How to Open a Bank Account
![How to Open a Bank Account](/_next/image?url=https%3A%2F%2Fwww.urbanmoney.com%2Fblog%2Fwp-content%2Fuploads%2F2022%2F08%2FBank-Account.jpg&w=3840&q=75)
Bank accounts are an efficient solution to saving huge amounts of hard-earned money. Banks hold these financial accounts with the contribution from their customers and record transactions made from the bank to other accounts. They effectuate security and provide an exciting addon on the deposit.
Furthermore, several financial products and features can assist an individual in appreciating their financial corpus. To open a bank account in India, one must walk to a bank and request a bank account application form. They would be required to submit identification proof documents duly for verification.
Further, this blog entails how to open a bank account and all the essential requirements required in the process.
- Personalized solutions
- Expert guidance
- Application assistance
- Credit score discussion
- Interest rate comparison
![](/_next/image?url=%2Fassets%2Fimages%2Fformbodybg.png&w=1920&q=75)
Table of Content
![](/_next/image?url=https%3A%2F%2Fwww.urbanmoney.com%2Fblog%2Fwp-content%2Fuploads%2F2024%2F07%2Fhasan-96x96.jpg&w=128&q=75)
![](/_next/image?url=https%3A%2F%2Fwww.urbanmoney.com%2Fblog%2Fwp-content%2Fuploads%2F2024%2F07%2FWhatsApp-Image-2024-07-10-at-15.23.18_6d977d09-96x96.jpg&w=128&q=75)
Eligibility Criteria to Open a Bank Account
The customer must meet specific requirements to open a bank account in India. This ensures that the benefits reach every customer without any differentiation. The parameters that are required to open a bank account are as follows:
- Should be a citizen of India. If residing in another country, you should hold valid NRI or OCI cards.
- At least 18 years of age is mandatory to open a bank account
- Minors can open a bank account with the supervision of their legal guardians.
- Adherence to the minimum balance policy is required
- Identification and residence proof should be legitimate.
How to Open a Bank Account Online?
One of the most convenient applications of technology and the internet is that one can open a bank account online without the hassle of visiting a branch in person. Opening a bank account requires clarity on the bank that you need to open a bank account. Ascertain the bank that you need to open a bank account in. Assess your options. Once you have selected your bank, follow the steps below to open a bank account online.
- Visit the bank’s official website.
- Click on the option “open a new bank account”.
- If you want a different banking product, select the same from the main menu.
- Complete the application form by providing the correct information
- You will be required to upload your passport-size photographs, signature, and documents to authenticate your identification and residential address.
- Once the application is submitted, the bank will take time to verify it.
- Post-verification, the customer will be notified of the account status.
- A complimentary passbook, chequebook, and debit card will be issued to the customer.
How to Open a Bank Account by Visiting the Nearest Bank Branch?
To open a bank account by visiting the nearest bank branch, follow the steps given below. There are some pre-requisite steps that you need to adhere to. You would require to choose your preferred bank to open a bank account. Once you have chosen the bank, you must visit the bank’s nearest branch.
- Once in the bank, speak to a bank agent regarding your purpose of visit and request a form.
- Fill out the details asked in the application form
- There will be two sections. The first section will include details of the applicant, such as name, address, contact details, category, etc., along with work details and assets. The second section will include details you need to fill in case you do not have a PAN card.
- Complete the application form without mistakes, as the information needs to match your identity documents.
- You would be required to contribute to your new account depending on the type of account. In the case of a zero-balance account, there is no need for the same.
- The application form will be considered for verification
- The applicant will be sent a passbook and a chequebook post-verification.
- You are also allowed to activate net banking therein itself.
Documents Required to Open a Bank Account
To open a bank account, there are some documents required that the applicant needs to present to authenticate their identity and claims. The documents that are essential to open a bank account are as follows:
- Aadhaar Card: This can be both identity and address proof.
- Voter’s Card: This can be both identity proof and address proof.
- Driving License: This can be both identity and address proof.
- Passport: This can be both identity proof and address proof.
- NREGA Job Card: This can be both identity and address proof.
Choose Types of Bank Accounts to Open
Banks provide a platform for your money to be safely deposited that you can use whenever you need it. However, there are various types of bank accounts that offer varied benefits. Some of these types of bank accounts that a customer can open are as follows:
- Savings account: The most common type of bank account is the savings account. This account helps users to save their hard-earned money safely. There is no limit to how much one can deposit. The limit balance might vary depending on the bank policies. You can get interested from a savings account ranging from 2% to 5% per annum.
