Vimal Vijayan

  • Vimal Vijayan is a major in Philosophy with a background in Music, Artistry, Research, and Teaching. More often than not, he is as confused as a cow on an astroturf but oddly that's just his strategy for staying lazy. Also, he likes to play Chess. Fin.

   



26 Stories by Author: Vimal Vijayan

  • Buyers Eye Homes Priced Between ₹50 Lakh and ₹1 Crore Amid Rate Cuts

    As the property market gears up for Akshaya Tritiya, one trend is becoming clear: homebuyers are not holding back. Demand is steady and rising, especially in the affordable and mid-income segments. Developers and real estate firms say this interest is seasonal and a sign of growing buyer confidence. Amit Prakash, co-founder and CBO of Urban Money, believes the timing works…...
    May 15, 2025

  • 7 Ideal Practices to Accelerate Your Home Loan Repayment

    Homeowners need to pay off their mortgages. This means repaying the loan amount and interest to the lender over a specific duration. A repayment plan usually involves monthly payments, often called a mortgage or loan amortisation schedule. Payments include two essential parts: the principal, the sum you borrowed, and the interest, the cost of borrowing that sum from the lender.…...
    March 24, 2025

  • Home Loan vs Construction Loan : Key Differences

    Loans are pivotal in business strategy, allowing you to leverage financial resources to expand and diversify your portfolio. In real estate development, using loans isn't just about the necessity of capital. It's about optimising cash flow management and enhancing the potential for project scalability. A home loan or mortgage is primarily used to purchase an existing home and usually involves…...
    March 21, 2025

  • All About Franking Charges

    With numerous extra charges and long documentation processes, getting a home loan to build your dream house can be daunting. However, with proper preparation and deep knowledge of all property-related expenses, you can avoid getting into trouble due to a lack of appropriate documents. Many people confuse stand-duty charges with franking charges, but this is untrue. A franking charge is…...
    August 27, 2024

  • Annual Percentage Rate (APR) - Definition, Meaning with Calculation Formula

    A loan from any institution is a significant financial move that can affect you and your loved ones. While many banking institutions advertise a provisional interest rate on the borrowed amount, an Annual Percentage Rate helps discover the true expenditure and various annual charges. This amount enables you to budget your finances better and understand how much a loan will…...
    August 23, 2024

  • Unlock Your Property's Value with Loan Against Property

    Loan Against Property or a property loan is a financial assistance tool available with an immovable asset or real estate as collateral. This secured loan can be used for myriad reasons instrumental in wedging your financial gaps. Individuals often rely on their bank savings to meet different financial needs, but it is always prudent to use external assistance and not…...
    July 30, 2024
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