43.97
NAV (Apr 26,2024)

The UTI Retirement Fund is an investment option designed to help individuals plan for their retirement. With a minimum investment of INR 500, the fund provides a convenient way to start saving for your golden years. Established in 1994, the scheme has a lock-in period of 5 years, ensuring that your money stays invested for the long term. With an expense ratio of 1.65%, this fund aims to provide potential growth for your retirement nest egg.

Uti Retirement Fund Latest Trend

  • 1M
  • 2M
  • 3M

Uti Retirement Fund Latest Trend

Risk Ratios

  • P/E Ratio
    UM_URBAN_MONEY

    0
  • P/B Ratio
    UM_URBAN_MONEY

    0
  • Alpha
    UM_URBAN_MONEY

    0.01
  • Beta
    UM_URBAN_MONEY

    0.98
  • Sharpe
    UM_URBAN_MONEY

    0.21
  • Sortino
    UM_URBAN_MONEY

    0.37

Fund Overview

Expense ratio
UM_URBAN_MONEY

1.64%

Exit Load
UM_URBAN_MONEY

0%

Lock-in
UM_URBAN_MONEY

No Lock-in

AUM (Fund Size)
UM_URBAN_MONEY

4340.06 Cr

Index
UM_URBAN_MONEY

Min. Investment
UM_URBAN_MONEY

SIP ₹500.00

Scheme Riskometer

Investors understand that their principal will be at
High

Investment Return Calculator

as on Apr 28, 2024

Total Invested Amount

3 Months Absolute Return (In %)

6 Months Absolute Return (In %)

1 Year Absolute Return (In %)

3 Year Absolute Return (In %)

5 Year Absolute Return (In %)

10,452.78 (4.53%)11,210.05 (12.10%)12,019.14 (20.19%)14,620.34 (46.20%)16,708.34 (67.08%)
31,358.34 (4.53%)33,630.15 (12.10%)36,057.42 (20.19%)43,861.02 (46.20%)50,125.02 (67.08%)
52,263.9 (4.53%)56,050.25 (12.10%)60,095.7 (20.19%)73,101.7 (46.20%)83,541.7 (67.08%)
83,622.24 (4.53%)89,680.4 (12.10%)96,153.12 (20.19%)1,16,962.72 (46.20%)1,33,666.72 (67.08%)
1,04,527.8 (4.53%)1,12,100.5 (12.10%)1,20,191.4 (20.19%)1,46,203.4 (46.20%)1,67,083.4 (67.08%)

Calculate Your Mutual Fund Returns

  • 500
  • 1 Lac
Years
  • 1
  • 30
%
  • 1
  • 30

Total investment

+

Profit

YearInvested Amount(₹)Wealth Gained(₹)Expected Amount(₹)

