- Home
- Personal Loan
- PNB Personal Loan Eligibility Calculator
PNB Personal Loan Eligibility Calculator
- Personalized Personal Loan solutions
- Expert guidance
- Application assistance
- Credit score discussion
- Personal Loan Interest rate comparison
The PNB Personal Loan Eligibility Calculator is a tool designed to determine the EMIs that need to be repaid. All one needs to do is put in the basic information, such as monthly income, existing liabilities, age, employment status, etc. It won’t be an understatement to say that the PNB’s Personal Loan Eligibility Calculator acts as a valuable resource for those considering a personal loan from the institution.
PNB Personal Loan Eligibility Calculator – Key Features & Benefits
Here are the key features and benefits of the PNB Personal Loan Eligibility Calculator.
- With PNB personal loan eligibility calculator, you can expect immediate results that will further streamline your decision-making process.
- Designed with simplicity in mind, the PNB personal loan calculator ensures that even those with minimal technical expertise can navigate and use the tool with ease.
- Based on the details provided by the user and in alignment with PNB’s lending criteria, the PNB Personal loan calculator offers accurate estimations of eligible loan amounts.
- Users can be assured that their personal and financial details are kept confidential and are used solely for the purpose of calculating loan eligibility.
- The tool is available for free on PNB’s website, and users are under no obligation to apply for a loan just because they’ve used the calculator.
- By getting an idea of their borrowing capacity, users can make informed financial decisions and plan their borrowing better.
- Available online, the PNB Personal Loan Eligibility Calculator can be accessed at any time, offering convenience to users regardless of their schedules.
How to use Punjab National Bank Personal Loan Eligibility Calculator?
Urban Money offers an easy to use Punjab National Bank personal loan eligibility calculator in these simple steps:
- Log on to www.urbanmoney.com
- Select ‘Personal Loan’ from the ‘Loans’ category.
- Choose ‘Punjab National Bank’ from the available banks and NBFCs list.
- The portal will direct you to the ‘PNB Personal Loan’ page.
- Fill in the required details and accept the terms and conditions.
- Click on ‘Check Eligibility’.
- Complete the OTP verification and get instant estimates.
The PNB personal loan calculator also provides loan terms like interest rates, loan tenure, EMI payments, and the estimated personal loan amount. Click ‘Apply Now to apply for the loan, or select ‘View All Offers’ to browse through other options.
Punjab National Bank Personal Loan Eligibility Criteria
Here is a basic snapshot of the Punjab National Bank eligibility criteria for availing a personal loan.
- Applicant Profile: Personal loans from PNB are typically available to salaried individuals, self-employed professionals, and businessmen.
- Age: Borrowers usually need to be within a certain age bracket. For example, they might need to be above 21 years old and below 60 years old at the time of loan maturity, though the exact age range can vary.
- Employment Stability: For salaried individuals, a minimum period of employment, often a year or more with the current employer, might be necessary. Self-employed individuals or businessmen might need to show a minimum number of operational years in their current profession or business.
- Minimum Income: There’s typically a minimum monthly or annual income requirement to ensure that the borrower can repay the loan. This amount might vary based on the city or region, given the differences in the cost of living.
- Credit Score: A good credit history and a satisfactory credit score are vital. While the exact score might vary, a higher credit score can increase the chances of loan approval and might even fetch better interest rates.
- Existing Liabilities: Your current debts and liabilities will be considered. The bank will assess if you can handle the additional EMI burden given your current financial obligations.
- Residential Status: Some banks, including PNB, might have a preference for applicants who have been residing at their current address for a certain number of years.
- Documentation: Proper and verifiable documentation is essential. This includes identity proofs, income proofs, residence proofs, and others that the bank might deem necessary.
Punjab National Bank Personal Loan Eligibility Based on Salary
Here’s the Punjab National Bank Personal Loan Eligibility based on salary.
- Minimum Monthly Income: PNB will typically set a minimum monthly income requirement for personal loan applicants. This threshold ensures that the borrower has a stable income source to meet the monthly installment payments. The exact amount might vary based on the city of residence since urban areas might have a higher threshold due to a higher cost of living. For instance, doctors should earn a minimum salary of 5 lakh or above.
- Employment Duration: Alongside the salary, the length of time one has been employed with the current employer might also be considered. A stable employment history can be a positive indicator of one’s financial stability. Usually, the employee should be there with his/her respective company for 2 years.
- Annual Bonus or Incentives: Apart from the basic salary, regular bonuses or incentives might also be factored into the eligibility calculation, provided they can be substantiated with documentary proof.
