Paysense

4.5
Paysense was established in the year 2015 and is a leading financial services startup that is backed by venture capital. It strives to make financing more accessible, simple and transparent for customers.

Unlock Best Home Loan Offers From 10+ Lenders

Choose City

Loans offered by PaySense

PaySense LoansInterest RateProcessing FeeLoan Amount/Tenure

PaySense Personal Loan

16% - 36%

Up to 3% of loan amount

₹5K - ₹5L

Tenure(0 - 5 Years)

Know More

Features & Benefits Paysense

  • Instant and quick personal loans up to Rs. 5 lakh. 
  • 100% secure loans with simplified process. 
  • Fast loan approval and disbursal with paperless documentation and KYC procedures. 
  • One-click personal loans along with affordable EMI options. 
  • Zero credit history require for taking personal loans. 
  • Borrowers only have to check their eligibility before choosing the personal loan offering. Then they have to only fill up some basic details to get the Credit Line. 
  • This is the total loan amount that can be obtained and the best possible combination of the loan EMI and tenure may be chosen accordingly. 
  • Customers can seamlessly upload their KYC documents and complete all other procedures digitally. They can obtain approval in only two working hours after uploading all their documents.

Paysense Overview

Paysense was established in the year 2015 and is a leading financial services startup that is backed by venture capital. It strives to make financing more accessible, simple and transparent for customers. 

  • Paysense makes use of highly advanced data science tools for offering credit without implementing complicated application procedures. 
  • It has already disbursed more than 2,56,664 loans so far. 
  • It has disbursed more than Rs. 2,000 crore till date while ensuring more than 100 lakh app downloads alongside. 
  • Paysense is already available in more than 180 cities and has its own Paysense Android app for quicker and more convenient applications. 
  • The company has also entered into partnerships with prominent NBFCs like Fullerton, Credit Saison India, IDFC First Bank, IIFL and PayUFinance. 

Get your latest Credit Score, FREE

Latest from the Blog

Get in-depth knowledge about all things related to and your finances

Union Budget 2026 Live : Taxation, Credit Policy And Financial Sector Announcements
Rahul GautamFeb 01, 2026

Union Budget 2026 Live : Taxation, Credit Policy And Financial Sector Announcements

Union Budget 2026-2027 was presented on February 1, 2026, in the Lok Sabha. This year, Finance Minister Nirmala Sitharaman has outlined the government’s financial roadmap for the year ahead under th

As Housing Gets Costlier, Homebuyers Look to Budget 2026 for Relief
Kunal SachdevaJan 30, 2026

As Housing Gets Costlier, Homebuyers Look to Budget 2026 for Relief

Amid sales dipping owing to affordability pressure, India’s Middle Class requires more tax relief and higher incentives to invest in property. At a time when housing affordability in India is un

RBI May Cut Repo Rate by 25 BPS, says report
Kunal SachdevaJan 28, 2026

RBI May Cut Repo Rate by 25 BPS, says report

Any reduction at this stage will benefit India's affordable housing sector, which is currently reeling from skyrocketing property prices. New Delhi, January 28, 2026: The Reserve Bank of India (RBI)

Disclaimer:

The website may provide information about various loan products, insurance products, credit scores & links to other websites or resources over which urbanmoney.com does not have control as such information & links are received from the Banks, NBFCs, Insurance companies & credit rating agencies. Users of this website acknowledge that urbanmoney.com is providing these information & links only as a convenience, and further agree that urbanmoney.com is not responsible for the veracity of such information. Please note that users are advised to independently verify the information & do other requisite due diligence before making any decision and that urbanmoney.com nor its employees, partners, and associated staff are not accountable for any loss, harm, or damage due to usage of information from this website.  And further that user’s use of links to such external websites are subject to the terms of use and privacy policies located on those sites.