- Current account: This account is used by corporates and professionals for frequent business-related financial transactions. There is no provision of interest earnings. Moreover, the customer can deposit as much as they want.
- Salary account: This account is opened by the working class to receive their salaries every month. These are generally zero balance accounts that users can open with the assistance of their employers.
- NRI account: Non-resident Indians can maintain a bank account in India. There are three types of NRI accounts. Firstly, the Non-resident ordinary account (NRO) holds funds in the Indian denomination. Secondly, Non-Residential External Account (NRE) in which money is deposited in Indian denominations that are converted from foreign currency. Lastly, Foreign Currency Non-Resident Account (FCNR) holds funds in currencies approved by the RBI.
- Recurring Deposit: A Recurring deposit account allows contributors to make monthly or quarterly, of half–yearly deposits that they can withdraw after the agreed term. The investment will be appreciated with interest rates as well.
- Fixed Deposit: These accounts allow customers to make a lump sum deposit on which interest is accumulated over time. This makes the investment capital appreciate in the months to come.
Things to Consider while Opening a Bank Account
When you want to open a bank account, there are many aspects to consider. It is majorly because banks are not just there to be a piggy bank saver but also provide various benefits and opportunities in terms of financial security. It is therefore essential to understand what you can get from banking services. Here are some things to consider before opening a bank account.
- One of the primary benefits of keeping a bank account is earning interest on your investment. Therefore it only makes sense to pick out a bank that gives the best outcome. Shop around a bit to best the best interest rate deal.
- It will be prudent to research how much minimum balance is required for each bank. Majorly for private banks, the range of minimum balance lies between INR 5000 to INR 10,000. Other than that, the public banks usually have lower threshold rates. Furthermore, in some cases, there is no requirement of a minimum balance, such as a zero balance account.
- Research the policies and products offered by the bank. See if you have a wide choice of options in terms of investment. Can you avail of a more significant return by investing in mutual funds through the bank? Are there competent fund managers hired by the bank? These questions can help you explore more options.
- Another aspect to consider is whether or not you are availing of benefits such as debit and credit card facilities, cashback offers, credit limits, whether or not debit card transactions are chargeable, and so on.
How Much Amount is Required for Opening a Bank Account?
If you are wondering how to open a bank account and what will be the minimum amount to maintain that particular account, then most public sector Indian banks adhere to a zero-balance or a minimum balance of INR 500 to INR 1000 policy. It is only when it comes to private sector banks that require a bit higher amount to open a bank account. For example, HDFC bank requires a minimum of INR 10,000 if one needs to maintain that account without any penalties incurred. Furthermore, there are premium service accounts that require high investment. For instance, a savings bank platinum account requires an individual to contribute INR 7.5 Lakhs per month.
Different Services Offered by a Bank
Before one reads about how to open a bank account, it might be helpful to understand the different services offered by a bank. This can instil more clarity on why to open a bank account and what services to avail of. Firstly, the services offered by banks are major to provide customer-centric solutions, thereby creating a broader user base. Some of these services are discussed below.
- Loans – The primary reason a bank was introduced in the first place was to provide people with necessary funds that they can pay back over a period of time. Banks charge a specific interest rate on top of the loan amount to make a little profit. Depending on terms, purpose, and interest rates, loans can have varied reasons and policies.
- Credit Cards – If you don’t want a loan, there is an option of getting a credit card where you can purchase as per your requirements, and the bank makes the payment on your behalf. You can pay back the money monthly on an instalment basis. Credit limits may apply and vary from bank to bank.
- Savings Account – One can open a bank account and keep their hard-earned money with the bank safely and securely. Banks offer customers a wide range of savings accounts such as fixed, term, recurring, annuity, investment, current, etc.
- Cheques – Everyone who opens a bank account receives a few accessories such as cheque books, debits cards, passbooks, etc. These can be used for many purposes, including payments, identification, etc.
Important Bank Features in the Modern World
The modern world has incorporated technology into every aspect of life. It has only become imperative for banks to step up their game and make the best use of technology. It has helped banks make quicker transactions, safer and more secure customer experience, and much more. Consequently, customers are increasingly interested in investing their money in banks. Some of the essential features of banks in the modern world that motivate a customer to open a bank account are as follows:
- Internet banking – One of the most hassle-free uses of technology is that one can make huge transactions online within seconds. You can set up a net banking feature from the bank and make various payments such as IMPS, fund transfers, direct payments, electronic transfers, etc.