- Nature of Employment: Permanent employees might have an edge over temporary or contractual employees since they represent a more stable income source.
Punjab National Bank Personal Loan Eligibility Criteria for Self-Employed Individuals
For self-employed individuals seeking a personal loan from Punjab National Bank (PNB), the eligibility criteria can differ slightly from those of salaried individuals due to the nature of their income and business stability. Here are the typical criteria PNB might consider for self-employed applicants:
Punjab National Bank Personal Loan Eligibility Criteria for Self-Employed Individuals:
- Business Continuity: One of the foremost criteria is the number of years the business has been operational. PNB typically requires that the business be operational for a minimum number of years, which ensures stability and reliability of income.
- Annual Profit or Turnover: The bank will look into the annual profit or turnover of the business. A consistent and growing profit indicates a healthy business, making the individual a reliable borrower.
- Proof of Business: Relevant documents such as a business licence, GST registration, partnership deeds (if applicable), or any other certifications that validate the existence and legitimacy of the business are necessary.
- Income Tax Returns: PNB will likely require self-employed applicants to submit their Income Tax Returns (ITRs) for the last few years. This not only validates the declared income but also shows the financial health of the business.
- Credit Score: Just like with salaried individuals, a good credit score is vital for self-employed individuals. This score, derived from past credit behaviour, gives the bank an idea of the borrower’s creditworthiness.
- Nature of Business: Some banks might have preferences for certain business types over others based on perceived risks associated with different industries.
- Business Stability: Factors like the presence of recurring clients, contracts in hand, and overall market reputation can play a role in determining eligibility.
- Bank Statements: The bank statements of the business for the past months or years can provide insights into the cash flow and financial health of the business.
- Nature of Business Premises: Whether the business premises is owned or rented can also play a role in the decision-making process.
Punjab National Bank NRI Personal Loan Eligibility: Requirements for Non-Resident Indians
Here is the Punjab National Bank’s personal loan eligibility criteria for NRIs.
- Residency Status: The applicant must have the status of a Non-Resident Indian or a Person of Indian Origin (PIO).
- Duration of Stay Abroad: PNB might require the applicant to have stayed abroad for a minimum number of years or have a certain duration of employment in the foreign country.
- Valid Passport & Visa: NRIs need to furnish their valid passports as proof of their NRI status. Additionally, a valid work visa or resident visa of the country of residence may be required.
- Income Source & Stability: The bank will consider the nature of your employment abroad, whether you are salaried or self-employed, and the stability of your income. Documented proof of a stable income, such as payslips or income statements, is essential.
- Minimum Monthly/Annual Income: There could be a specified minimum monthly or annual income requirement, depending on the country of residence and currency strength.
- Overseas Bank Account Statements: PNB will likely ask for bank statements from your overseas bank account to assess your financial health and cash flow.
- Indian Bank Account: Having an NRE (Non-Resident External) or NRO (Non-Resident Ordinary) account with PNB or any other bank in India might be a prerequisite.
- Credit Score: While your Indian credit score might not be as relevant, PNB may consider a credit report from the country of your residence to assess your creditworthiness.
- Age Criteria: Just like with resident loans, there’s likely to be an age bracket within which the applicant should fall to be eligible.
- Purpose of Loan: The bank might want to understand the purpose of the loan, especially if it’s related to property or investment in India.
Special PNB Personal Loan Eligibility for Women Applicants
Punjab National Bank recognises the imperative role of women in the socio-economic landscape and offers specialised personal loan eligibility criteria for female applicants. It offers loans under the PNB Mahila Udyami scheme. Eligible candidates include individual women, women entrepreneurs, or businesses where women have a financial stake of 50% or more. Priority will be accorded to women from ST/SC communities and those with BPL cards. Additionally, women entrepreneurs who have undergone training at R-SETIs, Skill Development Institutions, or similar recognised training centres will be preferred. It’s essential that applicants have a clear record with no defaults at any bank or financial institution. Beneficiaries who have already secured loans under government-sponsored programmes are not qualified for the PNB Mahila Udyami initiative.
List of Factors Affecting PNB Personal Loan Eligibility
Here is the list of factors that affect PNB Personal Loan eligibility:
- Credit Score: A good credit score indicates creditworthiness and a history of timely repayments, making it a significant factor in the decision-making process.
- Age: Applicants generally need to fall within a specified age bracket, which may differ for salaried and self-employed individuals.
- Monthly/Annual Income: A steady income ensures that the borrower can meet the monthly repayment commitments. The bank might set minimum income criteria based on the applicant’s profile.
- Employment Stability: The duration an applicant has been employed with their current employer or the stability of a self-employed individual’s business can influence eligibility.
