Paysense

4.5
Paysense was established in the year 2015 and is a leading financial services startup that is backed by venture capital. It strives to make financing more accessible, simple and transparent for customers.

Unlock Best Home Loan Offers From 10+ Lenders

Choose City

Loans offered by PaySense

PaySense LoansInterest RateProcessing FeeLoan Amount/Tenure

PaySense Personal Loan

16.8% - 27.6%

Up to 3% of loan amount

₹5K - ₹5L

Tenure(0 - 5 Years)

Know More

Features & Benefits Paysense

  • Instant and quick personal loans up to Rs. 5 lakh. 
  • 100% secure loans with simplified process. 
  • Fast loan approval and disbursal with paperless documentation and KYC procedures. 
  • One-click personal loans along with affordable EMI options. 
  • Zero credit history require for taking personal loans. 
  • Borrowers only have to check their eligibility before choosing the personal loan offering. Then they have to only fill up some basic details to get the Credit Line. 
  • This is the total loan amount that can be obtained and the best possible combination of the loan EMI and tenure may be chosen accordingly. 
  • Customers can seamlessly upload their KYC documents and complete all other procedures digitally. They can obtain approval in only two working hours after uploading all their documents.

Paysense Overview

Paysense was established in the year 2015 and is a leading financial services startup that is backed by venture capital. It strives to make financing more accessible, simple and transparent for customers. 

  • Paysense makes use of highly advanced data science tools for offering credit without implementing complicated application procedures. 
  • It has already disbursed more than 2,56,664 loans so far. 
  • It has disbursed more than Rs. 2,000 crore till date while ensuring more than 100 lakh app downloads alongside. 
  • Paysense is already available in more than 180 cities and has its own Paysense Android app for quicker and more convenient applications. 
  • The company has also entered into partnerships with prominent NBFCs like Fullerton, Credit Saison India, IDFC First Bank, IIFL and PayUFinance. 

Get your latest Credit Score, FREE

Guide

Get in-depth knowledge about all things related to and your finances

RBI's Rate Cut: The Domino Effect of 50 BPS Cut on Real Estate
Uttij HarnalJun 10, 2025

RBI's Rate Cut: The Domino Effect of 50 BPS Cut on Real Estate

The RBI has recently lowered the repo rate by 0.5 percentage points, bringing it to 5.5%. This change will ease the financial burden on home loan borrowers by reducing their monthly EMIs. In India, mo

Repo Rate Slashed by 50 Points: Here’s What It Means for Borrowers
Bhavya KamraJun 06, 2025

Repo Rate Slashed by 50 Points: Here’s What It Means for Borrowers

RBI Governor Sanjay Malhotra announced the third consecutive Repo Rate cut by the RBI on June 6, 2025. The rate now stands at 5.50% and will lower the overall cost of borrowing for regular Indian citi

High-Value Home Loans Make Up 21% of FY25 Disbursals: Urban Money Report
Thejus KSJun 06, 2025

High-Value Home Loans Make Up 21% of FY25 Disbursals: Urban Money Report

Key Highlights – Urban Money Home Loan Report FY 2025 Home loan disbursal volume grew 10% YoY across top Indian cities Disbursal value increased 15% YoY, reflecting demand for

Urban Money