What is Google Pay Limit?

Google Pay, the popular digital payment platform, imposes transaction and sending limits to ensure security and regulatory compliance. These limits dictate the maximum amount that users can send or receive within a specified timeframe. By understanding the Google Pay limits, users can navigate the platform with confidence, knowing the boundaries for their transactions. 

Whether it's daily, weekly, or monthly limits, familiarising yourself with these restrictions promotes a seamless payment experience while utilising Google Pay's convenient and efficient services.

Google Pay Transaction Limit

• Per Transaction Limit: The maximum amount you can send or receive in a single transaction is Rs. 1,00,000.
• Cumulative Transaction Limit: The maximum amount you can send or receive in a 24-hour period is Rs. 2,00,000.
• Daily Payment Limits: There are no daily payment limits for sending or receiving money using Google Pay.
• Monthly Payment Limits: There are no monthly payment limits for sending or receiving money using Google Pay.
• Maximum Balance Limit: The maximum balance you can hold in your Google Pay account is Rs. 1,00,000.

Google Pay Transaction Limits for Different Banks

Bank	UPI Transaction Limit	Google Pay per day limit
ICICI Bank	10,000 (25,000 for Google Pay users)	10,000 (25,000 for Google Pay users)
IDBI Bank	100,000	100,000
IDFC	100,000	100,000
India Post Payment Bank	25,000	50,000
State Bank of India	100,000	100,000
Axis Bank	100,000	100,000
Kotak Mahindra Bank	100,000	100,000
HDFC Bank	100,000	100,000
Punjab National Bank	100,000	100,000

How to Increase Google Pay Limit?

Increasing Google Pay limits may be possible depending on various factors such as your account status, verification level, and local regulations. Here are some steps you can take to increase your Google Pay limits potentially:

1. Contact your bank or financial institution.

The easiest way to increase your Google Pay limits is to contact your bank or financial institution. They can review your account and determine your eligibility for a higher limit.

2. Use Google Pay for more transactions.

If you use Google Pay for more transactions, your bank or financial institution may automatically increase your limits. This is because they will see that you are using the service responsibly and are not at risk of overspending.

3. Improve your credit score.

If you have a good credit score, your bank or financial institution may be more likely to increase your Google Pay limits. This is because they will see that you are a responsible borrower and that you are likely to repay your debts on time.

4. Make a large deposit into your bank account.

If you make a large deposit into your bank account, your bank or financial institution may increase your Google Pay limits. This is because they will see that you have more money available to spend and that you are less likely to overspend.

Conclusion

In conclusion, understanding and abiding by Google Pay limits is essential for a smooth and secure digital payment experience. These limits are in place to ensure compliance with regulations and maintain the integrity of the platform. 

By familiarising yourself with the transaction and sending limits, you can make informed decisions when using Google Pay for your financial transactions. If you wish to increase your limits, take the necessary steps, such as verifying your account, linking a bank account, requesting a limit increase, and staying aware of local regulations. 

Remember to reach out to Google Pay's customer support for further assistance. With this knowledge and proactive approach, you can optimise your Google Pay usage while staying within the prescribed limits and enjoying the convenience of digital payments.