- Debt-to-Income Ratio: The proportion of one’s income used to service existing debts. A lower ratio indicates higher repayment capability.
- Nature of Employment: Permanent employees may have an advantage over contractual or temporary workers.
- Residential Status: Owning a residence as opposed to renting can sometimes be seen as a sign of stability.
- Business Profitability and Turnover (for Self-Employed): These factors indicate the financial health of a business.
- Purpose of the Loan: The intended use of the loan amount might be evaluated, especially for larger loan amounts.
How can you Improve your PNB Personal Loan Eligibility?
Here’s how you can improve your PNB personal loan eligibility:
- Improve Your Credit Score: To improve your credit score, it is imperative that you pay your existing loan and credit card bills on time. Also, make sure that you clear any outstanding dues, even if they are small amounts. It is also important to not apply for multiple loans or credit cards simultaneously.
- Maintain Stable Employment: Lenders, whether be banking or non-banking institutions, always prefer borrowers with stable jobs. Being in the same job for a longer period of time can reflect stability.
- Increase Income: A higher income can boost your loan eligibility as it improves your overall repayment capability. Also, regularly updating your income records with the bank can prove to be helpful here.
- Apply with a Co-applicant: One of the best ways to improve your PNB personal loan eligibility is to combine your income with that of a spouse or family member. It can help you increase your personal loan eligibility amount.
- Choose a Longer Tenure: Opting for a longer loan repayment option might help you reduce the monthly EMIs, making the loan more manageable. Opting for a longer loan repayment tenure might reduce the monthly EMI, making the loan more manageable. Each loan application involves a credit check, and multiple checks in a short span can negatively impact your credit score.
- Maintain a Good Banking Relationship: Having a long-term and positive relationship with PNB can work in your favour. Having a long-term, positive relationship with PNB (or any bank) can work in your favour. This includes maintaining a good average monthly balance and avoiding cheque bounces.
Understanding Impact of Credit Score on Punjab National Bank Personal Loan Eligibility
A credit score, often generated by credit bureaus like CIBIL in India, is a three-digit numerical representation of an individual’s creditworthiness. It plays a pivotal role in determining the eligibility for personal loans, including those from Punjab National Bank (PNB). Here’s how your credit score can impact your personal loan eligibility with PNB:
- Individuals with higher credit score may get loans at more competitive interest rates.
- A good credit score can potentially lead to approval for a higher loan amount.
- A robust credit score can also offer more flexibility in choosing a longer repayment period.
- Based on the credit score, the bank might set additional terms, such as requiring a co-signer or any additional documentation.
- A strong credit score can provide applicants with better negotiation power regarding loan terms, interest rates, or other related conditions.
- Banks occasionally roll out special loan offers for individuals with outstanding credit scores, which might include reduced interest rates, waived processing fees, or other benefits.
Comparing Eligibility across Different PNB Personal Loan Products
Personal Loan Product | Eligibility | Margin | Security | Prepayment Charges | Documentation Charges |
