation of Non-Agricultural Land

Non-agricultural lands, such as flats and residential plots, are not affected by not mutating the property. He or she will remain the property’s owner. However, it will prevent them from receiving electricity and water connections and paying municipal taxes.

Mutation Fee Applicable

The fee for mutation, known as a one-time duty, ranges between INR 25 and INR 100. While some states charge a nominal fee for mutation certificates of land and property, others charge a percentage of the property’s value. The fee for a mutation certificate varies from state to state. For example, the West Bengal government recently waived mutation fees associated with property ownership through inheritance.

Frequently Asked Questions (FAQs)

Is a Mutation Certificate mandatory for Home Loans?

Mutation Certificate is not mandatory for home loans.

Can I apply for a Mutation Certificate online?

Some States allow applicants to apply for a mutation certificate online. Read our guide to know more.

How is Mutation different from Sale Deed or Title Deed?

Mutation refers to the process of recording a change in ownership in the municipal authorities' revenue records. In contrast, a sale deed or title deed is a document listing the sale between two parties.

How does Mutation affect property tax payment?

Mutation announces that the new owner will pay the property tax from thereon.

Shweta Agarwal lets her pen dance to its own tunes. Torn between work and play, she finds solace in sleep. Having done her studies in Finance, she loves to research and write about her niche. She is also the proud author of her poetry book ‘ Hues of Pink ’and loves musical instruments.

Looking for something more?

Need Loan Assistance?
+91

Resend OTP

Please Select City
score
Get Best Offers
please enter your name
+91

Verified

please enter your vaild phone number please verify your phone number Otp resend Sucessfully

Resend OTP

please enter your otp please enter valid otp
Please Select City
Please Select Loan Type

Need Loan Assistance?