Urban Money

Clix Capital Loan Against Property

Clix Capital
4.5

If you choose to apply for Clix Capital Loan Against Property, then you will be taking a pro active decision indeed. The biggest advantage is the seamless Clix Capital loan against property online application procedure. Clix Capital offers a smooth loan against property offering for customers. This helps them monetize the value of their assets to raise funds for meeting urgent requirements. Loans up to Rs. 50 lakh are offered and customers can keep using their properties as always. There are loans given to both self employed and salaried professionals with minimal and swift documentation for enhanced convenience. The attractive Clix Capital loan against property interest rate is another plus point.

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Loan Against Property Banks

Interest Rate

Processing Fee

Loan Amount/Tenure

Clix Capital Loan Against Property Interest Rate

14.99% - 24.99%

Up to 10%

Up to ₹2Cr

Tenure(1 - 20 Years)

Details

Features and Benefits of Clix Capital Loan Against Property

You can get loans up to Rs. 50 lakh along with simple and minimal documentation when applying LAP at Clix Capital. Other benefits include doorstep services, quick agent response and loan tenures up to 15 years.

Eligibility Criteria for Clix Capital Loan Against Property

Here is the prevailing Clix Capital loan against property eligibility criteria that you should keep in mind:

  • You should be 18 years old and above when applying for a LAP and under 65 during loan tenure completion. 
  • You are a salaried or self employed borrower. 
  • Your annual household income exceeds Rs. 3 lakh. 

If you meet these Clix Capital loan against property requirements, you are certainly eligible for a LAP application.

Clix Capital Loan Against Property Fees and Charges

Pre-payment charges For less than twelve months, you will have to pay six percent of the outstanding loan amount as prepayment charges. For 12 to 24 months of time frame, you will have to pay five percent of the outstanding principal amount as prepayment charges. For a loan tenure of more than 24 months, you will have to pay four percent of the outstanding principal amount as prepayment charges. 
Penal Interest Maximum of 3 percent on the overdue monthly instalment
PDC/NACH/ESC Bounce Charges INR  500 (at maximum)
Swap charges INR 1000 (at maximum)
Loan Cancellation Charges INR 20,000 in addition to applicable interest rate
Document Retrieval INR 1000 (at maximum)
Issuance of NOC INR 500 (at maximum)
Issuance of Statement of Account INR 500 (at maximum)
Any change or modification 2 percent of the outstanding loan amount

Clix Capital Loan Against Property Interest Rates

You can get a loan against property from Clix Capital at a minimum interest rate of 17%. Clix Capital offers floating interest rates which allows you to save on the interest component when the Repo Rate falls.

Documents Required for Clix Capital Loan Against Property

  • Filled-up and signed application form. 
  • Recent passport-sized photograph. 
  • ID proof (Voter ID, Ration Card, Passport, Aadhaar Card, PAN Card, Driving License or any Government ID). 
  • Address proof (any identity proof with address or utility bills of the last two months). 
  • Latest pay slip or Form 16 for present year. 
  • Self employed borrowers have to provide updated bank statements with savings and entries for the last 6 months and latest Form 16 along with last three months’ salary or income slip.

How the EMI Calculation Process works for Clix Capital Loan Against Property

The EMI Calculation process for Clix Capital loan against property is quick and easy. All you have to do is, enter the loan tenure, principal amount, applicable interest rate and repayment tenure. Your equated monthly instalments for the loan will be displayed on the screen. 

How Does Clix Capital Compare with Other Lenders?

Name of the Financial Institute Rate of Interest per annum 
Clix Capital                                                          Interest rate starts from 17%
Tata Capital 10.10%
State Bank of India 8.40% - 8.80%
HDFC 7.50% - 10.30%
LIC Housing Finance 7.50% - 10.50%
Godrej Housing Finance 7.99% - 10.99%
ICICI Bank 7.85 % - 9.50%
Bajaj Finserv 8.35%  onwards
Axis Bank 7.90% - 9.30%
Kotak Mahindra Bank 9.50% - 11.70%

Clix Capital Loan Against Property Customer Care Number

You can contact them at 1800 200 9898.

FAQs

From refinancing to reducing your interest, we have the answers right here.

What does Clix Capital do?

Clix Capital is a non-banking financial company and offers several products in commercial and retail lending, vehicle leasing, industrial equipment, health equipment and corporate loan.

Is Clix Capital an NBFC?

Clix Capital is an advanced NBFC. It provides loans easily and quickly to every borrower in India.

Is Clix Capital registered with the RBI?

Yes. Clix Capital is registered with the Reserve Bank of India and is also controlled by it. Currently, the company is trying to extend its credit facilities, customer base, partnership firms, companies and legal entities.

Where is Clix Capital’s head office?

The head office of Clix Capital is situated at 901b, 9th Floor, Two Horizon Center, DLF Phase 5, Sector 43, Gurugram, Haryana 122002.

How many branches of Clix Capital are there in India?

There are a total of 13 branches of Clix Capital in 13 different cities in India. The cities are Gurugram (HQ), Ahmedabad, Bengaluru, Chandigarh, Chennai, Hyderabad, Jaipur, Kolkata, Mumbai, New Delhi, Pune and Rajkot.

What is the interest rate of Clix Capital?

The interest rate provided at Clix Capital varies from 14.99% to 24.99% p.a.

What is the customer care number of Clix Capital?

The customer care number of Clix Capital is 1800-200-98-98. You can call at this number anytime between 9:30 am-6:30 pm. Alternatively, you can write an email and send it to hello@clix.capital. Both services are free.

Who is the CEO of Clix Capital?

Rakesh Kaul is the CEO and Executive Director of Clix Capital.

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