Personal Loan for LIC Employees | Employees with a minimum of 1 year of experience | Nil | Nil if the salary amount credited to the bank is more than INR 75,000. In other cases, suitable third party guarantee acceptable to the bank | Nil | Nil |
Personal Loan for Public | All confirmed employees of Central/State/PSUs with 2 years of service | Nil | Suitable third party guarantee acceptable to the Bank | Nil | Up to Rs 2 lakh- Rs 270
Above Rs 2 lakh- 450 For Defence Personals- NIL |
Personal Loan for Doctors | For meeting expenses of professional/personal requirements | Nil | Suitable third party guarantee acceptable to the Bank
Tangible Collateral Security of the value of 100% of loan amount |
Nil | Rs. 450 |
Personal Loan for Pensioners | All types of pensioners drawing pension through our branches | Nil | Guarantee of spouse eligible for family pension to be obtained OR guarantee of earning children (preferably Govt. Employee) OR third party guarantee with net means equal or more than loan amount, acceptable to the Bank | Nil | Rs. 500 |
Loans
- Home Loan Eligibility Calculator
- BOB Housewife Personal Loan
- 30 Lakh Home Loan EMI
- 25 Lakh Home Loan EMI
- 50 Lakh Home Loan EMI
- 1 crore Home Loan EMI
- Yes Bank Travel Loan
- Kotak Travel Loan
- HDFC Personal Loan of 2 Lakh
- Canara Travel Loan
- HDFC Personal Loan of 4 Lakh
- SBI Personal Loan of 20,000
- Indusind Bank Personal Loan of 3 Lakh
- Yes Bank Medical Loan
- SBI Personal Loan of 3 Lakh
- Kotak Medical Loan
- SBI Personal Loan of 5000
- SBI Personal Loan of 4 Lakh
- SBI Personal Loan of 40000
- BOB Personal Loan of 7 Lakh
- SBI Personal Loan of 7 Lakh
- SBI Personal Loan of 10 Lakh
- BOB Personal Loan of 50000
- BOB Personal Loan of 10 Lakh
- IDFC First Personal Loan for Wedding
- HDFC Personal Loan of 3 Lakh
- Canara Bank Housewife Personal Loan
- HDFC Personal Loan of 5 Lakh
- SBI Personal Loan of 10000
- SBI Personal Loan of 25000
- Canara Bank Students Personal Loan
- Yes Bank Personal Loan for Wedding
- ICICI Personal Loan of 10000
- ICICI Personal Loan of 5000
- ICICI Personal Loan of 15000
- HDFC Personal Loan of 1 Lakh
- BOB Personal Loan for Doctors
- BOB Personal Loan of 2 Lakh
- Axis Bank Personal Loan For Medical
- HDFC Personal Loan of 6 Lakh
- ICICI Medical Loan
- SBI Personal Loan of 15,000
- ICICI Personal Loan of 20000
- SBI Personal Loan of 30000
- ICICI Personal Loan of 50000
- SBI Personal Loan of 50000
- ICICI Personal Loan of 1 Lakh
- SBI Personal Loan of 1 Lakh
- SBI Personal Loan of 2 Lakh
- IDFC First Medical Loan
- SBI Personal Loan of 5 Lakh
- SBI Personal Loan of 6 Lakh
- SBI Personal Loan of 8 Lakh
- ICICI Personal Loan of 2 Lakh
- SBI Personal Loan of 9 Lakh
- BOB Personal Loan of 10000
- BOB Personal Loan of 40000
- HDFC Personal Loan for Medical
- BOB Personal Loan of 1 Lakh
- ICICI Personal Loan of 3 Lakh
- BOB Personal Loan of 8 Lakh
- BOB Personal Loan of 9 Lakh
- Canara Bank Government Employees Personal Loan
- Canara Bank Self Employed Personal Loan
- Federal Bank Salaried Employee Personal Loan
- Axis Bank Personal Loan of 20000
- Navi Personal Loan Eligibility Calculator
- HDFC Personal Loan of 40000
- RBL Bank Students Personal loan
- HDFC Personal Loan of 5000
- SBI Personal Loan for Wedding
- SBI Personal Loan for Medical
- HDFC Personal Loan for Wedding
- Axis Personal Loan for Wedding
- HDFC Personal Loan of 30000
- Karur Vysya Bank small loans
- Indian Bank Personal Loan for Lawyers
- Yes Bank Personal Loan of 40000
- Indusind Bank Flexi Loan
- Axis Bank Personal Loan of 5000
- Axis Bank Personal Loan of 10000
- Axis Bank Personal Loan of 15000
- Axis Bank Personal Loan of 1 lakh
- Axis Bank Personal Loan of 2 lakh
- Axis Bank Personal Loan of 3 lakh
- Axis Bank Personal Loan of 4 lakh
- Axis Bank Personal Loan of 5 lakh
- Axis Bank Personal Loan of 6 lakh