- Banking Mobile Applications – With the development of applications, banks are setting forward to incorporate their features. This has eliminated the requirement of customers to visit a bank branch in person for various needs such as bank statements, money transfers, account balance queries, updating personal details, etc.
- Unified Payment Interface – The UPI can assist real-time fund transfers between banks. This has drastically reduced an individual’s payment timings and needs to keep physical money.
- Financial Products – Today, financial institutions provide customers with various financial products other than just opening a bank account, such as fixed deposits, mutual fund investments, insurance policies, recurring deposits, etc.
- Automated bill payment – Banks provide customers with the possibility of automating some of their recurring expenses that they otherwise would require to keep track of. With the automated payment feature, the customer can simply set up the payment with the bank, and every month, the timely payment transfer is ensured.
![](/_next/image?url=%2Fassets%2Fimages%2FICICIBanner.png&w=640&q=75)
About Banking
- Demat Account
- Allahabad Bank Balance Check
- Union Bank Statement Password
- Download Axis Bank Statement
- Bank Reconciliation Statement
- Utkarsh Small Finance Bank Balance Enquiry Number
- DBS Bank Balance Enquiry
- Kotak Balance Check
- SBI WhatsApp Banking
- NEFT Transfer and Settlement Timings
- Axis Bank Customer Care Number
- Indian Bank Customer Care
- Union Bank of India Net Banking
- SEBI
- EFT Full Form
- Union Bank Timings
- Bank Statement
- Indian's Bank Timings
- NEFT Timing
Loans
- 30 Lakh Home Loan EMI
- Yes Bank Personal Loan of 9 Lakh
- BOB Housewife Personal Loan
- ICICI Bnak Housewife Personal Loan
- Kotak Mahindra Bank Personal Loan of 2 Lakh
- HSBC Bank Small Loans
- RBL Bank Personal Loan of 2 Lakh
- IDFC First Bank Personal Loan Balance Transfer
- Union Bank of India Personal Loan of 9 lakh
- Indusind Bank Personal Loan of 6 Lakh
- Indian Bank small loans
- IDBI Bank Salaried Employee Personal loan
- 20 Lakh Home Loan EMI
- Union Bank of India Personal Loan of 8 lakh
- HSBC Bank Overdraft Loan
- HSBC Bank Personal Loan Transfer
- Yes Bank Travel Loan
- Kotak Travel Loan
- HDFC Personal Loan of 2 Lakh
- Canara Travel Loan
- HDFC Personal Loan of 4 Lakh
- SBI Personal Loan of 20,000
- Bank Of Baroda Small Loans
- RBL Bank Travel Loan
- SBI Personal Loan of 3 Lakh
- IndusInd Bank Medical Loan
- SBI Personal Loan of 5000
- SBI Personal Loan of 4 Lakh
- SBI Personal Loan of 40000
- BOB Personal Loan of 7 Lakh
- SBI Personal Loan of 7 Lakh
- SBI Personal Loan of 10 Lakh
- BOB Personal Loan of 50000
- BOB Personal Loan of 10 Lakh
- HSBC Bank Medical Loan
- HDFC Personal Loan of 3 Lakh
- Canara Bank Housewife Personal Loan
- HDFC Personal Loan of 5 Lakh
- SBI Personal Loan of 10000
- SBI Personal Loan of 25000
- Canara Bank Students Personal Loan
- PNB Bank Medical Loan
- ICICI Personal Loan of 10000
- ICICI Personal Loan of 5000
- ICICI Personal Loan of 15000
- HDFC Personal Loan of 1 Lakh
- BOB Personal Loan for Doctors
- BOB Personal Loan of 2 Lakh
- BOB Bank Wedding Loan
- HDFC Personal Loan of 6 Lakh
- Indusind Bank Personal Loan of 5 Lakh
- SBI Personal Loan of 15,000
- ICICI Personal Loan of 20000
- SBI Personal Loan of 30000
- ICICI Personal Loan of 50000
- SBI Personal Loan of 50000
- ICICI Personal Loan of 1 Lakh
- SBI Personal Loan of 1 Lakh
- SBI Personal Loan of 2 Lakh
- Indian Bank Medical Loan
