PNB Housing Finance Home Loan

Punjab National Bank Housing Finance
4.5

PNB Housing Finance Home Loan can make owning a home much more by financing up to 90% of the home's value. The home loan can be applied for a maximum period of 10 years. The loan offers competitive interest rates and flexible repayment terms, making it an attractive option for home financing. The loan also provides additional benefits such as insurance coverage, tax benefits and an easy application process. With this loan, you can efficiently get the funds you need to purchase your dream home.

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Punjab National Bank Housing Finance

Punjab National Bank Housing Finance Home Loan

  • Interest Rate

    8.5% - 11.25%

  • Loan Amount

    ₹1L - ₹5Cr

  • EMI Per Lakh

    ₹2,052 - ₹2,187

  • Processing Fees

    Up to 1% of the loan amount
  • Pre-Payment Charges

    NIL

Plan Offered

Term Loan

Showing Data for CIBIL Score 800 - 1000

PNB Housing Home Loan

  • CIBIL: 800 - 1000

  • CIBIL: 775 - 779

  • CIBIL: 750 - 775

PNB Housing Home Loan

CIBIL: 800 - 1000

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CIBIL Score range

  • CIBIL: 800 - 1000

  • CIBIL: 775 - 779

  • CIBIL: 750 - 775

  • CIBIL: 725 - 750

  • CIBIL: 700 - 725

  • CIBIL: 650 - 700

  • CIBIL: 0 - 650

Showing Data for CIBIL Score 800 - 1000

  • Salaried
  • Self-Employed (Non-Professional)
  • Self-Employed
Loan AmountLoan TypeMen (ROI)Women (ROI)
Upto 35 LacsNew8.75%8.75%
Above 35 LacsNew8.80%8.80%
  • Salaried
  • Self-Employed (Non-Professional)
  • Self-Employed
CityLoan AmountLoan TypeMen (ROI)Women (ROI)
MumbaiUpto 35 LacsNew8.75%8.75%
Above 35 LacsNew8.80%8.80%
PuneUpto 35 LacsNew8.75%8.75%
Above 35 LacsNew8.80%8.80%
Kalyan-DombivaliUpto 35 LacsNew8.75%8.75%
Above 35 LacsNew8.80%8.80%
Pimpri-ChinchwadUpto 35 LacsNew8.75%8.75%
Above 35 LacsNew8.80%8.80%
ThaneUpto 35 LacsNew8.75%8.75%
Above 35 LacsNew8.80%8.80%
Vasai-VirarUpto 35 LacsNew8.75%8.75%
Above 35 LacsNew8.80%8.80%

Last updated on: 22, Feb 2024

ABB

Showing Data for CIBIL Score 825 - 1000

PNB ABB Home Loan

  • CIBIL: 825 - 1000

PNB ABB Home Loan

CIBIL: 825 - 1000

CIBIL Score range

  • CIBIL: 825 - 1000

Showing Data for CIBIL Score 825 - 1000

  • Self-Employed (Non-Professional)
  • Self-Employed
Loan AmountLoan TypeMen (ROI)Women (ROI)
8 Lacs to 35 LacsNew8.75%8.75%
Above 35 LacsNew8.60%8.60%
  • Self-Employed (Non-Professional)
  • Self-Employed
CityLoan AmountLoan TypeMen (ROI)Women (ROI)
Mumbai8 Lacs to 35 LacsNew8.75%8.75%
Above 35 LacsNew8.60%8.60%
Pune8 Lacs to 35 LacsNew8.75%8.75%
Above 35 LacsNew8.60%8.60%
Kalyan-Dombivali8 Lacs to 35 LacsNew8.75%8.75%
Above 35 LacsNew8.60%8.60%
Navi Mumbai8 Lacs to 35 LacsNew8.75%8.75%
Above 35 LacsNew8.60%8.60%
Pimpri-Chinchwad8 Lacs to 35 LacsNew8.75%8.75%
Above 35 LacsNew8.60%8.60%
Thane8 Lacs to 35 LacsNew8.75%8.75%
Above 35 LacsNew8.60%8.60%
Vasai-Virar8 Lacs to 35 LacsNew8.75%8.75%
Above 35 LacsNew8.60%8.60%