- Axis Bank Personal Loan of 7 lakh
- Axis Bank Personal Loan of 8 lakh
- Punjab & Sind Bank Travel Loan
- HDFC Senior Citizen Personal Loan
- HDFC Government Employees Personal Loan
- HDFC Salaried Employee Personal Loan
- HDFC Personal Loan for Doctors
- HDFC Personal Loan for lawyers
- Axis Senior Citizen Personal Loan
- Yes Bank Small Personal Loan
- Axis Government Employees Personal Loan
- Axis Salaried Employee Personal Loan
- Axis Students Personal Loan
- Kotak Mahindra Bank Personal Loan of 6 Lakh
- RBL Bank Personal Loan for Lawyers
- Home Loan for 60000 Salary
- RBL Bank Personal Loan Transfer
- Home Loan for 50000 Salary
- Home Loan for 30000 Salary
- ICICI Bnak Self Employed Personal Loan
- Kotak Bank Personal Loan for Doctors
- IDBI Bank Personal Loan of 1 Lakh
- ICICI Bnak Personal Loan for Doctors
- RBL Bank Personal Loan of 50000
- Karur Vysya Bank overdraft loan
- Axis Bank Personal Loan Balance Transfer
- Kotak Bank Self Employed Personal Loan
- Indian Bank Personal Loan of 7 lakh
- Indian Bank Students Personal loan
- IDFC First Bank Personal Loan of 3 Lakh
- SBI Government Employees Personal Loan
- SBI Salaried Employee Personal Loan
- SBI Students Personal Loan
- SBI Housewife Personal Loan
- RBL Bank Housewife Personal loan
- SBI Self Employed Personal Loan
- SBI Personal Loan for Doctors
- Karnataka Bank Government Employees Personal Loan
- SBI Personal Loan for Lawyers
- Bank of Maharashtra Personal Loan for Doctors
- BOB Senior Citizen Personal Loan
- ICICI Personal Loan for Senior Citizen
- Axis Bnak Personal Loan for Doctors
- Axis Bnak Self Employed Personal Loan
- Axis Bnak Housewife Personal Loan
- Kotak Mahindra Bank Personal Loan of 3 Lakh
- Bank of Maharashtra Senior Citizens Personal Loan
- Kotak Mahindra Bank Personal Loan of 50000
- IDBI Bank Personal Loan of 30000
- Bank of Maharashtra small loans
- Indian Bank Personal Loan of 6 lakh
- PNB Senior Citizens/Pensioners Personal loan
- Bank of India Personal Loan for lawyers
- ICICI Bank Small Personal Loan
- Bank of India Personal Loan for Doctors
- PNB Students Personal Loan
- ICICI Bnak Personal Loan for Lawyers
- Kotak Bank Salaried Employee Personal Loan
- Bank of India Self Employed Personal Loan
- Bank of India Students Personal Loan
- Bank of India Government Employees Personal Loan
- IDBI Bank Personal Loan of 2 Lakh
- BOB Personal Loan for Lawyers
- Indian Bank overdraft loan
- 2 crore Home Loan EMI
- 40 Lakh Home Loan EMI
- Indian Bank Personal Loan of 2 lakh
- 10 Lakh Home Loan EMI
- IDBI Bank Government Employees Personal loan
- HDFC Personal Loan of 25000
- ICICI Personal Loan of 8 Lakh
- Bank of India Senior Citizens Personal Loan
- Loans
- PNB short term personal loan
- 55 Lakh Home Loan EMI
- 4 Crore Home Loan EMI
- IDBI Bank Senior Citizens/Pensioners Personal loan
- Personal Loan for CIBIL Score of 700
- Personal Loan for CIBIL Score 650
- Personal Loan for CIBIL Score 650
- Personal Loan of 20 Lakh
- HDFC Personal Loan of 50000
- PNB Personal Loan of 4 Lakh
- HDFC Personal Loan of 20000
- 70 Lakh Home Loan EMI
- Indian Bank Personal Loan of 1 lakh
- 15 Lakh Home Loan EMI
- Home Loan for 40000 Salary
- Axis Travel Loan
- ICICI Bank Overdraft Loan
- HDFC Personal Loan of 15000
- SBI Overdraft Loan
- Canara Medical Loan
- PNB Personal Loan of 3 Lakh
- HDFC Bank Overdraft Loan
- BOB Self Employed Personal Loan
- IDFC First Bank Overdraft Loan
- Axis Bank Overdraft Loan
- Kotak Bank Overdraft Loan
- HSBC Government Employee Personal Loan
- Yes Bank Overdraft Loan
- Canara Bank Overdraft Loan
- ICICI Bank Flexi Loan
- SBI Flexi Loan
- Kotak Bank Flexi Loan
- Yes Bank Flexi Loan
- Canara Bank Flexi Loan
- ICICI Bank Short Term Loan
- SBI Short Term Loan
- IDFC First Bank Short Term Loan
