Vimal Vijayan

• Vimal Vijayan is a major in Philosophy with a background in Music, Artistry, Research, and Teaching. More often than not, he is as confused as a cow on an astroturf but oddly that's just his strategy for staying lazy. Also, he likes to play Chess. Fin.

28 Stories by Author: Vimal Vijayan

Bank of Baroda Reduces Home Loan Rates to 8.5%
March 07, 2023

Bank of Baroda, also known as BOB, recently announced a reduction in home loan rates to 8.5%. This move is part of the bank's effort to attract more customers in the highly competitive Indian banking market. The new Bank of Baroda Home Loan interest rate is applicable to all housing…

Category:Financial News
Money Market Instruments in India
March 07, 2023

More often than not, individuals require funds on a short-term basis and Money Market Instruments provide a platform for investors to create short-term wealth. Investors do so by putting a safe deposit in short-term debt securities such as commercial paper. Money Market Instruments require investments for minimum tenure to provide…

Category:Mutual Funds Archive
Pradhan Mantri Awas Yojana | PM Awas Yojana 2024:25
February 03, 2023

In the latest update made by Finance Minister in the Union Budget 2024-25, Pradhan Mantri Awas Yojana received a major boost in fund assistance to 66%. This translates to the scheme receiving INR 79,000 Crores. Additionally, as per officials, Pradhan Mantri Awas Yojana, which was initially aimed at providing housing…

Category:Home Loan Archive
Budget 2023 Live Updates and Highlights
February 01, 2023

The major highlight of the Union Budget 2023 is the income tax rebate limit which has increased from Rs. 5 Lakhs to Rs. 7 Lakhs under the new tax regime. Finance Minister Nirmala Sitharaman has presented the Union Budget for 2023 today in Parliament today, which is said to be…

Category:Financial News
Corporate Identification Number (CIN)
January 09, 2023

CIN or Corporate Identification Number is a unique identification numeric sequence assigned to registered companies in India by a registrar of companies popularly known as ROCs. The Corporate Identification Number is an important recognition symbol that holds the ground for a company’s identity and comes in handy while the company…

Category:Business Loan Archive
Complete Details Loan Against Property Balance Transfer
January 05, 2023

A balance transfer is a facility that allows a customer to switch their lender for an improved or lower interest rate and services. Consequently, the new bank will be liable to pay the outstanding loan amount to the previous bank and take over the customer's credit facility. This special provision…

Category:LAP Archive
Stamp Duty and Registration Charges
December 12, 2022

Owning a house is a dream for many, and equally dreadful is the legal proceeding behind it. A home buyer can only become a true possessor of their property after they have gone through the registration process of their ownership. And just to get to that point, there are many…

Category:Home Loan Archive
Best Mutual Funds in India
September 02, 2022

Tax-saving or not, mutual funds are top-rated amongst financial enthusiasts since they significantly assist in expanding and enhancing wealth. A mutual fund is an investment scheme professionally managed by an asset management company (AMC). An AMC brings together a group of investors and assists them in investing their money in…

Category:Mutual Funds Archive