Fund Portfolio Allocation

  • Holdings
  • Sectors

Name

Assets

  • GSEC MAT24.19%
  • GS MAT5.91%
  • NCD POWER FINANCE CORPORATION LTD4.64%
  • NET CURRENT ASSETS3.94%
  • EQ HDFC BANK LIMITED3.65%
  • NCD HDFC BANK LTD3.50%
  • NCD REC LTD3.46%
  • EQ ICICI BANK LTD3.26%
  • EQ RELIANCE INDUSTRIES LTD2.39%
  • NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED2.32%
  • EQ LARSEN & TOUBRO LTD1.98%
  • EQ INFOSYS LTD1.69%
  • EQ ITC LTD1.66%
  • EQ MAHINDRA & MAHINDRA LTD1.39%
  • MF UNITS UTI LIQUID CASH PLAN1.36%
  • NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA1.16%
  • NCD JAMNAGAR UTILITIES AND POWER PRIVATE LIMITED1.16%
  • NCD HDFC BANK LTD BASELT1.15%
  • KERALA SDL MAT1.15%
  • NCD HDB FINANCIAL SERVICES LTD1.15%
  • EQ AXIS BANK LTD1.12%
  • EQ BHARTI AIRTEL LTD1.09%
  • EQ TATA MOTORS DVR1.05%
  • EQ HCL TECHNOLOGIES LTD1.02%
  • EQ INDUSIND BANK0.95%
  • EQ GAIL INDIA LTD0.90%
  • EQ INTERGLOBE AVIATION LTD0.81%
  • EQ BAJAJ AUTO LTD0.79%
  • EQ HERO MOTOCORP LTD0.72%
  • NCD TATA MOTORS FINANCE LTD0.69%
  • NCD SHRIRAM FINANCE LTD0.58%
  • NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT0.58%
  • NCD NATIONAL BANK FOR FINANCING INFRASTRUTURE & DEVELOPMENT0.58%
  • NCD LIC HOUSING FINANCE LTD0.58%
  • NCD EXPORT IMPORT BANK OF INDIA0.58%
  • NCD STATE BANK OF INDIA BASELAT0.57%
  • NCD UNION BANK OF INDIA BASELT0.57%
  • EQ HINDALCO INDUSTRIES LTD0.53%
  • EQ OIL INDIA LTD0.52%
  • EQ ORACLE FINANCIAL SERVICES SOFT0.50%
  • EQ ZYDUS LIFESCIENCES LTD0.48%
  • EQ PHOENIX MILLS LTD0.47%
  • EQ SHRIRAM FINANCE LTD0.47%
  • NCD CANARA BANK BASELAT0.46%
  • EQ ADITYA BIRLA CAPITAL LTD0.45%
  • EQ CIPLA LTD0.44%
  • EQ AUROBINDO PHARMA LTD0.44%
  • EQ RAYMOND LIMITED0.44%
  • EQ AJANTA PHARMA LTD0.43%
  • EQ G R INFRAPROJECTS LTD0.43%
  • NCD ICICI BANK LTD0.42%
  • EQ NIPPON LIFE INDIA ASSET MANAGE0.42%
  • EQ GREAT EASTERN SHIPPING CO LTD0.41%
  • EQ FEDERAL BANK LTD0.41%
  • EQ MARKSANS PHARMA LTD0.41%
  • EQ MAX FINANCIAL SERVICES LTD0.40%
  • EQ GLAND PHARMA LTD0.39%
  • EQ APOLLO TYRES LTD0.39%
  • EQ INDIAN BANK0.38%
  • NCD PIRAMAL CAPITAL AND HOUSING FINANCE LIMITED0.37%
  • EQ DALMIA BHARAT LTD0.36%
  • EQ EMAMI LTD0.36%
  • EQ COROMANDEL INTERNATIONAL LTD0.32%
  • EQ MAHINDRA HOLIDAYS & RESORTS IN0.28%
  • EQ SUNDARAM FINANCE LTD0.27%
  • EQ GHCL LTD0.27%
  • EQ JINDAL STAINLESS LTD0.27%
  • MAHARASHTRA SGS MAT0.26%
  • EQ INDO COUNT INDUSTRIES LTD0.25%
  • EQ STAR HEALTH & ALLIED INSURANCE0.25%
  • EQ CAPLIN POINT LABORATORIES LTD0.25%
  • UP SGS MAT0.24%
  • EQ RTS PP BHARTI AIRTEL LTD0.23%
  • EQ FORTIS HEALTHCARE LTD0.22%
  • EQ CROMPTON GREAVES CONSUMER ELEC0.22%
  • EQ INDUS TOWERS LIMITED0.22%
  • EQ NIIT LEARNING SYSTEMS LTD0.21%
  • EQ GLENMARK PHARMACEUTICALS LTD0.21%
  • EQ INDRAPRASTHA GAS LTD0.20%
  • EQ S P APPARELS LTD0.18%
  • EQ ESCORTS KUBOTA LTD0.15%
  • DAYS T BILL0.12%
  • MF UNITS UTI Nifty ETF ETF0.11%
  • NCD INDIAN OIL CORPORATION LTD0.09%
  • CLEARING CORPORATION OF INDIA LTD STD MARGIN0.07%
  • D TBILL MAT0.04%
  • MAHARASHTRA SDL0.01%
  • EQ INFORMATION TECHNOLOGIES I LT0.00%

Holdings Analysis

Peer Comparison

Pick your choice with our quick comparitive analysis

  • 6M
  • 1Y
  • 3Y
  • 5Y
Mutual Fund SchemesCategoryRiskAbsolute Return (6M)

ICICI Prudential Retirement Fund - Pure Equity Plan - GrowthICICI Prudential Retirement Fund - Pure Equity Plan - Growth

OTHER

Very High

45.97%

Nippon India Retirement Fund - Wealth Creation Scheme - GrowthNippon India Retirement Fund - Wealth Creation Scheme - Growth

OTHER

Very High

38.13%

Bandhan Retirement Fund - Regular Plan - IDCWBandhan Retirement Fund - Regular Plan - IDCW

OTHER

Very High

30.71%

Union Retirement Fund - Regular Plan - GrowthUnion Retirement Fund - Regular Plan - Growth

OTHER

Very High

30.65%

HDFC Retirement Savings Fund - Equity Plan - Regular Plan - GrowthHDFC Retirement Savings Fund - Equity Plan - Regular Plan - Growth

OTHER

Very High

29.32%

Tata Retirement Savings Fund Moderate Plan - GrowthTata Retirement Savings Fund Moderate Plan - Growth

OTHER

Very High

25.84%

Franklin India Pension Plan - GrowthFranklin India Pension Plan - Growth

OTHER

Moderately High

23.49%

SBI Retirement Benefit Fund - Aggressive Plan - Regular Plan - GrowthSBI Retirement Benefit Fund - Aggressive Plan - Regular Plan - Growth

OTHER

Very High

21.43%

LIC MF Unit Linked Insurance SchemeLIC MF Unit Linked Insurance Scheme

OTHER

Very High

17.94%

Aditya Birla Sun Life Retirement Fund - The 30s Plan - Regular Plan - GrowthAditya Birla Sun Life Retirement Fund - The 30s Plan - Regular Plan - Growth