- Axis Bank Short Term Loan
- Yes Bank Short Term Loan
- Kotak Bank Short Term Loan
- SBI Small Personal Loan
- HDFC Bank Small Personal Loan
- Karur Vysya Bank Personal Loan for Doctors
- IDFC First Bank Small Personal Loan
- RBL Bank Personal Loan of 10 Lakh
- Axis Bank Small Personal Loan
- RBL Bank Flexi Loan
- Kotak Bank Small Personal Loan
- SBI Personal Loan Eligibility Calculator
- Union Bank of India Personal Loan of 6 lakh
- Indusind Bank Personal Loan of 1 Lakh
- Yes Bank Personal Loan of 2 Lakh
- Karur Vysya Bank short term personal loan
- Canara Bank Small Personal Loan
- Indian Bank Personal Loan of 8 lakh
- Federal Bank Personal Loan of 6 Lakh
- Union Bank Housewife Personal loan
- BOB Students Personal Loan
- ICICI Personal Loan of 4 Lakh
- Union Bank of India Personal Loan of 5 lakh
- Federal Bank Personal Loan of 7 Lakh
- Federal Bank Personal Loan of 4 Lakh
- Union Bank Personal Loan for Doctors
- Union Bank Government Employees Personal loan
- Federal Bank Personal Loan of 1 Lakh
- Indusind Bank Personal Loan for Lawyers
- Indian Bank Personal Loan for Doctors
- Indusind Bank Personal Loan for Doctors
- Indusind Bank Students Personal loan
- Indusind Bank Senior Citizens/Pensioners Personal loan
- Canara Bank Personal Loan for Wedding
- Union Bank of India Personal Loan of 4 lakh
- Federal Bank Personal Loan of 10 Lakh
- Union Bank Personal Loan for Lawyers
- Axis Bank Personal Loan of 40000
- Union Bank of India Personal Loan of 2 lakh
- Indusind Bank Personal Loan of 9 Lakh
- Indusind Bank Personal Loan of 8 Lakh
- Indusind Bank Personal Loan of 40000
- Federal Bank Personal Loan of 3 Lakh
- Union Bank Students Personal loan
- Indusind Bank Salaried Employee Personal loan
- Kotak Personal Loan for Wedding
- HDFC Personal Loan of 7 Lakh
- HDFC Personal Loan of 8 Lakh
- BOB Personal Loan of 15,000
- BOB Personal Loan of 20,000
- BOB Personal Loan of 25000
- BOB Personal Loan of 30000
- BOB Personal Loan of 6 Lakh
- BOB Personal Loan of 4 Lakh
- BOB Personal Loan of 5 Lakh
- ICICI Salaried Employee Personal Loan
- Kotak Mahindra Bank Personal Loan of 5000
- Kotak Mahindra Bank Personal Loan of 10000
- Kotak Mahindra Bank Personal Loan of 40000
- Kotak Mahindra Bank Personal Loan of 30000
- Kotak Mahindra Bank Personal Loan of 8 Lakh
- RBL Bank Small Loan
- ICICI Government Employee Personal loan
- Kotak Mahindra Bank Personal Loan of 1 lakh
- Canara Bank Personal Loan of 5000
- Canara Bank Personal Loan of 10000
- Indusind Bank Personal Loan Transfer
- Canara Bank Personal Loan of 15,000
- Canara Bank Personal Loan of 20,000
- Canara Bank Personal Loan of 25000
- HSBC Bank Short Term Personal Loan
- Canara Bank Personal Loan of 30000
- Canara Bank Personal Loan of 40000
- Indusind Bank Small Loans
- Axis Bnak Personal Loan for Lawyers
- Federal Bank Short Term Personal Loan
- Canara Bank Personal Loan of 50000
- Canara Bank Personal Loan of 1 Lakh
- Union Bank Short Term Personal Loan
- Canara Bank Personal Loan of 2 Lakh
- Canara Bank Personal Loan of 3 Lakh
- RBL Bank Medical Loan
- Canara Bank Personal Loan of 4 Lakh
- Canara Bank Personal Loan of 5 Lakh
- ICICI Personal Loan of 10 Lakh
- IDBI Bank Travel Loan
- Yes Bank Personal Loan of 3 Lakh
- Yes Bank Personal Loan of 5 Lakh
- IDBI Bank Personal Loan of 50000
- Punjab Sind Bank overdraft loan
- Canara Bank Short-Term loan
- Canara Bank Personal Loan of 8 Lakh
- Union Bank of India Personal Loan of 1 lakh
- Federal Bank Personal Loan of 50000
- Union Bank Self Employed Personal loan
- RBL Bank Short Term Personal Loan
- Union Bank Salaried Employee Personal loan
- Indusind Bank Personal Loan of 50000
- Union Bank overdraft loan
- Indusind Bank Personal Loan of 4 Lakh
- Bank of Maharashtra Personal Loan of Rs. 5 Lakh
