PNB Housing Finance Home Loan
PNB Housing Finance home loan is a reliable way to achieve your dream home plans. They cater to diverse financial needs with loans up to 90% of the property’s value. Enjoy flexible repayment tenures of up to 30 years, allowing for manageable EMIs that align with your financial planning. The application process is streamlined and transparent, featuring minimal documentation and doorstep service for your convenience. Additionally, PNB Housing Finance provides hassle-free balance transfer options, enabling you to shift your existing home loan. Whether purchasing a new property, constructing a house, or renovating your current home, PNB Housing Finance’s housing loans offer suitable options to support your homeownership journey.
Unlock Best Home Loan Offers From Punjab National Bank Housing Finance
Punjab National Bank Housing Finance Home Loan
Interest Rate
8.5% - 14.75%
Loan Amount
₹1L - ₹5Cr
EMI Per Lakh
₹2,052 - ₹2,366
Processing Fees
Pre-Payment Charges
Plan Offered
Term Loan
Showing Data for CIBIL Score 800 - 1000
PNB Housing Home Loan
CIBIL: 800 - 1000
CIBIL: 775 - 779
CIBIL: 750 - 775
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PNB Housing Home Loan
CIBIL: 800 - 1000
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CIBIL Score range
CIBIL: 800 - 1000
CIBIL: 775 - 779
CIBIL: 750 - 775
CIBIL: 725 - 750
CIBIL: 700 - 725
CIBIL: 650 - 700
CIBIL: 0 - 650
Showing Data for CIBIL Score 800 - 1000
- Salaried
- Self-Employed (Non-Professional)
- Self-Employed
| Loan Amount | Loan Type | Men (ROI) | Women (ROI) |
|---|---|---|---|
| Upto 35 Lacs | New | 8.75% | 8.75% |
| Above 35 Lacs | New | 8.80% | 8.80% |
- Salaried
- Self-Employed (Non-Professional)
- Self-Employed
| City | Loan Amount | Loan Type | Men (ROI) | Women (ROI) |
|---|---|---|---|---|
| Mumbai | Upto 35 Lacs | New | 8.75% | 8.75% |
| Above 35 Lacs | New | 8.80% | 8.80% | |
| Pune | Upto 35 Lacs | New | 8.75% | 8.75% |
| Above 35 Lacs | New | 8.80% | 8.80% | |
| Kalyan-Dombivali | Upto 35 Lacs | New | 8.75% | 8.75% |
| Above 35 Lacs | New | 8.80% | 8.80% | |
| Pimpri-Chinchwad | Upto 35 Lacs | New | 8.75% | 8.75% |
| Above 35 Lacs | New | 8.80% | 8.80% | |
| Thane | Upto 35 Lacs | New | 8.75% | 8.75% |
| Above 35 Lacs | New | 8.80% | 8.80% | |
| Vasai-Virar | Upto 35 Lacs | New | 8.75% | 8.75% |
| Above 35 Lacs | New | 8.80% | 8.80% |
Last updated on: 09, May 2025
ABB
Showing Data for CIBIL Score 825 - 1000
PNB ABB Home Loan
CIBIL: 825 - 1000
PNB ABB Home Loan
CIBIL: 825 - 1000
CIBIL Score range
CIBIL: 825 - 1000
Showing Data for CIBIL Score 825 - 1000
- Self-Employed (Non-Professional)
- Self-Employed
| Loan Amount | Loan Type | Men (ROI) | Women (ROI) |
|---|---|---|---|
| 8 Lacs to 35 Lacs | New | 8.75% | 8.75% |
| Above 35 Lacs | New | 8.60% | 8.60% |
- Self-Employed (Non-Professional)
- Self-Employed
| City | Loan Amount | Loan Type | Men (ROI) | Women (ROI) |
|---|---|---|---|---|
| Mumbai | 8 Lacs to 35 Lacs | New | 8.75% | 8.75% |
| Above 35 Lacs | New | 8.60% | 8.60% | |
| Pune | 8 Lacs to 35 Lacs | New | 8.75% | 8.75% |
| Above 35 Lacs | New | 8.60% | 8.60% | |
| Kalyan-Dombivali | 8 Lacs to 35 Lacs | New | 8.75% | 8.75% |
| Above 35 Lacs | New | 8.60% | 8.60% | |
| Navi Mumbai | 8 Lacs to 35 Lacs | New | 8.75% | 8.75% |
| Above 35 Lacs | New | 8.60% | 8.60% | |
| Pimpri-Chinchwad | 8 Lacs to 35 Lacs | New | 8.75% | 8.75% |
| Above 35 Lacs | New | 8.60% | 8.60% | |
| Thane | 8 Lacs to 35 Lacs | New | 8.75% | 8.75% |
| Above 35 Lacs | New | 8.60% | 8.60% | |
| Vasai-Virar | 8 Lacs to 35 Lacs | New | 8.75% | 8.75% |
| Above 35 Lacs | New | 8.60% | 8.60% |
Last updated on: 09, May 2025
Gross Professional Receipt
Showing Data for CIBIL Score 825 - 1000
PNB GPR Home Loan
CIBIL: 825 - 1000
PNB GPR Home Loan
CIBIL: 825 - 1000
CIBIL Score range
CIBIL: 825 - 1000
Showing Data for CIBIL Score 825 - 1000
- Self-Employed
