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Kotak Mahindra Bank Domestic Bulk Term Deposits FD Scheme
The Kotak Bank Domestic Bulk Term Deposits tenure ranges from min 7 Days to max 7 Year 1 Days . The ROI ranges from 4.00% to 7.45 % for the general public. The lock-in period for this scheme is 10 Year 2 Days
Kotak Bank Domestic Bulk Term Deposits Scheme for amount ranging from ₹ 2.0 Cr to ₹ 5.0 Cr
The rate of interest for deposited amount ranging from ₹ 2.0 Cr to ₹ 5.0 Cr is as below
Tenure | Interest Rate for General Public (p.a.) | Interest Rates for Senior Citizens (p.a.) |
|---|---|---|
| 7 Days Upto 14 Days | 4.00% p.a. | 4.00% p.a. |
| 15 Days Upto 1 Months | 4.00% p.a. | 4.00% p.a. |
| 1 Months 1 Days Upto 1 Months 15 Days | 4.50% p.a. | 4.50% p.a. |
| 1 Months 16 Days Upto 2 Months | 4.75% p.a. | 4.75% p.a. |
| 2 Months 1 Days Upto 3 Months | 5.25% p.a. | 5.25% p.a. |
| 3 Months 1 Days Upto 4 Months | 5.50% p.a. | 5.50% p.a. |
| 4 Months 1 Days Upto 5 Months 29 Days | 6.00% p.a. | 6.00% p.a. |
| 6 Months 1 Days Upto 9 Months | 6.50% p.a. | 6.50% p.a. |
| 9 Months 1 Days Upto 9 Months 9 Days | 5.50% p.a. | 5.50% p.a. |
| 9 Months 10 Days Upto 1 Year | 6.75% p.a. | 6.75% p.a. |
| 1 Year Upto 1 Year 3 Months 1 Days | 7.25% p.a. | 7.25% p.a. |
| 1 Year 3 Months 1 Days Upto 1 Year 6 Months 2 Days | 7.25% p.a. | 7.25% p.a. |
| 1 Year 6 Months 2 Days Upto 2 Year | 7.25% p.a. | 7.25% p.a. |
| 2 Year Upto 3 Year | 7.00% p.a. | 7.00% p.a. |
| 3 Year Upto 4 Year 1 Days | 6.50% p.a. | 6.50% p.a. |
| 4 Year 1 Days Upto 5 Year 1 Months 7 Days | 6.25% p.a. | 6.25% p.a. |
| 5 Year 1 Months 7 Days Upto 7 Year 1 Days | 6.25% p.a. | 6.25% p.a. |
| Upto 6 Months | 7.00% p.a. | 7.00% p.a. |
Kotak Bank Domestic Bulk Term Deposits Scheme for amount ranging from ₹ 5.0 Cr to ₹ 10.0 Cr
The rate of interest for deposited amount ranging from ₹ 5.0 Cr to ₹ 10.0 Cr is as below
Tenure | Interest Rate for General Public (p.a.) |
|---|---|
| 7 Days Upto 14 Days | 4.50% p.a. |
| 15 Days Upto 1 Months | 4.75% p.a. |
| 1 Months 1 Days Upto 1 Months 15 Days | 5.50% p.a. |
| 1 Months 16 Days Upto 2 Months | 5.75% p.a. |
| 2 Months 1 Days Upto 3 Months | 6.25% p.a. |
| 3 Months 1 Days Upto 4 Months | 6.75% p.a. |
| 4 Months 1 Days Upto 5 Months 29 Days | 7.00% p.a. |
| 6 Months 1 Days Upto 9 Months | 7.05% p.a. |
| 9 Months 1 Days Upto 9 Months 9 Days | 5.75% p.a. |
| 9 Months 10 Days Upto 1 Year | 7.10% p.a. |
| 1 Year Upto 1 Year 3 Months 1 Days | 7.35% p.a. |
| 1 Year 3 Months 1 Days Upto 1 Year 6 Months 2 Days | 7.30% p.a. |
| 1 Year 6 Months 2 Days Upto 2 Year | 7.10% p.a. |
| 2 Year Upto 3 Year | 7.10% p.a. |
| 3 Year Upto 4 Year 1 Days | 7.10% p.a. |
| 4 Year 1 Days Upto 5 Year 1 Months 7 Days | 7.10% p.a. |
| 5 Year 1 Months 7 Days Upto 7 Year 1 Days | 7.10% p.a. |