- SBI Personal Loan of 5 Lakh
- SBI Personal Loan of 6 Lakh
- SBI Personal Loan of 8 Lakh
- ICICI Personal Loan of 2 Lakh
- SBI Personal Loan of 9 Lakh
- BOB Personal Loan of 10000
- BOB Personal Loan of 40000
- Bank of India Medical Loan
- BOB Personal Loan of 1 Lakh
- ICICI Personal Loan of 3 Lakh
- BOB Personal Loan of 8 Lakh
- BOB Personal Loan of 9 Lakh
- Bank of Maharashtra Wedding Loan
- Canara Bank Self Employed Personal Loan
- Karnataka Bank Wedding Loan
- Kotak Personal Loan for Wedding
- Indusind Bank Salaried Employee Personal loan
- Union Bank Students Personal loan
- Federal Bank Personal Loan of 3 Lakh
- ICICI Personal Loan of 10 Lakh
- Indusind Bank Personal Loan of 40000
- Indusind Bank Personal Loan of 8 Lakh
- Indusind Bank Personal Loan of 9 Lakh
- Union Bank of India Personal Loan of 2 lakh
- IDBI Bank Personal Loan of 50000
- Axis Bank Personal Loan of 40000
- Punjab Sind Bank overdraft loan
- Karnataka Bank Travel Loan
- Punjab & Sind Bank Medical Loan
- Federal Bank Medical Loan
- Canara Bank Short-Term loan
- Union Bank Small Personal Loan
- Federal Bank Travel Loan
- ICICI Bank Personal Loan Balance Transfer
- ICICI Personal Loan for Wedding
- Union Bank Personal Loan for Lawyers
- Federal Bank Personal Loan of 10 Lakh
- Yes Bank Personal Loan of 1 Lakh
- Union Bank of India Personal Loan of 4 lakh
- SBI Bank Personal Loan Balance Transfer
- RBL Bank Government Employees Personal loan
- Axis Bank Asha Home Loan Scheme
- Canara Bank Personal Loan for Wedding
- Kotak Mahindra Bank Personal Loan of 7 lakh
- Home Loan for 70000 Salary
- ICICI Credit Card Application Status
- Indusind Bank Senior Citizens/Pensioners Personal loan
- Indusind Bank Students Personal loan
- Indusind Bank Personal Loan for Doctors
- Union Bank of India Personal Loan of 1 lakh
- Axis Bank Personal Loan of 5000
- Axis Bank Personal Loan of 10000
- Axis Bank Personal Loan of 15000
- Indian Bank Personal Loan for Doctors
- Federal Bank Personal Loan of 50000
- Axis Bank Personal Loan of 1 lakh
- Union Bank Self Employed Personal loan
- Indusind Bank Personal Loan for Lawyers
- Federal Bank Personal Loan of 1 Lakh
- Union Bank Government Employees Personal loan
- Union Bank Personal Loan for Doctors
- Federal Bank Personal Loan of 4 Lakh
- Federal Bank Personal Loan of 7 Lakh
- Union Bank of India Personal Loan of 5 lakh
- ICICI Personal Loan of 4 Lakh
- BOB Students Personal Loan
- Axis Bank Personal Loan of 2 lakh
- Axis Bank Personal Loan of 3 lakh
- Union Bank Housewife Personal loan
- Federal Bank Personal Loan of 6 Lakh
- Axis Bank Personal Loan of 4 lakh
- Axis Bank Personal Loan of 5 lakh
- Indian Bank Personal Loan of 8 lakh
- Canara Bank Small Personal Loan
- Axis Bank Personal Loan of 6 lakh
- Axis Bank Personal Loan of 7 lakh
- Karur Vysya Bank short term personal loan
- Axis Bank Personal Loan of 8 lakh
- Union Bank Salaried Employee Personal loan
- Yes Bank Home Loan Eligibility Calculator
- 1 crore Home Loan EMI
- 50 Lakh Home Loan EMI
- 25 Lakh Home Loan EMI
- Union Bank Home Loan Eligibility Calculator
- HDFC Personal Loan of 10000
- HDFC Senior Citizen Personal Loan
- HDFC Government Employees Personal Loan
- HDFC Salaried Employee Personal Loan
- Yes Bank Personal Loan of 2 Lakh
- HDFC Personal Loan for Doctors
- Indusind Bank Personal Loan of 1 Lakh
- Union Bank of India Personal Loan of 6 lakh
- HDFC Personal Loan for lawyers
- SBI Personal Loan Eligibility Calculator
- RBL Bank Personal Loan of 10 Lakh
- IDFC First Bank Personal Loan of 2 Lakh
- Axis Senior Citizen Personal Loan
