Urban Money

Edelweiss Financial Services Home Loan

Edelweiss Financial Services
4.5

It is easy to apply for Edelweiss home loan, especially taking the convenient Edelweiss home loan online application procedure into account. You will get attractive Edelweiss home loan interest rates as well. Edelweiss Housing Finance Ltd is a housing finance company which provides a variety of home loan solutions for customers. Customers from both the self employed and salaried categories are eligible to apply. There is also an Assessed Income Program through which home loans are given to customers who may not always have formal income documents. Big and small home loans up to Rs. 25 lakh are offered to customers.

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Home Loan Banks

Interest Rate

Processing Fee

Loan Amount/Tenure

Edelweiss Financial Services Home Loan Interest Rate

8% - 13.95%

1% - 2%

₹10L - ₹20Cr

Tenure(1 - 15 Years)

Details

Edelweiss Home Loan Overview

It is easy to apply for Edelweiss home loan, especially taking the convenient Edelweiss home loan online application procedure into account. You will get attractive Edelweiss home loan interest rates as well. Edelweiss Housing Finance Ltd is a housing finance company which provides a variety of home loan solutions for customers. Customers from both the self-employed and salaried categories are eligible to apply. There is also an Assessed Income Program through which home loans are given to customers who may not always have formal income documents. Big and small home loans up to Rs. 25 lakh are offered to customers.

Edelweiss Home Loan Eligibility Criteria

Here are the Edelweiss home loan requirements and the documents required for Edelweiss home loans:

  • Latest salary slip/certificate for salaried borrowers and last 2 years’ IT returns for self-employed borrowers with CA certification. 
  • Salaried borrowers have to provide Form 16 or PF statement or appointment letter (in case of salary in cash) while self-employed borrowers have to provide last two years’ profit and loss statement and balance sheet along with schedules and annexure. 
  • Bank statements for the last 3-6 months. 
  • Age and Identity Proof.

Edelweiss Home Loan Interest Rates

The Edelweiss home loan interest rates hover between 8% and 12.22% depending on the borrower’s credit history, income, loan amount and other factors.

How Edelweiss Home Loan Compares with Other Lenders?

Name of the Lender Rate of interest per annum (onwards)
Citibank 6.75%
Kotak Mahindra Bank 6.55%
Bank of Baroda 6.50%
Union Bank of India 6.60%
Bank of India 6.85%
State Bank of India 6.75%
Central Bank of India 6.85%
LIC Housing Finance 6.90%
HDFC LTD 6.70%*
Axis Bank 6.90%
Punjab and Sind Bank 6.85%
Canara Bank 6.90%
Bank of Maharashtra 6.40%
IDFC First Bank 6.50%
Punjab National Bank 6.50%
Indian Overseas Bank 7.05%
UCO Bank 6.90%
United Bank of India 8.00%
IDBI Bank 6.75%
DBS Bank 7.30%
Karur Vysya Bank 7.20%
HSBC Bank 6.45%
Jammu and Kashmir Bank 7.20%
Saraswat Bank Home Loan 6.70%
PNB Housing Finance 6.99%
South Indian Bank 7.85%
Federal Bank 7.65%
Aavas Financiers 8.00%
Standard Chartered Bank 7.99%
Karnataka Bank 7.50%
Dhanlaxmi Bank 7.85%
Tamilnad Mercantile Bank 8.25%
Sundaram Home Finance 6.95%
Tata Capital 6.90%
Bandhan Bank 6.40% -13.50%
IIFL 10.50%
Yes Bank 8.95%
Shriram Housing 8.90%

Edelweiss Home Loan Customer Care Number

1-800-102-6371 is the customer care number.

FAQs

From refinancing to reducing your interest, we have the answers right here.

Is a Home Loan A Tax Saving Deduction?

Yes you can save taxes up to Rs. 1.5 lakh on principal repayment of your home loan under Section 80C. You can also get savings up to Rs. 2 lakh on interest repayments under Section 24.

What is The Minimum Salary For A Home Loan?

The minimum salary is usually Rs. 25-30,000.

Can I Take Two Home Loans at a Time?

Yes you can take two home loans together if you are eligible and have the repayment ability.

When does The Loan Repayment Period Start?

The repayment period begins from the month after the one in which the loan has been disbursed.

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