| Loan Amount | Loan Type | Men (ROI) | Women (ROI) |
|---|---|---|---|
| Upto 35 Lacs | New | 8.75% | 8.75% |
| Above 35 Lacs | New | 8.60% | 8.60% |
- Self-Employed
| City | Loan Amount | Loan Type | Men (ROI) | Women (ROI) |
|---|---|---|---|---|
| Mumbai | Upto 35 Lacs | New | 8.75% | 8.75% |
| Above 35 Lacs | New | 8.60% | 8.60% | |
| Pune | Upto 35 Lacs | New | 8.75% | 8.75% |
| Above 35 Lacs | New | 8.60% | 8.60% | |
| Kalyan-Dombivali | Upto 35 Lacs | New | 8.75% | 8.75% |
| Above 35 Lacs | New | 8.60% | 8.60% | |
| Navi Mumbai | Upto 35 Lacs | New | 8.75% | 8.75% |
| Above 35 Lacs | New | 8.60% | 8.60% | |
| Pimpri-Chinchwad | Upto 35 Lacs | New | 8.75% | 8.75% |
| Above 35 Lacs | New | 8.60% | 8.60% | |
| Thane | Upto 35 Lacs | New | 8.75% | 8.75% |
| Above 35 Lacs | New | 8.60% | 8.60% | |
| Vasai-Virar | Upto 35 Lacs | New | 8.75% | 8.75% |
| Above 35 Lacs | New | 8.60% | 8.60% |
Last updated on: 09, May 2025
Features & Benefits of PNB Housing Home Loan
- Home loans with tenures up to 30 years.
- Financing up to 90% of the value of the home.
- Low processing fees of just 0.5% of the home loan.
- Customer-friendly doorstep services, post-disbursement solutions, customized eligibility programs and more.
- Online processing of applications.
- Vast network with presence in all major Indian cities.
It is easy to apply for PNB Housing home loan and you can also enjoy the benefit of a highly smooth PNB Housing home loan online application procedure. PNB Housing has experience spanning three decades, offering home loans that are in sync with the budgets of customers and at competitive interest rates as well. There are various kinds of home loans on offer including home purchase loans, home extension loans, home construction loans, residential plot loans, and home improvement loans.
Documents Required for PNB Housing Home Loan
The PNB Housing home loan requirements include the following:
- Age Proof
- Loan application form
- Proof of Residence
- Educational Qualifications
- Income Proof- Salary slips of last 3 months, last 6 months’ bank statements and Form 16 for the last 2 years for salaried borrowers. ITR, business proof, last three years’ IT returns, certified balance sheets and bank account statement for last 12 months for self-employed borrowers.
- Property documents.
FAQs
From refinancing to reducing your interest, we have the answers right here.
Is A Home Loan A Tax Saving Deduction?
There are several tax saving deductions on home loans including Rs. 1.5 lakh under Section 80C and Rs. 2 lakh under Section 24. There are first-time home buyer deductions as well.
What Is The Minimum Salary For A Home Loan?
Rs. 25-30,000 is the minimum salary required for getting a home loan.
Can I Take Two Home Loans At A Time?
There are no restrictions on taking two home loans together if you are eligible, have the income and repayment ability required and a good credit score.
When Does The Loan Repayment Period Start?
Loan repayment usually starts on the month after the month in which your loan has been disbursed.
Does PNB Housing Provide Home Loan at the best rate?
Yes PNB Housing offers home loans at attractive interest rates of 6.75% per annum.
What are the documents required in PNB Housing for a home loan?
The documents needed include the following:
- Age Proof
- Loan application form
- Proof of Residence
- Educational Qualifications
- Income Proof- Salary slips of last 3 months, last 6 months’ bank statements and Form 16 for the last 2 years for salaried borrowers. ITR, business proof, last three years’ IT returns, certified balance sheets and bank account statement for last 12 months for self-employed borrowers.
- Property documents.
What are the KYC documents I will have to submit to apply for a home loan from PNB Housing?
The KYC documents you will require include identity and address proof.
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