- Yes Bank Government Employee Personal loan
- Axis Government Employees Personal Loan
- Axis Salaried Employee Personal Loan
- Indian Bank Personal Loan of 10 lakh
- Indian Bank Salaried Employee Personal loan
- IDBI Bank Personal Loan of 40000
- Karnataka Bank small loans
- IDFC First Bank Personal Loan of 1 Lakh
- Canara Bank Personal Loan of 9 Lakh
- 10 Lakh SBI Home Loan
- Indian Bank Personal Loan of 9 lakh
- Canara Bank Personal Loan of 7 Lakh
- Axis Students Personal Loan
- Kotak Mahindra Bank Personal Loan of 6 Lakh
- RBL Bank Personal Loan for Lawyers
- Karnataka Bank overdraft loan
- Canara Bank Personal Loan of 6 Lakh
- Union Bank of India Personal Loan of 50000
- Union Bank Senior Citizens/Pensioners Personal loan
- Federal Bank Salaried Employee Personal loan
- RBL Bank Personal Loan of 7 Lakh
- RBL Bank Personal Loan Transfer
- RBL Bank Personal Loan of 8 Lakh
- Canara Bank Personal Loan of 10 Lakh
- BOB Salaried Employee Personal Loan
- Axis Bank Fast Forward Home Loan Scheme
- ICICI Bnak Self Employed Personal Loan
- IDFC First Bank Personal Loan of 5000
- Yes Bank Personal Loan of 7 Lakh
- ICICI Bnak Personal Loan for Doctors
- Federal Bank Students Personal loan
- 80 Lakh Home Loan EMI
- RBL Bank Personal Loan of 50000
- IDFC First Bank Personal Loan of 10000
- RBL Bank Personal Loan of 9 Lakh
- IDFC First Bank Personal Loan of 20,000
- Indian Bank Government Employees Personal loan
- IDFC First Bank Personal Loan of 25000
- RBL Bank Personal Loan of 6 Lakh
- IDFC First Bank Personal Loan of 40000
- SBI Government Employees Personal Loan
- Yes Bank Self Employed Personal loan
- SBI Salaried Employee Personal Loan
- SBI Students Personal Loan
- SBI Housewife Personal Loan
- SBI Self Employed Personal Loan
- Yes Bank Students Personal loan
- SBI Personal Loan for Doctors
- Indiabulls Home Loan Eligibility Calculator
- SBI Personal Loan for Lawyers
- Kotak Mahindra Bank Personal Loan of 5 Lakh
- Yes Bank Personal Loan of 4 Lakh
- BOB Senior Citizen Personal Loan
- IDFC First Bank Personal Loan of 50000
- Axis Bnak Personal Loan for Doctors
- Axis Bnak Self Employed Personal Loan
- Union Bank of India Personal Loan of 40000
- Axis Bnak Housewife Personal Loan
- Kotak Mahindra Bank Personal Loan of 3 Lakh
- Yes Bank Personal Loan of 50000
- Yes Bank Personal loan for Doctors
- Federal Bank Personal Loan of 8 Lakh
- Home Loan Eligibility Calculator
- IDFC First Bank Personal Loan of 4 Lakh
- IDFC First Bank Personal Loan of 5 Lakh
- IDFC First Bank Personal Loan of 6 Lakh
- Indusind Bank Personal Loan of 10 Lakh
- Kotak Home Loan Eligibility Calculator
- IDFC First Bank Personal Loan of 7 Lakh
- Kotak Mahindra Bank Personal Loan of 4 Lakh
- IDFC First Bank Personal Loan of 8 Lakh
- Federal Bank Personal Loan of 5 Lakh
- Canara Bank Home Loan Eligibility Calculator
- IDFC First Bank Personal Loan of 9 Lakh
- Holi 2024
- Union Bank of India Personal Loan of 7 lakh
- Indusind Bank Personal Loan of 2 Lakh
- Indusind Bank Personal Loan of 50000
- Axis Bank Personal Loan of 30000
- Yes Bank Personal Loan of 8 Lakh
- RBL Bank Personal Loan of 5 Lakh
- Federal Bank Self Employed Personal loan
- RBL Bank Personal Loan of 1 Lakh
- IDBI Bank Flexi Loan
- Canara Bank Salaried Employee Personal loan
- ICICI Personal Loan of 7 Lakh
- PNB Personal Loan of 50000
- Yes Bank Salaried Employee Personal loan
- Yes Bank Personal Loan of 6 Lakh
- RBL Bank Personal Loan of 40000
- PMEGP Loan
- ICICI Personal Loan of 6 Lakh
- HDFC Bank Personal Loan Balance Transfer
