TATA SIP Calculator

  • 500
  • 1 Lac
Years
  • 1
  • 30
%
  • 1
  • 30

Total investment

+

Profit

YearInvested Amount(₹)Wealth Gained(₹)Expected Amount(₹)

How Does the TATA SIP Calculator Work?

The TATA SIP Calculator simplifies investment planning by enabling users to input essential details such as investment amount, SIP frequency, duration, and expected return rate. It leverages a sophisticated formula to estimate the future value of investments, incorporating the benefits of compounding and rupee cost averaging. This tool empowers investors with a clear visualization of their investment growth over time, facilitating more informed decisions regarding their SIP contributions.

How Can a TATA SIP Help You?

A TATA SIP (Systematic Investment Plan) can help you in several ways:

  • It enables you to invest a fixed amount regularly.
  • Investing systematically over time allows you to accumulate wealth steadily, regardless of market fluctuations.
  • SIPs help mitigate the impact of market volatility by averaging the purchase cost of units over time.
  • By reinvesting returns over time, compounding helps in the exponential growth of investments.
  • SIPs can assist in achieving various financial goals, such as buying a house, funding education, retirement planning, etc., by providing a structured investment approach.
  • TATA SIPs offer flexibility in terms of investment amount, frequency, and tenure, catering to investors’ diverse needs and preferences.

TATA SIP Calculator Interest Rate

Name AMU Expense ratio 1 Year 3 Years 5 Years
TATA Infrastructure Fund Direct Plan-Growth ₹1.6K Cr ▲ 58.6% 1.3% 32% 27.1%
TATA India Pharma & Healthcare Fund Direct-Growth ₹760 Cr ▲ 55.7% 0.9% 20% 26.1%
TATA Mid Cap Growth Fund Direct Plan-Growth ₹3K Cr ▲ 49.4% 0.8% 24.8% 25.2%
TATA Equity P/E Fund Direct Plan-Growth ₹7K Cr ▲ 48.2% 0.8% 23.1% 21.3%
TATA Small Cap Fund Direct-Growth ₹5.8K Cr ▲ 44.7% 0.3% 34.5% 30.5%
TATA Resources & Energy Fund Direct-Growth ₹371 Cr ▲ 43.1% 0.8% 23.8% 27.1%
TATA India Consumer Fund Direct-Growth ₹1.9K Cr ▲ 36.9% 0.8% 20.5% 18.6%
TATA Digital India Fund Direct-Growth ₹9.3K Cr ▲ 33.8% 0.3% 22.6% 25.9%
TATA Flexi Cap Fund Direct-Growth ₹2.8K Cr ▲ 32.8% 0.7% 15.4% 17.7%
TATA Large & Mid Cap Fund Direct Plan-Growth ₹6.2K Cr

 

▲ 30.6%

 

0.8% 19.1% 21.1%
TATA Large Cap Fund Direct Plan-Growth ₹1.9K Cr ▲ 29.3% 1.2% 16.4% 17.9%
TATA Ethical Fund Direct Plan-Growth ₹2.2K Cr ▲ 29.3% 0.8% 16.7% 19.3%

TATA SIP Return Rate / TATA SIP Calculator Return (Intro Before Tech Dynamic Table)

Lumpsum Calculator TATA

A lump sum calculator for TATA mutual funds is a tool that helps investors estimate the future value of their investments if they make a one-time, lump-sum investment. It considers factors such as the initial investment amount, the expected rate of return, and the investment duration to estimate the potential growth. This calculator is useful for investors considering making a single large investment.

TATA SIP Calculator With Top-Up

A TATA SIP calculator with top-up is a financial tool provided by TATA Mutual Fund that helps investors estimate the future value of their investments. It is made through a systematic investment plan (SIP) with the option of top-up contributions. This calculator considers factors such as the target goal amount, investment duration, expected rate of return, and additional contributions through top-ups. It helps investors plan their SIP investments more effectively by showing them the estimated amount they need to invest regularly.

Difference Between TATA SIP & Lump Sum

Here is a great difference between TATA SIP & lumpsum investments:

Aspect TATA SIP Lumpsum
Investment Type Regular and periodic contributions One-time lump sum investment
Contribution Fixed amounts at regular intervals Single large investment at once
Frequency Regular, typically monthly or quarterly One-time
Flexibility Offers flexibility in investment amounts Limited flexibility in the amount
Cost Averaging Utilizes rupee cost-averaging No rupee cost-averaging
Risk Management Spreads investment risk over time Immediate exposure to market fluctuations
Timing Timing is less critical due to periodic investment Timing is critical due to single investment
Top-Up Option Can include top-up contributions Typically does not include the top-up option

Pros Of Using Urban Money’s TATA SIp Calculator

Benefits of Urban Money’s TATA SIP Calculator:

  • Offers precise return estimates for various investment scenarios.
  • User-friendly interface for quick input and calculations.
  • Customizable parameters for tailored projections.
  • Provides insights into SIP growth and financial goal tracking.
  • Includes top-up contribution option for optimized strategies.

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FAQs

Can I invest 1000 ₹ per month in SIP TATA?

Yes, many TATA Mutual Fund schemes allow investments starting from as low as ₹1000 per month through SIP (Systematic Investment Plan).

If I invest ₹1000 for 10 years in SIP what will be my returns?

A decade-long investment of Rs. 1,000 per month would accumulate to Rs. 2,30,038, compared to Rs. 1,20,000 invested over the same period.

Is it better to set auto payment in TATA mutual fund SIP investment?

Yes, setting up auto-payment for your TATA Mutual Fund SIP investment can be beneficial as it ensures regular and disciplined investing without the need for manual intervention.

Which is the best TATA Mutual Fund for SIP?

The Tata Equity PE Fund Regular Plan and Tata ELSS Tax Saver Fund seem like strong options for SIP investment among the listed Tata Mutual Funds. However, the choice depends on your investment preferences and goals.

Why should you invest in TATA SIP?

Investing in TATA SIP (Systematic Investment Plan) offers several benefits, including disciplined investing, rupee-cost averaging, flexibility in investment amounts, and the power of compounding.

How much can I invest in a TATA Mutual Fund scheme through SIP?

You can start investing in TATA Mutual Fund schemes through SIP with a minimum monthly investment amount as low as ₹500.

Is TATA SIP safe?

TATA SIP, like any mutual fund investment, carries inherent market risks. However, TATA Mutual Fund is a well-established and reputed fund house with a track record of managing investor funds prudently.

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