Bajaj Finserv FD Scheme

The Bajaj Finserv Corporate FD tenure ranges from min to max 5 Year 1 Months 7 Days . The ROI ranges from 6.20% to 7.40 % for the general public. The lock-in period for this scheme is 5 Year 1 Months 7 Days

Bajaj Finserv Corporate FD Scheme for amount ranging from ₹ 15,000 to ₹ 1.0 Cr

The rate of interest for deposited amount ranging from ₹ 15,000 to ₹ 1.0 Cr is as below


Interest Rate for General Public (p.a.)

Interest Rates for Senior Citizens (p.a.)

Upto 1 Year

6.20% p.a.

6.45% p.a.

Upto 3 Year

7.40% p.a.

7.65% p.a.

Upto 5 Year 1 Months 7 Days

7.40% p.a.

7.65% p.a.

Key features of Bajaj Finserv Corporate FD Scheme

Summary of Bajaj Finserv Corporate FD Scheme features :

Mutual Fund Schemes

Corporate FD



Lock-in Days

5 Year 1 Months 7 Days

Loan Against FD


Pre-mature Withdrawal


FD Nominee



Upto 5 Year 1 Months 7 Days

General Public

6.20% to 7.40 %

Senior Citizen

6.45% to 7.65 %


Rs.15,000 to Rs.100,00000

*Interest rates are subject to change at the discretion of the bank. These Interest rates are with effect from 10 November 2021.

What is a Bajaj Finserv FD Scheme?

Bajaj Finserv FD scheme is a fixed deposit scheme offered by Bajaj Finserv, a financial services company based in India. It allows individuals to deposit a lump sum amount for a fixed tenure and earn interest. The scheme offers a higher interest rate than traditional savings accounts, making it an attractive option for individuals looking to invest their savings. The tenure of Bajaj Finserv fixed deposit can range from 12 to 60 months, and the interest rate offered depends on the tenure of the deposit. The scheme also offers a higher interest rate for senior citizens.

Eligibility Criteria For Bajaj Finserv FD Scheme

Bajaj Finserv offers fixed deposit schemes that have different eligibility criteria. Here are some of the key eligibility criteria for the Bajaj Finserv FD Scheme:

  • You should be 18 years to invest in a Bajaj Finserv Fixed Deposit.
  • You must be an Indian citizen to invest in a Bajaj Finserv Fixed Deposit.
  • You need to complete the KYC (Know Your Customer) process, including submitting identity proof, address proof, and other relevant documents.
  • The minimum deposit amount for Bajaj Finserv FD schemes will be INR 15,000.
  • The applicant can be a sole proprietorship, partnership firm, HUFs, club, association, society, and family trust.

Documents Required For Bajaj Finserv FD Scheme

To complete the application process for opening a Bajaj Finserv FD scheme account, the applicants should produce a few documents to authenticate their identity and background. These documents are listed below.

  • PAN Card is an essential document an applicant must carry.
  • Identity Proof
  • Address Proof
  • Account opening form

Key Attractions

Bajaj Finserv Fixed Deposit scheme offers several features and benefits to investors. Some of them are:

  • Guaranteed returns: Bajaj Finserv Fixed Deposit scheme offers guaranteed returns, which makes it a safe investment option.
  • High stability: The scheme is highly stable as it is not subject to market fluctuations, making it an ideal option for risk-averse investors.
  • Tax benefits: Investors can claim tax deductions on the investment made in the Bajaj Finserv Fixed Deposit scheme under Section 80C of the Income Tax Act.
  • Loan against FD: Investors can avail of a loan against their fixed deposit in case of any financial emergency.
  • Multiple interest payment options: Investors can choose to receive their interest payments on a monthly, quarterly, half-yearly, or yearly basis.

Features & Benefits

Bajaj Finserv Fixed Deposit scheme is a safe and attractive investment option offering investors various features and benefits. They are as follows.

  • Flexible tenures: Bajaj Finserv Fixed Deposit scheme offers flexible tenures ranging from 12 to 60 months.
  • Attractive interest rates: The scheme offers competitive interest rates higher than the prevailing savings account interest rates.
  • Minimum investment amount: The minimum investment amount for the scheme is INR 15,000, making it accessible to a wide range of investors.
  • Easy online application: Investors can easily apply for the scheme online, and the process is quick and hassle-free.
  • Auto-renewal option: Investors can opt for automatic renewal of their fixed deposit at maturity to earn additional interest.

How to Apply for Bajaj Finserv FD Scheme

To apply for the Bajaj Finserv FD scheme, you can follow these steps:

  • Visit the official website of Bajaj Finserv and navigate to the 'Fixed Deposit' section.
  • Select the type of Fixed Deposit you want to invest in, such as cumulative or non-cumulative.
  • Enter the investment amount and tenure, and select the interest payout frequency.
  • Review the interest rate offered by Bajaj Finserv for the chosen investment tenure and amount.
  • Fill in the required personal and investment-related details in the application form.
  • Once the form is submitted, you will receive a confirmation email and SMS with the investment details on your registered mobile number.
  • Next, you need to make the investment payment via net banking, debit card, or UPI, as per your preference.
  • After successful payment, you will receive a receipt confirming your investment in Bajaj Finserv FD.

Alternatively, you can also visit the nearest Bajaj Finserv branch and fill in the application form with the help of a representative.

Frequently Asked Questions

Is Bajaj Finserv FD good?

Bajaj Finserv FD is a safe and secure investment option that offers the best interest rates on special tenures of 15, 18, 22, 30, 33, or 44 months.

What is the FD interest rate in Bajaj Finserv?

Bajaj Finserv FD scheme has an interest rate of up to 8.20% per annum.

Is Bajaj Finserv FD tax free?

As detailed in Section 80 of the Income Tax Act, investors can claim tax benefits.

Can I withdraw my FD before maturity?

Bajaj Finserv allows investors to withdraw their fixed deposit investment before maturity.

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