- BOB Self Employed Personal Loan
- IDFC First Bank Personal Loan of 10 Lakh
- Federal Bank Housewife Personal loan
- Kotak Bank Housewife Personal Loan
- PNB Personal Loan of 3 Lakh
- Kotak Bank Personal Loan for Lawyers
- Canara Bank Personal Loan for Senior Citizens
- Canara Medical Loan
- HDFC Personal Loan of 15000
- Axis Travel Loan
- RBL Bank Salaried Employee Personal loan
- Yes Bank Housewife Personal loan
- Home Loan for 40000 Salary
- 15 Lakh Home Loan EMI
- Indian Bank Personal Loan of 1 lakh
- 70 Lakh Home Loan EMI
- Canara Bank Personal Loan for Doctors
- Kotak Mahindra Bank Personal Loan of 9 lakh
- RBL Bank Self Employed Personal loan
- Personal Loan for Government Employees
- Canara Bank Personal Loan for Lawyers
- IDFC Personal Loan for Senior Citizens
- IndusInd Bank Overdraft Loan
- HDFC Personal Loan of 20000
- Federal Bank Personal Loan of 9 Lakh
- ICICI Bank Overdraft Loan
- PNB Personal Loan of 4 Lakh
- Indusind Bank Personal Loan of 30000
- HDFC Personal Loan of 50000
- Personal Loan of 20 Lakh
- PNB Personal Loan for Doctors
- Personal Loan for CIBIL Score 650
- Personal Loan for CIBIL Score 650
- Bank of Maharashtra personal loan transfer
- HSBC Bank Flexi Loan
- SBI Overdraft Loan
- Federal Bank Overdraft Loan
- Union Bank Flexi Loan
- HDFC Bank Overdraft Loan
- Personal Loan for CIBIL Score of 700
- IDBI Bank Senior Citizens/Pensioners Personal loan
- IDFC Salaried Employee Personal Loan
- 4 Crore Home Loan EMI
- 55 Lakh Home Loan EMI
- IDFC First Bank Overdraft Loan
- Axis Bank Overdraft Loan
- PNB short term personal loan
- Kotak Bank Overdraft Loan
- Union Bank Personal Loan Transfer
- Yes Bank Overdraft Loan
- Canara Bank Overdraft Loan
- ICICI Bank Flexi Loan
- Indian Bank Personal Loan of 5 lakh
- SBI Flexi Loan
- Kotak Bank Flexi Loan
- Loans
- Bank of India Senior Citizens Personal Loan
- Yes Bank Flexi Loan
- ICICI Personal Loan of 8 Lakh
- HDFC Personal Loan of 25000
- Federal Bank Personal Loan for Doctors
- ICICI Personal Loan of 9 Lakh
- IDBI Bank Government Employees Personal loan
- Canara Bank Flexi Loan
- 10 Lakh Home Loan EMI
- Indian Bank Personal Loan of 2 lakh
- 40 Lakh Home Loan EMI
- 2 crore Home Loan EMI
- ICICI Bank Short Term Loan
- SBI Short Term Loan
- Indian Bank overdraft loan
- IDFC First Bank Short Term Loan
- Axis Bank Short Term Loan
- Yes Bank Short Term Loan
- Union Bank of India Personal Loan of 30000
- Kotak Bank Short Term Loan
- BOB Personal Loan for Lawyers
- SBI Small Personal Loan
- HDFC Bank Small Personal Loan
- Federal Bank Personal Loan of 2 Lakh
- Indusind Bank Self Employed Personal loan
- IDBI Bank Personal Loan of 2 Lakh
- IDFC Students Personal Loan
- Indusind Bank Government Employees Personal loan
- IDFC First Bank Small Personal Loan
- Bank of Maharashtra Government Employees Personal Loan
- Axis Bank Personal Loan of 50000
- Bank of India Government Employees Personal Loan
- Axis Bank Small Personal Loan
- RBL Bank Flexi Loan
- Kotak Bank Small Personal Loan
- Bank of India Students Personal Loan
- IDFC Government Employees Personal Loan
- RBL Bank Personal Loan of 30000
- IDFC Housewife Personal Loan
- IDFC Home Loan Eligibility Calculator
- IDBI Bank Personal Loan for Lawyers
- IDFC Self Employed Personal Loan
- IDFC Personal Loan for Doctors
- HSBC Bank Wedding Loan
- Bank of India Self Employed Personal Loan
- IDFC Personal Loan for Lawyers
- Kotak Bank Salaried Employee Personal Loan
- HSBC Bank Travel Loan
- PNB Bank Travel Loan
- BOB Bank Medical Loan
- BOB Bank Travel Loan
