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Incred Finance
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Loans offered by InCred Financial Services
| InCred Financial Services Loans | Interest Rate | Processing Fee | Loan Amount/Tenure | |
|---|---|---|---|---|
InCred Financial Services Personal Loan | 13.49% - 36% | 2.00% - 5.00% | ₹50K - ₹10L Tenure(1 - 5 Years) | Know More |
InCred Financial Services Loan Against Property | 11% - 26% | upto 5% of loan amount. | ₹75K - ₹15L Tenure(1 - 5 Years) | Know More |
Features and Benefits of Incred Finance
- Customized products and solutions as per requirements.
- Higher loan thresholds.
- Flexible options for repayment.
- Customer-focused approach with a humane perspective towards lending.
- Caring and respectful processes with top-class customer support and service.
- Branch visits are not required along with facilities like online loan account management and instant loan sanction.
Incred Finance Overview
Incred Finance is a contemporary platform for financial services that makes use of data science and cutting-edge technology for seamless lending. Incred believes in making loans accessible and simplified.
- Incred Finance strives to do away with outdated and stringent processes for loans.
- The NBFC strives to implement simplified lending procedures while focusing on the unique circumstances/situations and requirements of customers.
- The NBFC has a vision to create a trustworthy, transparent and highest integrity financial institution that positively advances the socio-economic well-being of lower middle class to middle class Indian households while protecting the interests of all stakeholders.
- The mission is to stay relentless in the pursuit of continual innovation while fusing data science, technology and financial expertise for coming up with the best products for customers.
- The NBFC operates on the basis of its core principles like integrity, transparency and honesty along with commitment towards improving services continually.
- Incred Finance has four businesses as part of the Group, namely personal loans, SME business loans, education loans and digital MSME loans.
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Reviewed ByLast Updated: 31 August 2026
FAQs
From loans to affordable interest rates, we have the answers for everything you need to know.
Is InCred a bank?
InCred is registered as a Non-Banking Financial Company with the Reserve Bank of India.
Who is the owner of Incred finance?
Bhupinder Singh is the founder and CEO of InCred Finance India.
What does InCred do?
InCred is involved in the Indian financial market by providing long-term loans to individuals who are first time buyers of affordable housing, loans against property, and loans for home reconstruction.
Is InCred an NBFC?
InCred Financial Services Limited is registered with the Reserve Bank of India as a Non-Banking Financial Company.
Is InCred finance registered with RBI?
Yes, InCred is registered with the Reserve Bank of India as a NBFC.
Where is InCred finance head office?
The InCred Finance head office is located in Gurugram, Haryana.
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