Satyam Sachdeva

• https://www.urbanmoney.com/ Satyam has always been interested in saving money and realising its worth. He created a Demat account when he turned 18 and has been a keen equity and mutual fund investor. Currently, a writer for Urban Money, he uses his skills to guide his readers in the right direction. Satyam strives to make financial complexities easy for everyone to understand with a pinch of creative salt.

8 Stories by Author: Satyam Sachdeva

Education Loan Eligibility in India: Criteria, Documents & Mistakes to Avoid
May 30, 2025

Education loan eligibility is important for students and parents who want to fund higher education without financial stress. With rising education costs, understanding the eligibility criteria for education loans can significantly affect planning. This guide will help you check if you are eligible for an education loan. It will also…

Category:Personal Loan Archive
Overdraft Facility: Interest Rates, Types, Eligibility & Application
May 30, 2025

An overdraft facility is a tool provided by numerous banks that allows individuals to take credit for more than the amount currently available in their bank account up to a certain limit. This helps individuals manage unexpected expenses or short-term cash flow issues without taking out a formal loan. The…

Category:Business Loan Archive
Understanding Principal and Interest - An Introduction
March 25, 2025

Money makes the world go round, but borrowing it can sometimes feel like a puzzle. When you take a loan, you hear words like “principal” and “interest” tossed around, but what do they actually mean? Think of it this way: the principal is the amount you borrow, and interest is…

Category:Home Loan Archive
Top 10 Tips to Secure the Lowest Home Loan Interest Rate in 2025
March 24, 2025

Every individual dreams of buying a home, but securing a low-interest home loan can make all the difference in saving lakhs or crores over the loan tenure. With lending rates fluctuating based on economic trends, financial policies, and creditworthiness, being well-prepared is essential. In 2025, banks and financial institutions will…

Category:Home Loan Archive
Boost Your Home Loan Approval : 10 Smart Strategies
March 21, 2025

Owning your dream home can feel like a distant goal when faced with the challenge of home loan approvals. Dealing with home loan criteria, paperwork, and financial checks might seem daunting, but the good news is that success is within reach with the right strategies. This blog will help you…

Category:Home Loan Archive
Union Budget 2025: Tax Relief to Boost Borrower Confidence and Homeownership
February 04, 2025

The Union Budget 2025, presented on February 1, introduced a significant overhaul in the income tax structure, offering major relief to the middle class. Nirmala Sitharaman, the finance minister, announced that individuals earning up to ₹12 lakh annually will be exempt from income tax under the new tax regime. Additionally,…

Category:Media Coverage
Understanding The Hidden Charges in Home Loans
September 17, 2024

Purchasing a home is a dream for many, but understanding the applicable fees and charges is wise before applying for a home loan. Before picking out the comfy furniture and planning the home's interiors, it is best to check the associated fees and charges on the home loan. Generally, a…

Category:Home Loan Archive
Everything You Need to Know About Cersai Charges For Home Loan
September 05, 2024

CERSAI charges are fees you pay when taking a home loan to register your property with the Central Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI). This helps prevent fraud and ensures your loan details are transparent. For instance, if you get a home loan from SBI,…

Category:Home Loan Archive