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Loans offered by PaySense
| PaySense Loans | Interest Rate | Processing Fee | Loan Amount/Tenure | |
|---|---|---|---|---|
PaySense Personal Loan | 16% - 36% | Up to 3% of loan amount | ₹5K - ₹5L Tenure(0 - 5 Years) | Know More |
- Feature and Benefits
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Features & Benefits Paysense
- Instant and quick personal loans up to Rs. 5 lakh.
- 100% secure loans with simplified process.
- Fast loan approval and disbursal with paperless documentation and KYC procedures.
- One-click personal loans along with affordable EMI options.
- Zero credit history require for taking personal loans.
- Borrowers only have to check their eligibility before choosing the personal loan offering. Then they have to only fill up some basic details to get the Credit Line.
- This is the total loan amount that can be obtained and the best possible combination of the loan EMI and tenure may be chosen accordingly.
- Customers can seamlessly upload their KYC documents and complete all other procedures digitally. They can obtain approval in only two working hours after uploading all their documents.
Paysense Overview
Paysense was established in the year 2015 and is a leading financial services startup that is backed by venture capital. It strives to make financing more accessible, simple and transparent for customers.
- Paysense makes use of highly advanced data science tools for offering credit without implementing complicated application procedures.
- It has already disbursed more than 2,56,664 loans so far.
- It has disbursed more than Rs. 2,000 crore till date while ensuring more than 100 lakh app downloads alongside.
- Paysense is already available in more than 180 cities and has its own Paysense Android app for quicker and more convenient applications.
- The company has also entered into partnerships with prominent NBFCs like Fullerton, Credit Saison India, IDFC First Bank, IIFL and PayUFinance.

Last Updated: 15 September 2026
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