HDFC Sales

4.5

HDFC Sales offers home loans tailored to various types of buyers. The interest rates are competitive, and the EMI plans are simple. You can apply online using only a few basic documents. In addition, HDFC Sales provides home improvement and top-up loan options. Their support team is available to assist you throughout the entire process. Loans can be secured for both new and resale properties. It remains a reliable option for first-time home buyers and seasoned investors.

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Loans offered by HDFC Sales

HDFC Sales LoansInterest RateProcessing FeeLoan Amount/Tenure

HDFC Sales Personal Loan

10.5% - 25%

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₹50K - ₹40L

Tenure(1 - 5 Years)

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HDFC Sales Home Loan

8.35% - 12.5%

Up to 1% of the loan amount

₹5L - ₹10Cr

Tenure(1 - 30 Years)

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HDFC Sales Loan Against Property

8.95% - 12.2%

Up to 1% of loan amount (minimum Rs 75,000)

-

Tenure(1 - 15 Years)

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HDFC Sales Business Loan

10.75% - 22.5%

For availing fresh business loan: Up to 2% plus GST

Up to ₹40L

Tenure(1 - 4 Years)

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HDFC Sales Overview

HDFC Sales is headquartered in Mumbai and was established in January, 2004. It has more than 10,000 employees today in 350+ branches across the country. HDFC Sales is known for its customer-centricity and offers tailored products and services accordingly. HDFC Sales has transformed into a one-stop solution for all kinds of financial services and products with a pan-Indian outlook. HDFC initially set up this subsidiary for promoting distribution of mortgages and it has grown steadily into a key asset over the years. 

Vision- To be India’s most trusted and recommended financial services provider

Mission- To create abundant possibilities for customers and also employees, through the execution of more effective processes and principles for business along with commitment towards responsiveness, quality and resourcefulness. 

The Employee Focus approach at HDFC Sales has enabled the development of a positive environment for the workforce where they build an emotional bond with the organisation and strive to meet organisational priorities by stretching the extra mile. The customer centric approach and philosophy at HDFC Sales is what puts customers and their interest firmly ahead of everything else. Integrity is another core value and philosophy at the institution. It ensures that being accountable, truthful and respectful are prioritized while the spirit of collaboration amongst employees enables higher productivity as well. Other core values include Agility and the institution also participates in varied CSR (corporate social responsibility) initiatives for contributing towards the betterment of living conditions of those who are less-fortunate. This comes under the Social Impact philosophy at HDFC Sales.

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