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Digikredit-SME Corner

Digikredit-SME Corner

The core vision at SME Corner is to contribute to the growth in the Indian economy by providing superior financial solutions to the under-financed small businesses. The mission is to empower small businesses by providing easy and accessible financial services that harness the power of technology.

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Loans offered by Digikredit-SME Corner

Digikredit-SME Corner LoansInterest RateProcessing FeeLoan Amount/Tenure
Digikredit-SME Corner Loan Against Property


Up to 1.3%

₹10L - ₹10Cr

Tenure(1 - 10 Years)

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Digikredit-SME Corner Business Loan


3% - 5%

₹50K - ₹25L

Tenure(1 - 3 Years)

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Features and Benefits of Digikredit SME Corner

Digikredit Finance Private Limited, or Digikredit SME Corner, is a private unlisted company established on November 13, 2013. It is categorised as a private Limited Company and has its headquarters in Mumbai, Maharashtra. Digikredit has an authorised share capital of Rs. 11.7 crores and a paid capital of Rs. 6 crores. It is one of India’s leading modern lending companies, which offers seamless access to business loans for micro, small, and medium-sized enterprises. Digikredit offers superior customised products and services by employing deep market analytics and modern technology. Digikredit offers various products like Loan Against Property, Unsecured Business Loans, and Women Entrepreneur Loans to its customers.’

Given below are some of the features and benefits of Digikredit SME Corner:

  • SME Corner provides customised business loan products to meet the capital requirements of small and medium-sized businesses all over the country
  • Loans are sanctioned easily and without any hassle, and there is no delay at any stage of processing
  • A good digital presence and interface make loan processing faster, which makes for a smoother loan journey
  • Digikredit provides business loan products with flexible loan tenure ranging from 12 months to 36 months 
  • Digikredit has a transparent structure devoid of any hidden fees or charges. The processing fee can go up to 3% depending on the loan amount
  • SME corner provides customised flexible repayment plans in the form of monthly EMIs. The EMI options are designed to meet the business sales and invoicing cycles.

Products Offered by Digikredit SME Corner

Digikredit Corner offers cleverly designed business loan products that cater to the needs of different businesses. Given below are some of the products by SME Corner:

Unsecured Business Loan

Operating your own business is no cakewalk, as you have to monitor your finances constantly, to keep the show running. The Unsecured Business Loan offered by SME corner comes to the rescue by meeting the varied needs of business owners, ranging from - the purchase of new machinery, business operation expansion, or working capital management. Any small or medium-sized business can obtain these loans personalised to meet their needs and objectives. Just take the first step to accomplish your business goals by approaching SME Corner for an unsecured business loan.

Who is Eligible?

Given below are the eligibility requirement for obtaining an unsecured business loan from Digikredit SME Corner:

  • The business should be in continuous operation for over three years
  • A minimum annual turnover of Rs. 25 lakh will improve your chances of obtaining a loan
  • Charitable Institutions, Trusts, and NGOs are not eligible to apply for this business loan
  • There should be no payment default, and the business should be fully tax compliant
  • It becomes easier for SME corner to determine eligibility if the business has an already existing credit line
  • The loan approval process becomes faster and hassle-free if the applicant has a self-owned property
  • The business should have a healthy credit score

Loan Against Property

The Digikredit Loan Against Property is an unsecured loan obtained against a mortgage on self-owned commercial or residential property. You can avail of this loan to obtain prospective funding for your business and various end-use like maintaining cash flow, business expansion, meeting emergency business needs, infusing funds, etc. A loan against property offered by Digikredit allows the business owner to retain control of the company, unlike other options, which may ask an investor to relinquish a part of the property. These loans are sanctioned after considering various crucial factors like income, the current market value of the property, and credit history.

Who is Eligible?

Anybody can apply for this loan, irrespective of whether they are self-employed professionals, salaried employees, businessmen, or micro, small, or medium enterprises. An application for this loan can be made jointly. All registered owners of the property will be considered to be co-applicants. However, the applicant should be an Indian citizen between the age of 21 to 65 years.

Digikredit SME Corner Corporate Office Contact Details

Given below are the contact details for the corporate office of Digikredit SME Corner:

Headquarters Address Unit No. 1B, 4th Floor, A Wing Times Square, Andheri Kurla Road, Marol, Andheri East Mumbai – 400 059
Corporate Office Address 411/412, Trade World ‘B’ Wing, 4th Floor Kamala Mills Compound, Lower Parel Mumbai – 400013
Headquarters Phone Number 022 – 240634209
Corporate Office Phone Number +91 22 24955420/24955438
Email Address service@smecorner.com


From refinancing to reducing your interest, we have the answers right here.

What is the interest rate of Digikredit SME corner?

Digikredit SME Corner offers business loans with interest rates starting at 19% per annum for the loan of up to Rs. 25 lakhs.

Where is Digikredit SME corner head office?

Digikredit SME Corner is headquartered in Unit No. 1B, 4th Floor, A Wing Times Square, Andheri Kurla Road, Marol, Andheri East, Mumbai – 400 059.

Is Digikredit SME corner a NBFC?

Yes. Digikredit is registered with the Reserve Bank of India as a Non-banking Financial Company.

Who is the founder of Digikredit SME corner?

Mr Samir Bhatia is the founder and CEO of Digikredit SME corner.

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