DCB Bank Home Loan

DCB Bank
4.5

DCB Bank Home Loan is available for a maximum of 90% of the total value of a property.  You can submit an online application to apply for DCB Bank Home Loan. If you meet the DCB bank Home Loan eligibility criteria and have submitted all documents as per the DCB Bank Home Loan requirements, DCB Bank will approve your loan for a minimal processing fee of 2%.

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DCB Bank Home Loan

  • Interest Rate

    9.75% - 15%

  • Loan Amount

    ₹5L - ₹10Cr

  • EMI Per Lakh

    ₹2,112 - ₹2,379

  • Processing Fees

    --
  • Pre-Payment Charges

    --

DCB Bank Home Loan Features & Benefits

The features and benefits include the following: 

  • Maximum possible loan amount based on cash flow and income statements. 
  • Quick and smooth loan approval. 
  • Loan balance transfer provisions. 
  • Attractive insurance options. 
  • Vast network of 144+ branches in 85 Indian cities.

DCB Bank Home Loan Overview

You can now comfortably apply for DCB Bank home loan without any worries. There is a smooth DCB Bank home loan online application procedure that you can always follow in this regard. You can also expect really attractive DCB Bank home loan interest rates in the bargain. You can get loans up to 90% of the value of the property with amounts hovering between Rs. 10 lakh and Rs. 5 crore. You can get both floating and fixed rates of interest on your home loans with relationship managers who will guide you throughout the entire procedure.

Documents Required for DCB Bank Home Loan

  • KYC Documents- Identity and Address Proof along with signed photographs. 
  • Age Proof (Birth Certificate, Aadhar Card, PAN Card, School Leaving Certificate, LIC Policy, Government ID Card, Passport). 
  • Last 6-12 months’ bank statements for salaried and self-employed borrowers. 
  • Latest 3 salary slips for salaried borrowers and latest 3 ITRs for self-employed borrowers along with all supporting documents and certified financials. 
  • Form 16 of last 2 years, company appointment letter and other supporting documents for salaried borrowers. Trade license/statutory registration/licenses for self-employed borrowers. 
  • Existing loan statements.

FAQs

From refinancing to reducing your interest, we have the answers right here.

What is The Minimum Salary For A Home Loan?

You should earn at least Rs. 25-30,000 for being eligible to apply for a home loan.

Can I Take Two Home Loans At A Time?

Yes technically there is no bar on applying for two home loans simultaneously provided you have the necessary eligibility for the same along with repayment capabilities.

What are the documents required in DCB Bank for a home loan?

The documents required include the following:

  • KYC Documents- Identity and Address Proof along with signed photographs. 
  • Age Proof (Birth Certificate, Aadhar Card, PAN Card, School Leaving Certificate, LIC Policy, Government ID Card, Passport). 
  • Last 6-12 months’ bank statements for salaried and self-employed borrowers. 
  • Latest 3 salary slips for salaried borrowers and latest 3 ITRs for self-employed borrowers along with all supporting documents and certified financials. 
  • Form 16 of last 2 years, company appointment letter and other supporting documents for salaried borrowers. Trade license/statutory registration/licenses for self-employed borrowers. 
  • Existing loan statements.

What are the KYC documents I will have to submit to apply for a home loan from DCB Bank?

The KYC documents include the following:

  • Age Proof (Birth Certificate, Aadhar Card, PAN Card, School Leaving Certificate, Government ID Card, LIC Policy, Passport)
  • Identity and Address Proof (Aadhar Card, Government ID Card, Driving License, Passport, Voter ID Card, PAN Card)

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