- ICICI Bnak Housewife Personal Loan
- HSBC Bank Small Loans
- HSBC Bank Overdraft Loan
- HSBC Bank Personal Loan Transfer
- Bank Of Baroda Small Loans
- RBL Bank Travel Loan
- IndusInd Bank Medical Loan
- HSBC Bank Medical Loan
- PNB Bank Medical Loan
- BOB Bank Wedding Loan
- Indian Bank Medical Loan
- Bank of India Medical Loan
- Bank of Maharashtra Wedding Loan
- Karnataka Bank Wedding Loan
- Karnataka Bank Travel Loan
- Punjab & Sind Bank Medical Loan
- Federal Bank Medical Loan
- Union Bank Small Personal Loan
- Federal Bank Travel Loan
- ICICI Bank Personal Loan Balance Transfer
- ICICI Personal Loan for Wedding
- Yes Bank Personal Loan of 1 Lakh
- RBL Bank Government Employees Personal loan
- IDFC First Bank Personal Loan of 2 Lakh
- Kotak Mahindra Bank Personal Loan of 7 lakh
- Indian Bank Personal Loan of 10 lakh
- Indian Bank Salaried Employee Personal loan
- IDBI Bank Personal Loan of 40000
- Karnataka Bank small loans
- IDFC First Bank Personal Loan of 1 Lakh
- Canara Bank Personal Loan of 10 Lakh
- IDFC First Bank Personal Loan of 5000
- Canara Bank Personal Loan of 9 Lakh
- IDFC First Bank Personal Loan of 10000
- 10 Lakh SBI Home Loan
- IDFC First Bank Personal Loan of 20,000
- IDFC First Bank Personal Loan of 25000
- Indian Bank Personal Loan of 9 lakh
- IDFC First Bank Personal Loan of 40000
- Canara Bank Personal Loan of 7 Lakh
- Karnataka Bank overdraft loan
- IDFC First Bank Personal Loan of 50000
- Canara Bank Personal Loan of 6 Lakh
- Union Bank of India Personal Loan of 50000
- Union Bank Senior Citizens/Pensioners Personal loan
- IDFC First Bank Personal Loan of 4 Lakh
- IDFC First Bank Personal Loan of 5 Lakh
- IDFC First Bank Personal Loan of 6 Lakh
- Federal Bank Salaried Employee Personal loan
- IDFC First Bank Personal Loan of 7 Lakh
- BOB Salaried Employee Personal Loan
- IDFC First Bank Personal Loan of 8 Lakh
- Axis Bank Fast Forward Home Loan Scheme
- IDFC First Bank Personal Loan of 9 Lakh
- Federal Bank Students Personal loan
- 80 Lakh Home Loan EMI
- Indian Bank Government Employees Personal loan
- Yes Bank Self Employed Personal loan
- Yes Bank Students Personal loan
- Yes Bank Personal Loan of 4 Lakh
- Union Bank of India Personal Loan of 40000
- Federal Bank Personal Loan of 8 Lakh
- Indusind Bank Personal Loan of 10 Lakh
- Federal Bank Personal Loan of 5 Lakh
- Federal Bank Self Employed Personal loan
- Federal Bank Housewife Personal loan
- Yes Bank Housewife Personal loan
- Federal Bank Personal Loan of 9 Lakh
- Indusind Bank Personal Loan of 30000
- PNB Personal Loan for Doctors
- Bank of Maharashtra personal loan transfer
- Indian Bank Personal Loan of 5 lakh
- Federal Bank Personal Loan for Doctors
- IDFC First Bank Personal Loan of 10 Lakh
- Kotak Bank Housewife Personal Loan
- Kotak Bank Personal Loan for Lawyers
- Canara Bank Personal Loan for Senior Citizens
- RBL Bank Salaried Employee Personal loan
- Canara Bank Personal Loan for Doctors
- Kotak Mahindra Bank Personal Loan of 9 lakh
- RBL Bank Self Employed Personal loan
- ICICI Personal Loan of 9 Lakh
- Canara Bank Personal Loan for Lawyers
- IDFC Personal Loan for Senior Citizens
- IndusInd Bank Overdraft Loan
- HSBC Bank Flexi Loan
- Federal Bank Overdraft Loan
- Union Bank Flexi Loan
- IDFC Salaried Employee Personal Loan
- Union Bank Personal Loan Transfer
- IDFC Students Personal Loan
- Axis Bank Personal Loan of 50000
- IDFC Government Employees Personal Loan
- RBL Bank Personal Loan of 30000
- IDFC Housewife Personal Loan
- Union Bank of India Personal Loan of 30000
- IDFC Self Employed Personal Loan
- IDFC Personal Loan for Doctors
- HSBC Bank Wedding Loan
- IDFC Personal Loan for Lawyers
- HSBC Bank Travel Loan
- PNB Bank Travel Loan
- BOB Bank Medical Loan
