LIC Housing Finance

One of India's leading housing finance companies, LIC Housing Finance Ltd (LICHFL), was founded in 1989 with the primary goal of providing long-term financing to individuals for the purchase or building of homes or apartments for residential use in India. As well as offering loans to professionals for the acquisition or building of clinics, nursing homes, diagnostic centres, office space, and equipment, LICHFL also offers financing on existing real estate for commercial and personal reasons.

Unlock Best Home Loan Offers From 10+ Lenders

Choose City

Loans offered by LIC Housing Finance

LIC Housing Finance LoansInterest RateProcessing FeeLoan Amount/Tenure

LIC Housing Finance Home Loan


Flat Rs 3,000

₹1L - ₹15Cr

Tenure(Up to 10 Years)

Know More

Features and Benefits of LIC Housing Finance

  • Wide Range of Loan Products: LIC Housing Finance offers a diverse range of loan products to cater to various housing needs. Whether purchasing a new home, constructing a house, renovating an existing property, or transferring an existing home loan, LIC Housing Finance provides tailored solutions to meet individual requirements.
  • Competitive Interest Rates: LIC Housing Finance strives to provide competitive interest rates on its loan products. Their rates are designed to be affordable and in line with prevailing market conditions, ensuring that customers can avail themselves of housing finance at favourable terms.
  • Flexible Loan Repayment Options: LIC Housing Finance understands that every borrower has unique financial circumstances. Hence, they offer flexible repayment options, including tenure customisation and choosing between fixed and floating interest rates. This flexibility allows borrowers to manage their loan repayments according to their financial capabilities.
  • Transparent and Simple Loan Application Process: LIC Housing Finance follows a transparent and straightforward loan application process. They provide clear guidelines, assistance, and support at every step, making it easier for borrowers to navigate the application procedure and fulfil the necessary documentation requirements.
  • Dedicated Customer Service: LIC Housing Finance emphasises excellent customer service. Their knowledgeable and friendly customer service team is readily available to address customer queries, assist, and guide the loan journey, ensuring a smooth and hassle-free experience.
  • Extensive Branch Network: LIC Housing Finance boasts an extensive branch network across India, making its services easily accessible to customers across various cities and towns. This widespread presence ensures convenience and prompt service delivery.
  • Tax Benefits: Borrowers can enjoy tax benefits on the principal and interest components of their housing loan under the Income Tax Act of India. LIC Housing Finance provides guidance on the available tax benefits, allowing borrowers to optimise their financial planning.

LIC Housing Finance: An Overview

LIC Housing Finance, a subsidiary of Life Insurance Corporation of India, is a trusted name in the housing finance sector. With a rich history and a strong presence in the Indian financial market, LIC Housing Finance has been instrumental in fulfilling the dreams of countless individuals seeking to own their own homes.

As a leading provider of housing finance solutions, LIC Housing Finance offers a comprehensive range of loan products tailored to meet the diverse needs of customers. Their commitment to customer satisfaction, robust infrastructure, and deep industry expertise has enabled them to build long-lasting relationships and emerge as a preferred choice for individuals and families looking to realise their homeownership aspirations.

With a customer-centric approach, competitive interest rates, and simplified loan application processes, LIC Housing Finance continues to play a significant role in shaping the housing finance landscape, empowering individuals to transform their dreams of owning a home into a reality.


From refinancing to reducing your interest, we have the answers right here.

Where is the LIC Housing Finance head office?

The LIC Housing Finance head office is located in Mumbai, Maharashtra.

Who is the founder of LIC Housing Finance?

The founder of LIC Housing Finance is Life Insurance Corporation of India (LIC). LIC Housing Finance was incorporated in 1996 as a wholly-owned subsidiary of LIC.

How many branches of LIC Housing Finance are there in India?

LIC Housing Finance has over 1,000 branches and extension counters across India.

Is LIC Housing Finance under RBI?

Yes, LIC Housing Finance is under the Reserve Bank of India (RBI) regulation. It is a Non-Banking Financial Company (NBFC) with a rating of AA- by CRISIL.

Who is the CEO of LIC Housing Finance?

The current CEO of LIC Housing Finance is Mr V.K. Sharma. He took over as CEO in January 2022.

Get your latest Credit Score, FREE


Get in-depth knowledge about all things related to and your finances

MNSSBY Bihar Student Credit Card
Mansi SainiJun 27, 2024

MNSSBY Bihar Student Credit Card

MNSSBY (Mukhyamantri Nischay Swayam Sahayata Bhatta Yojana) Bihar Student Credit Card is a scheme introduced by the Government of Bihar in India. It aims to provide financial assistance to students pu

Top10 List of Petrol Pump Companies in India
Mansi SainiMay 17, 2024

Top10 List of Petrol Pump Companies in India

In India, the hustle and bustle of daily life is fueled by petrol. Behind every petrol station is a petrol pump company working tirelessly to keep the nation's engines running smoothly. Despite the re

Top 10 Best Bank for Home Loan In India 2024
Chitra ChaudharyApr 30, 2024

Top 10 Best Bank for Home Loan In India 2024

We have compiled a list of the best banks for a home loan in India 2024 based on the home loan value it offers to the borrower. These banks offer a variety of home loan programs with numerous advantag