- Union Bank Travel Loan
- Kotak Mahindra Bank Personal Loan of 10 lakh
- Indusind Bank Personal Loan of 4 Lakh
- ICICI Bnak Personal Loan for Lawyers
- Bank of Maharashtra Personal Loan of Rs. 5 Lakh
- Home Loan for 20000 Salary
- PNB Students Personal Loan
- Bank of Maharashtra overdraft loan
- Indusind Bank Short Term Personal Loan
- Bank Of Baroda Overdraft Loan
- Yes Bank Small Personal Loan
- RBL Bank Wedding Loan
- Bank of India Personal Loan for Doctors
- IndusInd Bank Wedding Loan
- ICICI Bank Small Personal Loan
- IndusInd Bank Travel Loan
- Bank of India Personal Loan for lawyers
- PNB Bank Wedding Loan
- Union Bank Wedding Loan
- Indian Bank Travel Loan
- Bank of India Wedding Loan
- PNB Senior Citizens/Pensioners Personal loan
- Bank of India Travel Loan
- Indian Bank Personal Loan of 6 lakh
- Bank of Maharashtra Medical Loan
- Bank Of Maharashtra Travel Loan
- Karnataka Bank Medical Loan
- Bank of Maharashtra small loans
- Punjab & Sind Bank Wedding Loan
- Karur Vysya Bank Medical Loan
- IDBI Bank Personal Loan of 30000
- Axis Super Save Home Loan Scheme
- 35 Lakh Home Loan EMI
- Karur Vysya Bank Wedding Loan
- HDFC Personal Loan of 7 Lakh
- Kotak Mahindra Bank Personal Loan of 50000
- Bank of Maharashtra Senior Citizens Personal Loan
- ICICI Personal Loan for Senior Citizen
- IDBI Bank small loans
- HDFC Personal Loan of 8 Lakh
- Bank of Maharashtra Personal Loan for Doctors
- BOB Personal Loan of 15,000
- 60 Lakh Home Loan EMI
- IDBI Bank Personal Loan for Doctors
- BOB Personal Loan of 20,000
- Karnataka Bank Government Employees Personal Loan
- BOB Personal Loan of 25000
- BOB Personal Loan of 30000
- BOB Personal Loan of 6 Lakh
- RBL Bank Housewife Personal loan
- BOB Personal Loan of 4 Lakh
- IDFC First Bank Personal Loan of 3 Lakh
- Indian Bank Students Personal loan
- Indian Bank Personal Loan of 7 lakh
- BOB Personal Loan of 5 Lakh
- ICICI Salaried Employee Personal Loan
- Kotak Bank Self Employed Personal Loan
- Kotak Mahindra Bank Personal Loan of 5000
- Axis Bank Personal Loan Balance Transfer
- Kotak Mahindra Bank Personal Loan of 10000
- Karur Vysya Bank overdraft loan
- IDBI Bank Personal Loan of 1 Lakh
- Kotak Mahindra Bank Personal Loan of 40000
- PNB Personal Loan of 30000
- Kotak Mahindra Bank Personal Loan of 30000
- Kotak Mahindra Bank Personal Loan of 8 Lakh
- RBL Bank Small Loan
- Kotak Bank Personal Loan for Doctors
- Home Loan for 30000 Salary
- ICICI Government Employee Personal loan
- Home Loan for 50000 Salary
- Home Loan for 60000 Salary
- Yes Bank Small Personal Loan
- Kotak Mahindra Bank Personal Loan of 1 lakh
- Canara Bank Personal Loan of 5000
- Canara Bank Personal Loan of 10000
- PNB Salaried Employee Personal loan
- Indusind Bank Personal Loan Transfer
- Canara Bank Personal Loan of 15,000
- Canara Bank Personal Loan of 20,000
- Canara Bank Personal Loan of 25000
- HSBC Bank Short Term Personal Loan
- Canara Bank Personal Loan of 30000
- Canara Bank Personal Loan of 40000
- Bank Of India short term personal loan
- Indusind Bank Small Loans
- Axis Bnak Personal Loan for Lawyers
- Federal Bank Short Term Personal Loan
- Punjab & Sind Bank Travel Loan
- Indusind Bank Flexi Loan
- Yes Bank Personal Loan of 40000
- Indian Bank Personal Loan of 4 lakh
- Indian Bank Personal Loan for Lawyers
- Canara Bank Personal Loan of 50000
- Canara Bank Personal Loan of 1 Lakh
- Union Bank Short Term Personal Loan
- Union Bank overdraft loan
- Canara Bank Personal Loan of 2 Lakh
- Karur Vysya Bank small loans
- Canara Bank Personal Loan of 3 Lakh
