SBI Debt Mutual Fund

Discover the SBI Debt Mutual Fund, a secure investment option with stable returns. Explore various fund types, including government securities, corporate bonds, and money market instruments. Benefit from the fund's consistent performance and potential for capital appreciation. Enjoy the advantages of professional management and diversification. Start your investment journey today and achieve your financial goals with SBI Debt Mutual Fund.

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Best Mutual Funds 2024

Result Showing 1-25 of 469 Mutual Funds

    Mutual Fund Schemes
    Category
    Nav
    5Y Returns
    AUM
    (in Cr.)
    Compare
    debt
    62.52Feb 23, 2024
    9%
    ₹7,782

    Add to Compare

    debt
    19.95Feb 23, 2024
    8%
    ₹7,782

    Add to Compare

    debt
    19.95Feb 23, 2024
    8%
    ₹7,782

    Add to Compare

    debt
    34.81Feb 23, 2024
    8%
    ₹2,939

    Add to Compare

    debt
    68.01Feb 23, 2024
    8%
    ₹1,708

    Add to Compare

    debt
    41.27Feb 23, 2024
    8%
    ₹1,708

    Add to Compare

    debt
    38.14Feb 23, 2024
    8%
    ₹7,782

    Add to Compare

    debt
    35.64Feb 23, 2024
    8%
    ₹7,782

    Add to Compare

    debt
    59.41Feb 23, 2024
    8%
    ₹7,782

    Add to Compare

    debt
    49.24Feb 23, 2024
    8%
    ₹6,802

    Add to Compare

    debt
    19.44Feb 23, 2024
    8%
    ₹2,939

    Add to Compare

    debt
    19.44Feb 23, 2024
    8%
    ₹2,939

    Add to Compare

    debt
    19.75Feb 23, 2024
    8%
    ₹1,708

    Add to Compare

    debt
    19.75Feb 23, 2024
    8%
    ₹1,708

    Add to Compare

    debt
    19.30Feb 23, 2024
    8%
    ₹1,708

    Add to Compare

    debt
    19.30Feb 23, 2024
    8%
    ₹1,708

    Add to Compare

    debt
    18.36Feb 23, 2024
    8%
    ₹7,782

    Add to Compare

    debt
    18.27Feb 23, 2024
    8%
    ₹7,782

    Add to Compare

    debt
    18.27Feb 23, 2024
    8%
    ₹7,782

    Add to Compare

    debt
    18.58Feb 23, 2024
    8%
    ₹7,782

    Add to Compare

    debt
    18.01Feb 23, 2024
    8%
    ₹7,782

    Add to Compare

    debt
    18.40Oct 6, 2023
    8%
    ₹7,268

    Add to Compare

    debt
    63.62Feb 23, 2024
    8%
    ₹1,708

    Add to Compare

    debt
    38.55Feb 23, 2024
    8%
    ₹1,708

    Add to Compare

    debt
    58.64Feb 23, 2024
    8%
    ₹1,587

    Add to Compare

    Result Showing 1-25 of 469 Mutual Funds

    Investment Objective

    The investment objective of SBI Debt Mutual Fund is to generate income by investing in debt and money market securities. These securities include government and corporate bonds, treasury bills, commercial paper, and other debt instruments. The fund aims to provide investors with regular income and safety of capital over the short to medium term.

    Risks Involved in SBI Debt Mutual Fund

    The risks involved in SBI Debt Mutual Fund include interest rate, credit, liquidity, and inflation risk. Interest rate risk is the risk that the value of your investment will decline if interest rates rise. Credit risk is the risk that the issuer of the debt security will default on its payments. Liquidity risk is the risk that you may not be able to sell your investment quickly or at a fair price. Inflation risk is the risk that the value of your investment will decline due to inflation.

    Return Potential of SBI Debt Mutual Fund

    The return potential of SBI Debt Mutual Fund depends on a number of factors. These include the interest rate environment, the credit quality of the debt securities held by the fund, and the fees charged by the fund. In general, debt funds offer lower returns than equity funds but are also less risky.

    Historically, SBI Debt Mutual Fund has generated returns of around 7-10% over a period of 5 years. However, it is important to note that past performance is not a guarantee of future results.

    Who Should Invest in SBI Debt Mutual Fund?

    SBI Debt Mutual Fund is suitable for investors who are looking for a relatively stable investment with the potential to generate income. The fund is not suitable for investors who are looking for high returns or are not comfortable with the risks involved in debt investing.

    Some of the people who may want to consider investing in SBI Debt Mutual Fund include:

    • Investors who are looking for regular income
    • Investors who are saving for a short-or medium-term goal, such as a down payment on a house or retirement
    • Investors who are looking to diversify their portfolio and reduce risk

    Note: It is important to research and understand the risks involved before investing in any mutual fund.

    Things To Consider Before Investing in SBI Debt Mutual Fund

    • Your investment goals: What are you aiming to achieve with your investment? Are you looking for regular income, capital appreciation, or a combination of both?
    • Your risk tolerance: How much risk are you comfortable with? Debt funds are generally considered less risky than equity funds but still carry some risk.
    • Your time horizon: How long do you plan to invest? Debt funds are typically used for short-or medium-term goals, such as saving for a down payment on a house or retirement.
    • Your other investments: What other investments do you have? Debt funds can be a good way to diversify your portfolio and reduce risk.

    Tax on SBI Debt Mutual Fund

    The tax treatment of SBI Debt Mutual Fund depends on the type of fund and the holding period.

    • Short-term capital gains (STCG): If you sell your units within 36 months of purchase, you will be liable to pay STCG tax. The STCG tax is calculated at your marginal tax rate.
    • Long-term capital gains (LTCG): If you sell your units after 36 months of purchase, you will be liable to pay LTCG tax. The LTCG tax is currently capped at 10%.

    In addition to the above, you may also have to pay a dividend distribution tax (DDT) on the dividends paid by the fund, which is currently 28.325%.

    It is important to note that the tax treatment of SBI Debt Mutual Fund may change in the future. You should always consult a tax advisor to get the latest information on tax laws.

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    Frequently Asked Questions (FAQs)

    How is the performance of SBI Mutual Fund?

    SBI Mutual Fund has shown a commendable performance in recent years. It has consistently reported strong Assets Under Management (AUM) growth, indicating investor confidence and successful fund management.

    Is SBI Mutual Fund considered safe?

    SBI Mutual Fund is generally considered a safe investment option. While all investments carry some level of risk, SBI Mutual Fund's experienced fund managers follow robust risk management strategies to mitigate potential risks and safeguard investors' interests.

    Are debt funds a good investment option?

    Debt funds can be a suitable investment option for certain investors. They primarily invest in fixed-income securities such as government bonds, corporate bonds, and money market instruments. Debt funds generally offer stable returns compared to equity funds, making them attractive for risk-averse investors seeking regular income with relatively lower volatility. However, it's crucial to evaluate your investment goals and risk tolerance and consult with a financial advisor before investing in any mutual fund.
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