HDFC Sales

4.5

HDFC Sales offers home loans tailored to various types of buyers. The interest rates are competitive, and the EMI plans are simple. You can apply online using only a few basic documents. In addition, HDFC Sales provides home improvement and top-up loan options. Their support team is available to assist you throughout the entire process. Loans can be secured for both new and resale properties. It remains a reliable option for first-time home buyers and seasoned investors.

Unlock Best Home Loan Offers From 10+ Lenders

Choose City

Loans offered by HDFC Sales

HDFC Sales LoansInterest RateProcessing FeeLoan Amount/Tenure

HDFC Sales Personal Loan

10.5% - 25%

--

₹50K - ₹40L

Tenure(1 - 5 Years)

Know More

HDFC Sales Home Loan

7.9% - 13.2%

Up to 1% of the loan amount

₹5L - ₹10Cr

Tenure(1 - 30 Years)

Know More

HDFC Sales Loan Against Property

8.95% - 12.2%

Up to 1% of loan amount (minimum Rs 75,000)

-

Tenure(1 - 15 Years)

Know More

HDFC Sales Business Loan

10.75% - 22.5%

For availing fresh business loan: Up to 2% plus GST

Up to ₹40L

Tenure(1 - 4 Years)

Know More

HDFC Sales Overview

HDFC Sales is headquartered in Mumbai and was established in January, 2004. It has more than 10,000 employees today in 350+ branches across the country. HDFC Sales is known for its customer-centricity and offers tailored products and services accordingly. HDFC Sales has transformed into a one-stop solution for all kinds of financial services and products with a pan-Indian outlook. HDFC initially set up this subsidiary for promoting distribution of mortgages and it has grown steadily into a key asset over the years. 

Vision- To be India’s most trusted and recommended financial services provider

Mission- To create abundant possibilities for customers and also employees, through the execution of more effective processes and principles for business along with commitment towards responsiveness, quality and resourcefulness. 

The Employee Focus approach at HDFC Sales has enabled the development of a positive environment for the workforce where they build an emotional bond with the organisation and strive to meet organisational priorities by stretching the extra mile. The customer centric approach and philosophy at HDFC Sales is what puts customers and their interest firmly ahead of everything else. Integrity is another core value and philosophy at the institution. It ensures that being accountable, truthful and respectful are prioritized while the spirit of collaboration amongst employees enables higher productivity as well. Other core values include Agility and the institution also participates in varied CSR (corporate social responsibility) initiatives for contributing towards the betterment of living conditions of those who are less-fortunate. This comes under the Social Impact philosophy at HDFC Sales.

Get your latest Credit Score, FREE

Latest from the Blog

Get in-depth knowledge about all things related to and your finances

Union Budget 2026 Live : Taxation, Credit Policy And Financial Sector Announcements
Rahul GautamFeb 01, 2026

Union Budget 2026 Live : Taxation, Credit Policy And Financial Sector Announcements

Union Budget 2026-2027 was presented on February 1, 2026, in the Lok Sabha. This year, Finance Minister Nirmala Sitharaman has outlined the government’s financial roadmap for the year ahead under th

As Housing Gets Costlier, Homebuyers Look to Budget 2026 for Relief
Kunal SachdevaJan 30, 2026

As Housing Gets Costlier, Homebuyers Look to Budget 2026 for Relief

Amid sales dipping owing to affordability pressure, India’s Middle Class requires more tax relief and higher incentives to invest in property. At a time when housing affordability in India is un

RBI May Cut Repo Rate by 25 BPS, says report
Kunal SachdevaJan 28, 2026

RBI May Cut Repo Rate by 25 BPS, says report

Any reduction at this stage will benefit India's affordable housing sector, which is currently reeling from skyrocketing property prices. New Delhi, January 28, 2026: The Reserve Bank of India (RBI)

Disclaimer:

The website may provide information about various loan products, insurance products, credit scores & links to other websites or resources over which urbanmoney.com does not have control as such information & links are received from the Banks, NBFCs, Insurance companies & credit rating agencies. Users of this website acknowledge that urbanmoney.com is providing these information & links only as a convenience, and further agree that urbanmoney.com is not responsible for the veracity of such information. Please note that users are advised to independently verify the information & do other requisite due diligence before making any decision and that urbanmoney.com nor its employees, partners, and associated staff are not accountable for any loss, harm, or damage due to usage of information from this website.  And further that user’s use of links to such external websites are subject to the terms of use and privacy policies located on those sites.