| Upto 6 Months | 7.00% p.a. |
Kotak Bank Domestic Bulk Term Deposits Scheme for amount ranging from ₹ 10.0 Cr to ₹ 25.0 Cr
The rate of interest for deposited amount ranging from ₹ 10.0 Cr to ₹ 25.0 Cr is as below
Tenure | Interest Rate for General Public (p.a.) |
|---|---|
| 7 Days Upto 14 Days | 4.50% p.a. |
| 15 Days Upto 1 Months | 5.00% p.a. |
| 1 Months 1 Days Upto 1 Months 15 Days | 5.50% p.a. |
| 1 Months 16 Days Upto 2 Months | 5.75% p.a. |
| 2 Months 1 Days Upto 3 Months | 6.25% p.a. |
| 3 Months 1 Days Upto 4 Months | 7.15% p.a. |
| 4 Months 1 Days Upto 5 Months 29 Days | 7.25% p.a. |
| 6 Months 1 Days Upto 9 Months | 7.30% p.a. |
| 9 Months 1 Days Upto 9 Months 9 Days | 5.80% p.a. |
| 9 Months 10 Days Upto 1 Year | 7.30% p.a. |
| 1 Year Upto 1 Year 3 Months 1 Days | 7.45% p.a. |
| 1 Year 3 Months 1 Days Upto 1 Year 6 Months 2 Days | 7.35% p.a. |
| 1 Year 6 Months 2 Days Upto 2 Year | 7.20% p.a. |
| 2 Year Upto 3 Year | 7.20% p.a. |
| 3 Year Upto 4 Year 1 Days | 6.75% p.a. |
| 4 Year 1 Days Upto 5 Year 1 Days | 6.50% p.a. |
| 5 Year 1 Days Upto 7 Year 1 Days | 6.25% p.a. |
| Upto 6 Months | 7.25% p.a. |
Kotak Bank Domestic Bulk Term Deposits Scheme for amount above ₹ 25.0 Cr
The rate of interest for deposited amount above ₹ 25.0 Cr is as below
Tenure | Interest Rate for General Public (p.a.) |
|---|---|
| 7 Days Upto 14 Days | 4.50% p.a. |
| 15 Days Upto 1 Months | 5.00% p.a. |
| 1 Months 1 Days Upto 1 Months 15 Days | 5.50% p.a. |
| 1 Months 16 Days Upto 2 Months | 5.75% p.a. |
| 2 Months 1 Days Upto 3 Months | 6.25% p.a. |
| 3 Months 1 Days Upto 4 Months | 7.20% p.a. |
| 4 Months 1 Days Upto 5 Months 29 Days | 7.25% p.a. |
| 6 Months 1 Days Upto 9 Months | 7.30% p.a. |
| 9 Months 1 Days Upto 9 Months 9 Days | 5.80% p.a. |
| 9 Months 10 Days Upto 1 Year | 7.30% p.a. |
| 1 Year Upto 1 Year 3 Months 1 Days | 7.45% p.a. |
| 1 Year 3 Months 1 Days Upto 1 Year 6 Months 2 Days | 7.35% p.a. |
| 1 Year 6 Months 2 Days Upto 2 Year | 7.20% p.a. |
| 2 Year Upto 3 Year | 7.20% p.a. |
| 3 Year Upto 4 Year 1 Days | 6.75% p.a. |
| 4 Year 1 Days Upto 5 Year 1 Days | 6.50% p.a. |
| 5 Year 1 Days Upto 7 Year 1 Days | 6.25% p.a. |
| Upto 6 Months | 7.25% p.a. |
Key features of Kotak Bank Domestic Bulk Term Deposits Scheme
Summary of Kotak Bank Domestic Bulk Term Deposits Scheme features :
| Mutual Fund Schemes | Domestic Bulk Term Deposits |
| CRISIL Rating | AAA(stable)CRISIL Rating |
| Lock-in Days | 10 Year 2 Days |
| Loan Against FD | NA |
| Pre-mature Withdrawal | -- |
| FD Nominee | -- |
| Tenure | 7 Days to 7 Year 1 Days |
| General Public | 4.00% to 7.45 % |
| Senior Citizen | 4.00% to 7.25 % |
| Amount | Rs.20,000,000 to Rs.2,500,00000 |
*Interest rates are subject to change at the discretion of the bank. These Interest rates are with effect from 10 November 2021.
