Bajaj Finserv Home Loan
Bajaj Finserv offer home loan of Rs. 5 Crore*, or higher basis eligibility at an intrest rate starting from 7.2%*. A home loan with us comes with a number of added benefits, such as a flexible repayment tenor of up to 30 years, intrest subsidy through PMAY, and the option of a top-up loan when you transfer your existing house loan to us.
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Check Bajaj Finserv Home Loan Eligibility
Features and Benefits of Bajaj Finserv Home Loan
Bajaj Finserv provides flexible EMI repayment plans. You can plan your finances accordingly and repay your housing loan at your pace in 30 years.
Top-up on Existing Loan
A top-up is financial help provided by banks and NBFCs that allows you to borrow an additional amount on your existing loan. Bajaj Finserv provides their customers with top-up loans on balance transfers of existing loans. You can avail a top-up of up to INR 1 Crore with Bajaj Finserv.
Bajaj Finserv offers home loans with simple processing and minimal documentation.
Bajaj Finserv disburses approved loans within 48 hours of verification to provide an optimum experience to the customer.
Attractive Interest Rates
Bajaj Finserv offers flexible and affordable home loans. You can avail of a home loan up to INR 5 crores with interest rates ranging between 8.6% to 14% per annum.
Zero Prepayment Charges
A prepayment is an option provided by banks and NBFCs that allows customers to repay the loan before maturity. Usually, financial institutions charge a percentage of the loan amount if you opt for prepayment. But with Bajaj Finserv, you can prepay your loan and save up on your interest without paying any foreclosure charges.
Bajaj Finserv: Home Loan Eligibility Criteria
|Criteria||For Salaried Individuals||For Self- Employed Individuals|
|Nationality||Indian Resident||Indian Resident|
|Age||23 years - 62 years||25 years - 70 years|
|Work experience||3 years||5 years of vintage with current entreprise|
|Minimum Salary (Depends on the city of residence)||INR 30,000 to INR 50,000||INR 30,000 to INR 40,000|
|CIBIL score||Above 750||Above 750|
Bajaj Finserv Home Loan: Fees and Charges
|Processing Fees||Upto 6% of the loan amount|
|EMI bounce charges||Upto INR 3000|
|Penal Interest||Upto 2%|
|Secure Fee ( one time)||Upto INR 4,999|
|Loan statement charges||NIL|
|Principal and Interest statement charges||NIL|
|Prepayment or foreclosure charges||NIL|
Bajaj Finserv: Types of Home Loans
Bajaj Finserv provides a wide range of home loans tailored according to the needs of their customers.
Home Loan Balance Transfer
Bajaj Finserv offers a balance transfer on home loans. It provides a facility to transfer an existing home loan to the NBFC hassle-free. With Bajaj Finserv balance transfer, you can avail of low-interest rates, long term loans and top up on the existing loan.
Bajaj Finserv provides a top-up in addition to the home loan. A top-up is a financial help offered by the banks and NBFCs that allows you to borrow an additional amount on the existing loan.
Joint Home Loans
You can share your finances by opting for a joint home loan with your spouse, parents or siblings. You can share the repayment responsibilities with your co-applicant.
Women's Home Loans
Bajaj Finserv provides home loans specially customized for women at competitive rates. This loan type supports women to become independent house owners.
Home Construction Loan
A home construction loan offers funds specifically for home construction. Bajaj Finserv also provides a top-up to cover home decor expenses after the construction of the house.
Plot for Purchase
Bajaj Finserv provides finances for purchasing a plot for the construction of your house.
Home Loan for Professionals
Bajaj Finserv provides ample finances at attractive interest rates for professionals like home loans for private employees, government employees, advocates and bank employees.
Documents required for Bajaj Finserv Home Loan
|Other Documents||Property documents|
Bajaj Finserv: Home Loan EMI Calculator
EMI means estimated monthly instalments. It refers to the amount payable every month towards the repayment of your home loan. A home loan EMI calculator is a tool provided by Bajaj Finserv on their website that helps you to compute the estimated monthly payments. Enter the desired loan amount, tenure and interest rate in the allocated boxes and get the estimated figures in seconds.
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Bajaj Finserv's Other Products
Home Loan By Other Banks
- Axis Bank Home Loan
- Bank of Baroda Home Loan
- HDFC Bank Home Loan
- ICICI Bank Home Loan
- IndiaBulls Home Loan
- Canara Bank Home Loan
- CITI Bank Home Loan
- DHFL Home Loan
- YES Bank Home Loan
- Union Bank of India Home Loan
- Federal Bank Home Loan
- IndusInd Bank Home Loan
- State Bank of India Home Loan
- IDFC FIRST Bank Home Loan
- Punjab National Bank Home Loan
- Hero FinCorp Home Loan
- IDBI Bank Home Loan
- Kotak Bank Home Loan
- Deutsche Bank Home Loan
- Punjab National Bank Housing Finance Home Loan
- Tata Capital Housing Finance Limited Home Loan
- Standard Chartered Bank Home Loan
- Hero Housing Finance Home Loan
- Punjab & Sind Bank Home Loan
- Godrej Housing Finance Home Loan
- Reliance Capital Home Loan
- Ujjivan Small Finance Bank Home Loan
- Indian bank Home Loan
- Capital First Ltd. Home Loan
- Home First Finance Company Home Loan
- Muthoot Finance Ltd Home Loan
- RBL Bank Home Loan
- Vastu Housing Finance Home Loan
- Clix Capital Home Loan
- Aditya Birla Finance Limited Home Loan
- L&T Finance Home Loan
- Poonawalla Fincorp Limited Home Loan
- Piramal Housing Finance Home Loan
- Fullerton India Home Loan
- IIFL Finance Home Loan
- Edelweiss Financial Services Home Loan
- Bank of India Home Loan
- Aadhar housing Finance Home Loan
- DCB Bank Home Loan
- Capri Global Home Loan
- Bank of Maharashtra Home Loan
- HDFC Sales Home Loan
- Cholamandalam Finance Home Loan
- HSBC Home Loan
- LIC Housing Finance Home Loan
- Housing Development Finance Corporation Home Loan
From refinancing to reducing your interest, we have the answers right here.
Does Bajaj Finserv provide home loans at the best rate?
Yes, Bajaj Finserv provides home loans at affordable interest rates, starting from 6.65%.
Does Bajaj Finserv check for a CIBIL score for a home loan?
Yes, Bajaj Finserv considers the CIBIL score of home loan applicants to determine the best possible home loan interest rate for the latter. The applicant should maintain a minimum score of 750 to avail best offers.
What is the maximum amount of home loan I can get from Bajaj Finserv?
Based on your CIBIL score, repayment history, financial stability and other considerations. You can get a home loan for a maximum of INR 5 crores at Bajaj Finserv.
Does Bajaj Finserv have a fixed rate of interest on a home loan?
Bajaj Finserv offers home loans at both fixed and floating interest rates.
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