Kotak Mahindra Equity Mutual Funds

Kotak Mahindra Equity Mutual Fund is a type of mutual fund that invests in equity stocks of companies. These funds allow investors to gain exposure to the stock markets and benefit from the potential appreciation in the value of their investments. Experienced professionals select stocks and monitor them regularly. The fund also seeks to provide investors with long-term capital growth and income through dividend payments.

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Mutual Fund Schemes
NAV
5Y Returns
AUM(in Cr.)
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315.89Jul 15, 2024
29%
₹14,082
138.75Jul 15, 2024
29%
₹14,082
138.75Jul 15, 2024
29%
₹14,082
272.32Jul 15, 2024
27%
₹14,082
118.80Jul 15, 2024
27%
₹14,082
118.80Jul 15, 2024
27%
₹14,082
29.19Feb 22, 2024
26%
₹130
29.19Feb 22, 2024
26%
₹130
175.55Jul 15, 2024
24%
₹3,136
149.99Jul 15, 2024
25%
₹38,519
89.36Jul 15, 2024
24%
₹38,519
62.47Jul 15, 2024
24%
₹3,136

Kotak Mahindra Equity Mutual Fund seeks to generate long-term capital appreciation by investing predominantly in companies' equity-related instruments across market capitalisation. The Kotak mutual fund has the flexibility to invest in large, mid and small-cap stocks to provide optimum portfolio diversification. The fund will invest in banking, finance, auto, FMCG, IT, pharma, and others. The Kotak Mahindra Hybrid Mutual Funds aims to provide an investment opportunity for investors looking for capital appreciation with an adequate level of risk. Knowing the investment objective helps investors choose the best Kotak Mahindra Equity Mutual Fund scheme. 

Risks Involved in Kotak Mahindra Equity Mutual Funds

To get the maximum possible benefits from the schemes, the investor must get a thorough understanding of the Kotak Mahindra Equity Mutual Fund risks. Here is what sort of risk you can expect while investing in mutual funds: 

  1. Market Risk: As with any other equity mutual fund, Kotak Mahindra Equity Mutual Fund is exposed to market risk, which is the risk of loss due to fluctuations in the market value of the fund's holdings. 
  2. Liquidity Risk: This type of risk arises when investors cannot liquidate their holdings in the fund due to a lack of buyers. 
  3. Regulatory Risk: This is the risk of changes in laws and regulations that could affect the fund's performance. 
  4. Credit Risk: This risk is associated with the fund's holdings being exposed to default risk. If a company defaults on its debt obligations, the fund's holdings could suffer significant losses. 
  5. Political Risk: This type of risk arises due to changes in the political landscape that could affect the fund's performance. 
  6. Interest Rate Risk: This is the risk of losses due to changes in interest rates.

Return Potential of Kotak Mahindra Equity Mutual Fund Schemes

Kotak Mahindra Equity Mutual Fund has the potential to generate returns in the range of 12-15% over the long term. The fund has generated a steady return of 14.45% since its inception in April 2004. The fund has been ranked among the top 10 performing funds in its category since its inception. The fund has also outperformed its benchmark, the Nifty 50, in the last three and five-year periods. The fund has also generated superior returns compared to its peers in the same category in the previous 1, 3 and 5-year periods. Investors looking for long-term capital appreciation should consider investing in Kotak Mahindra Equity Mutual Fund. The overall Kotak Mahindra Equity Mutual Fund returns help you decode the past fund performance. 

Who Should Invest in Kotak Mahindra Equity Mutual Fund?

Kotak Mahindra Equity Mutual Fund is suitable for investors with a high-risk appetite and looking to invest in the long term. It is ideal for investors with a horizon of 5-7 years or more. Investors with a short-term investment horizon should look for other options.

Things To Consider Before Investing in Kotak Mahindra Equity Mutual Fund

While investing in mutual funds, an investor should consider certain things such as Kotak Mahindra Equity Mutual Fund NAV, performance, return potential, associated risks, etc. Here's the brief for the same: 

  • Investment Objective: Before investing in Kotak Mahindra Equity Mutual Fund, investors must assess their investment objective. Are you looking for growth or income? Do you need short-term or long-term capital appreciation? Knowing your financial goals can help you decide which type of mutual fund is right. 
  • Risk Profile: Another vital factor to consider is your risk profile. Mutual funds are often described as having a low, medium or high-risk profile, depending on their underlying investments. Kotak Mahindra Equity Mutual Fund has a higher risk profile, so it is essential to ensure that you are comfortable with the level of risk before investing. 
  • Investment Horizon: An investor must consider the investment horizon when investing in any mutual fund. Kotak Mahindra Equity Mutual Fund is best suited for long-term investors. It is vital to assess your timeline and determine if this is the right type of fund for your investment goals. 
  • Fees: Kotak Mahindra Equity Mutual Fund charges management fees and other expenses. It is essential to take these fees into account when evaluating your total return.
  • Returns: An investor must consider the fund's historical performance when evaluating its potential return. Past performance is not a guarantee of future returns but can indicate the fund's potential.

Tax on Kotak Mahindra Equity Mutual Funds

Kotak Mahindra Equity Mutual Fund is subject to tax as per the current rate of taxation applicable to mutual funds. The tax rate depends on the investment duration and the fund type. For equity funds, the income is taxed at 10% if the investor holds the fund for less than one year and 15% if the investor holds the funds for more than one year.

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Frequently Asked Questions (FAQs)

How is Kotak Mahindra Equity Mutual Fund doing?

Kotak Mahindra Equity Mutual Fund has been performing strongly, with a 5-year average return of 18.88%. The fund has consistently outperformed its benchmark, the S&P BSE 200, over the past five years.

Is Kotak Mahindra Equity Mutual Fund safe?

Yes, Kotak Mahindra Equity Mutual Fund is safe. As with any investment, there is always a risk of losing money, but Kotak Mahindra Equity Mutual Fund has a proven track record of providing long-term returns and has a strong focus on risk management.

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