- IDBI Bank Self Employed Personal loan
- RBL Bank Medical Loan
- Canara Bank Personal Loan of 4 Lakh
- HDFC Personal Loan of 30000
- Canara Bank Personal Loan of 5 Lakh
- Federal Bank Wedding Loan
- Federal Bank Salaried Employee Personal Loan
- Axis Personal Loan for Wedding
- HDFC Personal Loan for Wedding
- SBI Personal Loan for Medical
- IDBI Bank Travel Loan
- Yes Bank Personal Loan of 3 Lakh
- Yes Bank Personal Loan of 5 Lakh
- SBI Personal Loan for Wedding
- HDFC Personal Loan of 5000
- IDBI Bank Wedding Loan
- DBI Bank Medical loan
- RBL Bank Students Personal loan
- HDFC Personal Loan of 40000
- 45 Lakh Home Loan EMI
- Karur Vysya Bank Travel Loan
- Union Bank of India Personal Loan of 10 lakh
- Canara Bank Personal Loan of 8 Lakh
- RBL Bank Overdraft Loan
- RBL Bank Personal Loan of 3 Lakh
- RBL Bank Personal Loan of 4 Lakh
- PNB Personal Loan of 2 Lakh
- IDBI Bank Personal Loan of 5 Lakh
- PNB Government Employees Personal loan
- IDBI Home Loan Eligibility Calculator
- SBI Home Loan Eligibility Calculator
- ICICI Home Loan Eligibility Calculator
- HDFC Home Loan Eligibility Calculator
- Navi Personal Loan Eligibility Calculator
- Axis Bank Personal Loan of 20000
- RBL Bank Short Term Personal Loan
- Bank Of India overdraft loan
- BOB Government Employees Personal Loan
- 5 Crore Home Loan EMI
- Canara Bank Government Employees Personal Loan
- ICICI Personal Loan of 5 Lakh
- IDBI Bank Students Personal loan
- IDBI Bank Personal Loan of 4 Lakh
- Axis Bank Empower Home Loan Scheme
- 85 Lakh Home Loan EMI
- HDFC Personal Loan for Medical
- Indian Bank Personal Loan of 3 lakh
- PNB Personal Loan of 1 Lakh
- Kotak Bank Government Employees Personal Loan
- Axis Bank Personal Loan of 10 lakh
- Bank of India Salaried Employee Personal Loan
- PNB Personal Loan of 40000
- IDBI Bank Personal Loan of 3 Lakh
- IDFC First Medical Loan
- ICICI Medical Loan
- Axis Bank Personal Loan For Medical
- Yes Bank Personal Loan for Wedding
- IDFC First Personal Loan for Wedding
- Kotak Medical Loan
- Yes Bank Medical Loan
- Indusind Bank Personal Loan of 3 Lakh
- Home Loan
- Personal Loan
- Loan Against Property
- Business Loan
- Federal Bank Personal Loan for Lawyers
Most Popular on Urban Money
Investment
Financial Calculators
Check Eligibility
FAQ's About Open a Bank Account
Can I open a bank account online?
With technological advances, there are various provisions for customers to open a bank account online. This includes uploading documents also. Once the initiation is sent, multiple banks send bank representatives to the customer’s home for KYC.
How can I open a bank account with no money?
Various cooperative and corporate banks offer zero balance accounts. You can consider opening a savings account that generally does not have minimum balance requirements.
How much money do you need to have a bank account?
Typically, one can invest with a starting amount of INR 1000 to open a bank account. However, there are zero-balance account policies initiated by banks to increase their customer base, but certain transactional limits are involved. Furthermore, minimum balance requirements vary from bank to bank.
How long does it take to open a bank account?
With a regular savings account, banks can take about 15 minutes to an hour to proceed with initial formalities. Furthermore, verification may take about 2 to 3 working days.
Can a person open a bank account at 18 years of age?
Yes, age is no bar when opening a bank account. Minors can open a bank account with the guidance of a legal guardian.