Best SBI Debit Cards - Features, Benefits & Eligibility
SBI Debit Cards offer a convenient, secure, and accessible way to manage daily transactions. Customers can choose from various card types and a wide range of options based on their needs and preferences. These cards also provide multiple benefits, including online purchases, cash withdrawals from ATMs, and contactless payments. The cards are linked directly to your savings or current account, ensuring seamless fund access whenever required.
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Moreover, SBI offers debit cards specific to different user profiles, from basic cards for everyday transactions to premium ones with higher withdrawal limits and exclusive privileges. The added layer of security through chip-enabled technology and robust PIN protection further makes SBI debit cards a trustworthy option for daily banking needs. Whether you’re looking to travel abroad, shop online, or simply withdraw cash at an ATM, SBI debit cards have the versatility and security to support your financial lifestyle.
For more detailed information about SBI debit card features, scroll down. Hereunder, we present the top 10 SBI Debit Cards, expected benefits, fees, eligibility, documentation, application procedure, etc. Let’s get started.
Top 10 SBI Debit Cards in 2025
Best SBI Debit Cards – Compare Features, Limits & Fees
Card Variant | Details |
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SBI Global International Debit Card | Key Features
Rewards
Fees & Charges
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SBI Platinum International Debit Card | Key Features
Rewards
Fees & Charges
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SBI Gold International Debit Card | Key Features
Rewards
Fees & Charges
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SBI Nari Shakti Platinum Debit Card | Key Features
Rewards
Fees & Charges
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SBI My Card International Debit Card | Key Features
Rewards
Fees & Charges
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SBI Paywave International Debit Card | Key Features
Rewards
Fees & Charges
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SBI Pride Debit Card | Key Features
Rewards
Fees & Charges
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SBIINTOUCH Tap & Go Debit Card | Key Features
Rewards
Fees & Charges
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SBI IOCL Co-Branded Debit Card | Key Features
Rewards
Fees & Charges
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SBI Pragati Platinum Debit Card | Key Features
Rewards
Fees & Charges
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Eligibility Criteria for SBI Debit Cards
Here are the SBI debit card eligibility you must be aware of before initiating your application:
- Age Requirement: The applicant must be at least 21 years old. (Minors can apply under guardianship.)
- Account Holding: The applicant should hold a savings or current account with SBI.
- KYC Compliance: The applicant must be KYC (Know Your Customer) compliant with valid documents.
- Residency: Both residents and NRIs can apply for an SBI debit card.
Documents Required for SBI Debit Card Application
Here are the expected documents you must require to apply for an SBI debit card online or offline:
- Proof of Identity: Aadhaar card, Passport, Voter ID, or PAN card.
- Proof of Address: Utility bill, Aadhaar card, or driving license.
- Passport-Sized Photographs: Two recent photographs.
- Bank Account Proof: Passbook or account statement to confirm account ownership.
How to Apply for an SBI Debit Card Online
Let’s examine the step-by-step application process for any SBI debit card type:
- Log in to SBI Netbanking: Use your credentials to log into the SBI net banking portal.
- Select ‘e-Services’: Navigate to the e-Services section.
- Choose ‘ATM Card Services’: From the menu, select the ATM Card Services option.
- Apply for a Debit Card: Follow the instructions to apply for a new debit card.
- Choose Card Type: Select the desired debit card type based on your preference.
- Submit Application: Verify all details and submit your application.
- Track Application Status: You can check the status of your application online using the reference number provided.
Features and Benefits of SBI Debit Cards
Below are the applicable SBI debit card features:
- Global Acceptance: SBI debit cards are accepted worldwide, making international transactions easier for frequent travellers.
- Multiple Transaction Modes: You can use the card for ATM withdrawals, online purchases, and POS transactions.
- Contactless Payments: Tap and pay up to ₹5,000 without entering a PIN for quicker transactions.
- Secure Transactions: EMV chip and PIN ensure high-level security for all transactions.
- High Withdrawal Limits: Premium cards offer up to ₹1,00,000 in ATM withdrawals per day, ideal for high-value transactions.
- Discounts and Offers: Avail exclusive deals and discounts on shopping, dining, and travel with select SBI debit cards.
- Free Insurance Coverage: Some cards offer complimentary personal accident insurance coverage, adding a layer of security.
- Balance Alerts: Receive SMS and email alerts for every transaction, helping you track spending.
- Easy Bill Payments: Use your card to pay utility bills online, making it a hassle-free payment method.
State Bank of India Debit Cards Activation Process
Here’s a clear guide to activating your SBI Debit Card through net banking:
- Log in to Net Banking: Access your SBI net banking account with your credentials.
- Navigate to e-Services: Go to the ‘e-Services’ tab, then select ‘ATM Card Services.’
- Select Card Activation: Choose the ‘New ATM Card Activation’ option.
- Choose Account: Select the account linked to your new debit card.
- Enter Card Details: Input your 16-digit debit card number and click ‘Activate.’
- Confirm Details: Review your information, then select ‘Confirm.’
- Verify OTP: Enter the OTP sent to your registered mobile number and click ‘Confirm.’
If your credentials are forgotten, recover them by following our guide on How to Reset or Change your SBI Internet Banking Password.
PIN Generation and Change
Following are SBI Debit Cards’ PIN generation and change:
- Log in to SBI Netbanking: Go to the net banking portal and log in.
- Select ‘ATM Services’: Navigate to the ATM services section.
- Choose ‘PIN Generation’: Select the option to generate or change your PIN.
- Enter OTP: Enter the OTP sent to your registered mobile number.
- Set a New PIN: Enter a new four-digit PIN and confirm it.
For step-by-step instructions, read our detailed guide on SBI Debit Card ATM PIN Generation.
Blocking SBI Debit Card in Case of Loss/Theft
Following is the step-by-step procedure to block SBI Debit Cards in case of loss or theft:
- Log in to Online SBI: Access www.onlinesbi.sbi with your username and password.
- Navigate to e-Services: Under the ‘e-Services’ tab, select ‘ATM Card Services’ and then ‘Block ATM Card.’
- Choose the Account: Choose the account linked to the card you wish to block.
- View Card Details: You’ll see a list of active and blocked cards, displaying the first and last four digits for easy identification.
- Select and Confirm Card: Choose the card to block, click ‘Submit,’ review the details, and confirm your selection.
- Choose Authentication Method: Opt for either SMS OTP or Profile Password for verification.
- Enter OTP or Password: On the next page, input the OTP or Profile Password you selected earlier and click ‘Confirm.’
- Confirmation Message: A success message with a Ticket Number will confirm that your card is blocked. Save this Ticket Number for future reference.
International Transactions With SBI Debit Card
Here are the steps to activate international transactions with SBI Debit Cards
- Log in to SBI Netbanking: Access your account using your credentials.
- Open Main Menu: Navigate to the main menu on the left side.
- Select ‘Services’: Click on the ‘Services’ option.
- Choose ‘Manage Card Usage’: Select ‘Manage Card Usage from the options.’
- Switch Transaction Type: Adjust the transaction type from ‘Domestic’ to ‘International.’
Related SBI services you may find helpful.
Link | Description |
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SBI Customer Care Helpline Number | Contact SBI Customer Care for support. |
How to Find CIF Number of SBI | Locate your SBI CIF Number in simple steps. |