Urban Money

Clix Capital Loan Against Property

Clix Capital
4.5

If you choose to apply for Clix Capital Loan Against Property, then you will be taking a pro active decision indeed. The biggest advantage is the seamless Clix Capital loan against property online application procedure. Clix Capital offers a smooth loan against property offering for customers. This helps them monetize the value of their assets to raise funds for meeting urgent requirements. Loans up to Rs. 50 lakh are offered and customers can keep using their properties as always. There are loans given to both self employed and salaried professionals with minimal and swift documentation for enhanced convenience. The attractive Clix Capital loan against property interest rate is another plus point.

  • Clix Capital
  • Loan Against Property
Loan Amount:Up to ₹2Cr
Interest Rate:14.99% - 24.99%
Processing Fee: Up to 10%
Tenure:20 Years
Details
BanksInterest RateProcessing FeeLoan Amount/Tenure
Clix Capital

14.99% - 24.99%

Up to 10%

Up to ₹2Cr

Tenure(1 - 20 Years)

Details

Features & Benefits of Clix Capital Loan Against Property

You can get loans up to Rs. 50 lakh along with enjoying simple and minimal documentation. Other benefits include doorstep services, call from representatives within 24-48 hours upon filling the application form, and loan tenures up to 15 years. You can also enjoy floating interest rates which will be in sync with market rates.

Eligibility Criteria for Clix Capital Loan Against Property

Here is the prevailing Clix Capital loan against property eligibility criteria that you should keep in mind:

  • If you are more than 18 while applying for the loan and under the age of 65 at the conclusion of the loan tenure.
  • If you are a salaried or self employed borrower.
  • If your annual household income exceeds Rs. 3 lakh.

If you meet these Clix Capital loan against property requirements, then you are certainly eligible.

Clix Capital Loan Against Property Fees and Charges

Pre-payment charges For less than twelve months, you will have to pay six percent of the outstanding loan amount as prepayment charges. For 12 to 24 months of time frame, you will have to pay five percent of the outstanding principal amount as prepayment charges. For a loan tenure of more than 24 months, you will have to pay four percent of the outstanding principal amount as prepayment charges.
Penal Interest Maximum of 3 percent on the overdue monthly instalment
PDC/NACH/ESC Bounce Charges INR  500 (at maximum)
Swap charges INR 1000 (at maximum)
Loan Cancellation Charges INR 20,000 in addition to applicable interest rate
Document Retrieval INR 1000 (at maximum)
Issuance of NOC INR 500 (at maximum)
Issuance of Statement of Account INR 500 (at maximum)
Any change or modification 2 percent of the outstanding loan amount

Clix Capital Loan Against Property Interest Rates

You can get a loan against property from Clix Capital at a minimum interest rate of 17%. Clix Capital offers floating interest rates which allows you to save on the interest component when the Repo Rate falls.

Documents Required for Clix Capital Loan Against Property

  • Filled-up and signed application form. 
  • Recent passport-sized photograph. 
  • ID proof (Voter ID, Ration Card, Passport, Aadhar Card, PAN Card, Driving License or any Government ID). 
  • Address proof (Any identity proof with address or utility bills of the last two months). 
  • Latest pay slip or Form 16 for present year. 
  • Self employed borrowers have to provide updated bank statements with savings and entries for the last 6 months and latest Form 16 along with last three months’ salary or income slip. 

How the EMI Calculation Process works for Clix Capital Loan Against Property

You have to enter the tenure of the loan along with the amount and interest rate into the online calculator for obtaining the results, i.e. the monthly EMI amount that is payable. 

How Clix Capital compares with other lenders?

HDFC Bank 8-8.95% per annum
SBI 8.45-10% per annum
IDFC First 8% per annum and upwards
ICICI Bank 8.35-10% per annum

Clix Capital Loan Against Property Customer Care Number

You can contact 1800 200 9898. 

FAQs

From refinancing to reducing your interest, we have the answers right here.

What does Clix Capital do?

Clix Capital is a non-banking financial company and offers several products in commercial and retail lending, vehicle leasing, industrial equipment, health equipment and corporate loan.

Is Clix Capital an NBFC?

Clix Capital is an advanced NBFC. It provides loans easily and quickly to every borrower in India.

Is Clix Capital registered with the RBI?

Yes. Clix Capital is registered with the Reserve Bank of India and is also controlled by it. Currently, the company is trying to extend its credit facilities, customer base, partnership firms, companies and legal entities.

Where is Clix Capital’s head office?

The head office of Clix Capital is situated at 901b, 9th Floor, Two Horizon Center, DLF Phase 5, Sector 43, Gurugram, Haryana 122002.

How many branches of Clix Capital are there in India?

There are a total of 13 branches of Clix Capital in 13 different cities in India. The cities are Gurugram (HQ), Ahmedabad, Bengaluru, Chandigarh, Chennai, Hyderabad, Jaipur, Kolkata, Mumbai, New Delhi, Pune and Rajkot.

What is the interest rate of Clix Capital?

The interest rate provided at Clix Capital varies from 14.99% to 24.99% p.a.

What is the customer care number of Clix Capital?

The customer care number of Clix Capital is 1800-200-98-98. You can call at this number anytime between 9:30 am-6:30 pm. Alternatively, you can write an email and send it to [email protected] Both services are free.

Who is the CEO of Clix Capital?

Rakesh Kaul is the CEO and Executive Director of Clix Capital.

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