Last updated on: 22, Feb 2024

Gross Professional Receipt

Showing Data for CIBIL Score 825 - 1000

PNB GPR Home Loan

  • CIBIL: 825 - 1000

PNB GPR Home Loan

CIBIL: 825 - 1000

CIBIL Score range

  • CIBIL: 825 - 1000

Showing Data for CIBIL Score 825 - 1000

  • Self-Employed
Loan AmountLoan TypeMen (ROI)Women (ROI)
Upto 35 LacsNew8.75%8.75%
Above 35 LacsNew8.60%8.60%
  • Self-Employed
CityLoan AmountLoan TypeMen (ROI)Women (ROI)
MumbaiUpto 35 LacsNew8.75%8.75%
Above 35 LacsNew8.60%8.60%
PuneUpto 35 LacsNew8.75%8.75%
Above 35 LacsNew8.60%8.60%
Kalyan-DombivaliUpto 35 LacsNew8.75%8.75%
Above 35 LacsNew8.60%8.60%
Navi MumbaiUpto 35 LacsNew8.75%8.75%
Above 35 LacsNew8.60%8.60%
Pimpri-ChinchwadUpto 35 LacsNew8.75%8.75%
Above 35 LacsNew8.60%8.60%
ThaneUpto 35 LacsNew8.75%8.75%
Above 35 LacsNew8.60%8.60%
Vasai-VirarUpto 35 LacsNew8.75%8.75%
Above 35 LacsNew8.60%8.60%

Last updated on: 22, Feb 2024

Features & Benefits of PNB Housing Home Loan

  • Home loans with tenures up to 30 years. 
  • Financing up to 90% of the value of the home. 
  • Low processing fees of just 0.5% of the home loan. 
  • Customer-friendly doorstep services, post-disbursement solutions, customized eligibility programs and more. 
  • Online processing of applications. 
  • Vast network with presence in all major Indian cities.

It is easy to apply for PNB Housing home loan and you can also enjoy the benefit of a highly smooth PNB Housing home loan online application procedure. PNB Housing has experience spanning three decades, offering home loans that are in sync with the budgets of customers and at competitive interest rates as well. There are various kinds of home loans on offer including home purchase loans, home extension loans, home construction loans, residential plot loans, and home improvement loans.

Documents Required for PNB Housing Home Loan

The PNB Housing home loan requirements include the following:

  • Age Proof 
  • Loan application form
  • Proof of Residence
  • Educational Qualifications
  • Income Proof- Salary slips of last 3 months, last 6 months’ bank statements and Form 16 for the last 2 years for salaried borrowers. ITR, business proof, last three years’ IT returns, certified balance sheets and bank account statement for last 12 months for self-employed borrowers. 
  • Property documents.

PNB Housing Home Loan Customer Care Number

The customer care number is 1800 120 8800.

FAQs

From refinancing to reducing your interest, we have the answers right here.

Is A Home Loan A Tax Saving Deduction?

There are several tax saving deductions on home loans including Rs. 1.5 lakh under Section 80C and Rs. 2 lakh under Section 24. There are first-time home buyer deductions as well.

What Is The Minimum Salary For A Home Loan?

Rs. 25-30,000 is the minimum salary required for getting a home loan.

Can I Take Two Home Loans At A Time?

There are no restrictions on taking two home loans together if you are eligible, have the income and repayment ability required and a good credit score.

When Does The Loan Repayment Period Start?

Loan repayment usually starts on the month after the month in which your loan has been disbursed.

Does PNB Housing Provide Home Loan at the best rate?

Yes PNB Housing offers home loans at attractive interest rates of 6.75% per annum.

What are the documents required in PNB Housing for a home loan?

The documents needed include the following:

  • Age Proof 
  • Loan application form
  • Proof of Residence
  • Educational Qualifications
  • Income Proof- Salary slips of last 3 months, last 6 months’ bank statements and Form 16 for the last 2 years for salaried borrowers. ITR, business proof, last three years’ IT returns, certified balance sheets and bank account statement for last 12 months for self-employed borrowers. 
  • Property documents.

What are the KYC documents I will have to submit to apply for a home loan from PNB Housing?

The KYC documents you will require include identity and address proof.

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