What is a Kotak Mahindra Bank Domestic Bulk Term Deposits FD Scheme?
The Domestic Bulk term deposit is an investment scheme that allows investors to park a deposit of Rs 2 crores and above in Kotak Mahindra Bank FD. The domestic Bulk term Deposits FD provides an avenue for the investors to invest a substantial amount. Investors can earn attractive returns on funds allocated towards this lucrative investment product. The tenure on the Kotak Mahindra Bank FD ranges from 7 days to 7 years. The interest rate on these financial products ranges from 3.75% to 6.20% per annum. More than Rs 2 crores can be deposited in the domestic Bulk Deposit Scheme. Kotak Mahindra bank is a renowned banking industry brand that offers customers a diverse range of financial products to cater to their financial and investment needs.
Kotak Mahindra Bank Eligibility Criteria
The following individuals and groups are eligible to invest in the Kotak Mahindra Domestic Bulk Term Deposit.
- Hindu Undivided Families
- Indian Residents
- Companies
- Partnership firms
- Sole Proprietorship
- Trusts
Kotak Mahindra Bank Documents Required
The applicant is required to produce the following documents to establish the Kotak Mahindra Bulk term deposit FD.
- Passport-size photographs
- KYC Documents
- Passport
- Driving License
- Voter IDs
Documents Required for Partnerships
In the case of partnerships, the firms are required to maintain the following documents:
- Certificate of Incorporation
- ID proofs of Authorised Signatory
- Partnership Deed
- Signature of Authorised Signatories
Documents Required for Hindu Undivided Families
If a Hindu Undivided Family is inclined to invest in this lucrative scheme, they shall produce the following documents.
- PAN Card with Self-attestation
- Declaration deed of the HUFs
- Bank Statement of Hindu Undivided Families
Kotak Mahindra Bank KEY ATTRACTIONS
The Domestic Bulk Term Deposits FD is a lucrative investment scheme that entails the following key attractions:
Substantial Amount
Potential investors can conveniently park a substantial amount in this scheme. This gives them an avenue to earn attractive investment returns and allocate a large sum to a safe investment scheme.
Safety
The domestic bulk term deposits FD is a safe investment scheme granted AAA(Stable) CRISIL Ratings.
Kotak Mahindra Bank Features & Benefits
The Kotak Mahindra Bulk Term Deposits FD is a lucrative investment scheme that provides the following features:
- This scheme provides attractive interest rates to investors and is a secure avenue for investors.
- The domestic bulk term deposits allow investors to park their substantial funds in a safe avenue.
- The Kotak Mahindra FD deposits provide flexible tenure to investors to ensure high liquidity.
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FAQs
What is Kotak Mahindra Bank Domestic Bulk Term Deposits FD?
Ans The Kotak Mahindra Bank domestic Bulk term deposit is a scheme that allows the investor to park a significant amount in a safe investment instrument.
Is it good to invest in Domestic Bulk Term Deposits?
Domestic bulk term deposits provide attractive interest rates and flexible tenure to investors and are regarded as one of the best investment instruments in India.
What is the minimum tenure for Domestic Bulk Term Deposits?
The minimum number of days an investor can allocate funds in a term deposit is seven days.
