DCB Bank Home Loan

4.5

DCB Bank home loan offers an easy way to make your dream of owning a home come true. The DCB Bank housing loan is designed to suit different needs with simple application steps and flexible repayment options. The bank provides quick approvals, making it easier for you to plan your finances. DCB Bank ensures transparency with clear terms and no hidden charges. If you are looking forward to buying a new home, constructing one, or renovating, DCB Bank home loan can support you at every step of your journey. Also, the DCB Bank housing loan has features like flexible tenures, competitive interest rates, and a balance transfer facility, ensuring a hassle-free experience for borrowers.

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DCB Bank Home Loan

Interest Rate

9.75% - 14.5%

Loan Amount

₹2L - ₹3Cr

EMI Per Lakh

₹2,112 - ₹2,353

Processing Fees

Upto 2% of the loan amount

Pre-Payment Charges

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DCB Bank Home Loan Features & Benefits

The features and benefits include the following: 

  • Maximum possible loan amount based on cash flow and income statements. 
  • Quick and smooth loan approval. 
  • Loan balance transfer provisions. 
  • Attractive insurance options. 
  • Vast network of 144+ branches in 85 Indian cities.

Documents Required for DCB Bank Home Loan

  • KYC Documents- Identity and Address Proof along with signed photographs. 
  • Age Proof (Birth Certificate, Aadhar Card, PAN Card, School Leaving Certificate, LIC Policy, Government ID Card, Passport). 
  • Last 6-12 months’ bank statements for salaried and self-employed borrowers. 
  • Latest 3 salary slips for salaried borrowers and latest 3 ITRs for self-employed borrowers along with all supporting documents and certified financials. 
  • Form 16 of last 2 years, company appointment letter and other supporting documents for salaried borrowers. Trade license/statutory registration/licenses for self-employed borrowers. 
  • Existing loan statements.

FAQs

From loans to affordable interest rates, we have the answers for everything you need to know.

What is The Minimum Salary For A Home Loan?

You should earn at least Rs. 25-30,000 for being eligible to apply for a home loan.

Can I Take Two Home Loans At A Time?

Yes technically there is no bar on applying for two home loans simultaneously provided you have the necessary eligibility for the same along with repayment capabilities.

What are the documents required in DCB Bank for a home loan?

The documents required include the following:

  • KYC Documents- Identity and Address Proof along with signed photographs. 
  • Age Proof (Birth Certificate, Aadhar Card, PAN Card, School Leaving Certificate, LIC Policy, Government ID Card, Passport). 
  • Last 6-12 months’ bank statements for salaried and self-employed borrowers. 
  • Latest 3 salary slips for salaried borrowers and latest 3 ITRs for self-employed borrowers along with all supporting documents and certified financials. 
  • Form 16 of last 2 years, company appointment letter and other supporting documents for salaried borrowers. Trade license/statutory registration/licenses for self-employed borrowers. 
  • Existing loan statements.

What are the KYC documents I will have to submit to apply for a home loan from DCB Bank?

The KYC documents include the following:

  • Age Proof (Birth Certificate, Aadhar Card, PAN Card, School Leaving Certificate, Government ID Card, LIC Policy, Passport)
  • Identity and Address Proof (Aadhar Card, Government ID Card, Driving License, Passport, Voter ID Card, PAN Card)

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