Karnataka Bank

karnataka bank

Karnataka Bank is a trusted name in the banking sector in India that provides various financial products and services to its vast customer base. All the Karnataka Bank products have been designed to meet a myriad of public needs. Products like Karnataka Bank loans are lucrative monetary assistance that can be availed of for several requirements. The easy and fast disbursement process makes Karnataka Loans a convenient option for customers. Karnataka Bank is your go-to partner for all your financial needs, ensuring your dreams and aspirations are within reach. 

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Loans offered by karnataka bank

karnataka bank LoansInterest RateProcessing FeeLoan Amount/Tenure

karnataka bank Personal Loan

12% - 17%

Up to 2% of loan amount (Min. Rs 2,500 & Max. Rs 8,500)

₹1L - ₹25L

Tenure(1 - 5 Years)

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karnataka bank Home Loan

8.75% - 10.35%


₹20L - ₹5Cr

Tenure(1 - 30 Years)

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Features and Benefits of Karnataka Bank

Karnataka Bank is well-known for its outstanding service. It is the most widely known savings account bank. Karnataka Bank provides the following substantial features and functionalities:

  • Favourable Interest Rates: Whether you choose loans, deposit accounts, or any other type of service, the bank will provide you with an attractive rate of interest.
  • Less Documentation: If an individual holds a savings account with the bank, they can apply for loans and open bank deposits with limited paperwork.
  • Rapid Loan Disbursement: Karnataka Bank is well-known for its quick loan approvals and disbursement. The only thing candidates must ensure is that they possess the necessary documents at the time.
  • Government Initiatives: Public Provident Fund(PPF), Pension Records, National Pension Scheme (NPS), Sukanya Samriddhi Scheme, and Senior Citizen Savings Plan are among the government projects available to the bank's clients.
  • Customisable Debt Repayment Tenures: Karnataka Bank provides a flexible debt repayment duration of up to 10 years, allowing you to select a debt repayment tenancy that meets your requirements.

Karnataka Bank Overview

The Karnataka Bank Limited headquarters are in the town of Mangaluru, Karnataka, India. This is a top-ranked private-sector bank with a customised range of services and products to meet the requirements of clients from various markets, exchanges, and personal and business requirements. It provides great deposit and borrowing options to ensure a simple and smooth banking customer experience. It also provides valuable assistance in international transactions and maximises returns on surplus funds.

In 1924, Karnataka Bank Limited was designated as a Planned Commercial Bank. After more than 85 years in the Indian banking industry, the bank has earned the trust of its clients which has assisted it in developing connectivity of 458 divisions in 20 Indian states and two Union Territories.

Currently, the bank employs more than 4,900 people. It has 3.7 million users and 71,822 stockholders in India.

Services offered by Karnataka Bank

Karnataka Bank provides its customers with various services to ensure the smooth implementation of banking-related operations.

Phone Banking

Phone banking is a telephonic gateway that offers 24*7 service. A client can access the IVR (Interactive Voice Response) system or speak with one of the bank's executives directly.

Mobile Banking

Users can manage their financial records anytime and from wherever they want with the assistance of the smartphone app. They can review their bank records or make a payment while at work or commuting.

Internet Banking

Karnataka Bank's internet banking service provides its customers with 24*7 connectivity to digital banking. All your financial transactions can be performed from your own home or office, such as banking information, bank deposit details, online guidelines, queries, payment services, and other merchant fees.

Facility of Locker

Users can keep their pieces of jewellery, files, and valuable items safe. In addition, lockers are obtainable at 775+ locations all over the country, along with small, medium and large sizes available to meet your needs. Moreover, locker rentals are competitive according to the location and locker size. Locker rent can be paid conveniently using rules from your Karnataka Bank account and nominations are also accepted.


Karnataka Bank has a tie-up for the E-filing of IT returns with clear tax. ClearTax E-Filing is a simple, easy, and secure gateway. It allows you to file your annual IT Returns. The objective of the partnership with ClearTax is to meet clients' comfort with financial services.

Karnataka Bank Corporate office Details with Contact Numbers and Email ID

Corporate Office Address of Karnataka Bank: Karnataka Bank Limited, Mahaveera Circle, Kankanady, Mangaluru-575 002 Karnataka State

Contact Numbers

Phone: 0824-2228222

Fax: 0824-2228284

Customer Care Number: 1800 425 1444

Email ID: www.karnatakabank.com


From refinancing to reducing your interest, we have the answers right here.

What is the interest rate of Karnataka bank?

For one year to two years, the interest rate of Karnataka Bank for deposits below ₹ 2 crore is 6.40, and from ₹ 2 crore and up to ₹ 10 crore is 6.50.

Where is Karnataka Bank's head office?

Karnataka Bank's head office is situated in Mahaveera Circle, Mangaluru in Karnataka.

Who is the founder of Karnataka Bank?

B. R. Vysaray Achar is the founder of Karnataka Bank.

How many branches of Karnataka Bank are there in India?

Karnataka bank has 883 branches within 22 states along with two Union Territories in India.

Who is the CEO of Karnataka Bank?

Mahabaleshwara M. S is the CEO of Karnataka Bank.

Is Karnataka Bank under RBI?

Yes, the Reserve Bank of India (RBI) has appointed Karnataka Bank to operate as an 'Agency Bank' to perform transactions.

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