OTHER

Very High

17.92%

Mutual Fund SchemesCategoryRiskAbsolute Return (6Y)

ICICI Prudential Retirement Fund - Pure Equity Plan - GrowthICICI Prudential Retirement Fund - Pure Equity Plan - Growth

OTHER

Very High

47.95%

Nippon India Retirement Fund - Wealth Creation Scheme - GrowthNippon India Retirement Fund - Wealth Creation Scheme - Growth

OTHER

Very High

44.65%

HDFC Retirement Savings Fund - Equity Plan - Regular Plan - GrowthHDFC Retirement Savings Fund - Equity Plan - Regular Plan - Growth

OTHER

Very High

37.48%

Union Retirement Fund - Regular Plan - GrowthUnion Retirement Fund - Regular Plan - Growth

OTHER

Very High

35.99%

Tata Retirement Savings Fund Moderate Plan - GrowthTata Retirement Savings Fund Moderate Plan - Growth

OTHER

Very High

31.87%

Axis Retirement Savings Fund - Aggressive Plan - Regular Plan - GrowthAxis Retirement Savings Fund - Aggressive Plan - Regular Plan - Growth

OTHER

Very High

31.62%

SBI Retirement Benefit Fund - Aggressive Plan - Regular Plan - GrowthSBI Retirement Benefit Fund - Aggressive Plan - Regular Plan - Growth

OTHER

Very High

27.85%

Aditya Birla Sun Life Retirement Fund - The 30s Plan - Regular Plan - GrowthAditya Birla Sun Life Retirement Fund - The 30s Plan - Regular Plan - Growth

OTHER

Very High

26.68%

LIC MF Unit Linked Insurance SchemeLIC MF Unit Linked Insurance Scheme

OTHER

Very High

20.23%

Franklin India Pension Plan - GrowthFranklin India Pension Plan - Growth

OTHER

Moderately High

19.25%

Mutual Fund SchemesCategoryRiskAbsolute Return (6Y)

ICICI Prudential Retirement Fund - Pure Equity Plan - GrowthICICI Prudential Retirement Fund - Pure Equity Plan - Growth

OTHER

Very High

27.04%

HDFC Retirement Savings Fund - Equity Plan - Regular Plan - GrowthHDFC Retirement Savings Fund - Equity Plan - Regular Plan - Growth

OTHER

Very High

26.80%

Nippon India Retirement Fund - Wealth Creation Scheme - GrowthNippon India Retirement Fund - Wealth Creation Scheme - Growth

OTHER

Very High

21.27%

Tata Retirement Savings Fund Moderate Plan - GrowthTata Retirement Savings Fund Moderate Plan - Growth

OTHER

Very High

14.72%

LIC MF Unit Linked Insurance SchemeLIC MF Unit Linked Insurance Scheme

OTHER

Very High

13.04%

Axis Retirement Savings Fund - Aggressive Plan - Regular Plan - GrowthAxis Retirement Savings Fund - Aggressive Plan - Regular Plan - Growth

OTHER

Very High

11.44%

Aditya Birla Sun Life Retirement Fund - The 30s Plan - Regular Plan - GrowthAditya Birla Sun Life Retirement Fund - The 30s Plan - Regular Plan - Growth

OTHER

Very High

11.19%

Franklin India Pension Plan - GrowthFranklin India Pension Plan - Growth

OTHER

Moderately High

9.72%

SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - GrowthSBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Growth

OTHER

Moderate

8.19%

Mutual Fund SchemesCategoryRiskAbsolute Return (6Y)

HDFC Retirement Savings Fund - Equity Plan - Regular Plan - GrowthHDFC Retirement Savings Fund - Equity Plan - Regular Plan - Growth

OTHER

Very High

21.41%

Nippon India Retirement Fund - Wealth Creation Scheme - GrowthNippon India Retirement Fund - Wealth Creation Scheme - Growth

OTHER

Very High

13.44%

Tata Retirement Savings Fund Moderate Plan - GrowthTata Retirement Savings Fund Moderate Plan - Growth

OTHER

Very High

13.21%

LIC MF Unit Linked Insurance SchemeLIC MF Unit Linked Insurance Scheme

OTHER

Very High

12.55%

Franklin India Pension Plan - GrowthFranklin India Pension Plan - Growth

OTHER

Moderately High

9.22%

Fund Managers

SP

Shri Sunil PatilFund Manager

Shri Sunil Patil joined UTI AMC in October 1989.He has 16 years of experience in Primary Market Investment and Dealing and 7 years of experience in Fund Management.

VS

Mr. V. SrivatsaFund Manager (Offshore

He has 3 years of experience in the Equity Securities Research handling variety of sectors. Last two years in the fund management as fund manager for offshore funds. He is looking after fund management of Hybrid Schemes as an adhoc arrangement and reports to Head of Fixed Income.

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