- BOB Bank Travel Loan
- Union Bank Travel Loan
- Kotak Mahindra Bank Personal Loan of 10 lakh
- Federal Bank Personal Loan of 2 Lakh
- Indusind Bank Self Employed Personal loan
- Indusind Bank Government Employees Personal loan
- Bank of Maharashtra Government Employees Personal Loan
- Indusind Bank Short Term Personal Loan
- Bank Of Baroda Overdraft Loan
- Yes Bank Small Personal Loan
- RBL Bank Wedding Loan
- IndusInd Bank Wedding Loan
- IndusInd Bank Travel Loan
- PNB Bank Wedding Loan
- Union Bank Wedding Loan
- Indian Bank Travel Loan
- Bank of India Wedding Loan
- Bank of India Travel Loan
- Bank of Maharashtra Medical Loan
- Bank Of Maharashtra Travel Loan
- Karnataka Bank Medical Loan
- Punjab & Sind Bank Wedding Loan
- Karur Vysya Bank Medical Loan
- Karur Vysya Bank Wedding Loan
- Federal Bank Wedding Loan
- IDBI Bank Wedding Loan
- DBI Bank Medical loan
- Karur Vysya Bank Travel Loan
- RBL Bank Overdraft Loan
- IDBI Bank Personal Loan for Lawyers
- Bank of Maharashtra overdraft loan
- Yes Bank Personal Loan of 9 Lakh
- Kotak Mahindra Bank Personal Loan of 2 Lakh
- RBL Bank Personal Loan of 2 Lakh
- Axis Super Save Home Loan Scheme
- 35 Lakh Home Loan EMI
- Home Loan for 70000 Salary
- Yes Bank Government Employee Personal loan
- RBL Bank Personal Loan of 7 Lakh
- RBL Bank Personal Loan of 8 Lakh
- Yes Bank Personal Loan of 7 Lakh
- IDBI Bank small loans
- RBL Bank Personal Loan of 6 Lakh
- 60 Lakh Home Loan EMI
- Kotak Mahindra Bank Personal Loan of 5 Lakh
- Yes Bank Personal Loan of 50000
- Yes Bank Personal loan for Doctors
- IDBI Bank Personal Loan for Doctors
- PNB Personal Loan of 30000
- Kotak Mahindra Bank Personal Loan of 4 Lakh
- PNB Salaried Employee Personal loan
- Bank Of India short term personal loan
- Indian Bank Personal Loan of 4 lakh
- IDBI Bank Self Employed Personal loan
- 45 Lakh Home Loan EMI
- Axis Bank Personal Loan of 30000
- Union Bank of India Personal Loan of 10 lakh
- Yes Bank Personal Loan of 8 Lakh
- RBL Bank Personal Loan of 5 Lakh
- RBL Bank Personal Loan of 1 Lakh
- IDBI Bank Flexi Loan
- Canara Bank Salaried Employee Personal loan
- ICICI Personal Loan of 7 Lakh
- PNB Personal Loan of 2 Lakh
- Yes Bank Salaried Employee Personal loan
- Yes Bank Personal Loan of 6 Lakh
- RBL Bank Personal Loan of 40000
- IDBI Bank Personal Loan of 5 Lakh
- PNB Government Employees Personal loan
- Bank Of India overdraft loan
- BOB Government Employees Personal Loan
- 5 Crore Home Loan EMI
- ICICI Personal Loan of 5 Lakh
- IDBI Bank Students Personal loan
- RBL Bank Personal Loan of 3 Lakh
- RBL Bank Personal Loan of 4 Lakh
- IDBI Bank Personal Loan of 4 Lakh
- Axis Bank Empower Home Loan Scheme
- 85 Lakh Home Loan EMI
- Indian Bank Personal Loan of 3 lakh
- PNB Personal Loan of 1 Lakh
- Kotak Bank Government Employees Personal Loan
- Axis Bank Personal Loan of 10 lakh
- Bank of India Salaried Employee Personal Loan
- PNB Personal Loan of 40000
- IDBI Bank Personal Loan of 3 Lakh
- IDFC First Bank Personal Loan Balance Transfer
- Personal Loan for Government Employees
- Union Bank of India Personal Loan of 9 lakh
- Indusind Bank Personal Loan of 6 Lakh
- Indian Bank small loans
- IDBI Bank Salaried Employee Personal loan
- Home Loan for 20000 Salary
- SBI Bank Personal Loan Balance Transfer
- Axis Bank Asha Home Loan Scheme
- 20 Lakh Home Loan EMI
- Union Bank of India Personal Loan of 8 lakh
- Indusind Bank Personal Loan of 5 Lakh
- HDFC Personal Loan of 10000
- ICICI Credit Card Application Status
- PMEGP Loan
- ICICI Personal Loan of 6 Lakh
- HDFC Bank Personal Loan Balance Transfer
- RBL Bank Personal Loan of 9 Lakh
- PNB Personal Loan of 50000
- Indiabulls Home Loan Eligibility Calculator
- Holi 2024
- Union Bank of India Personal Loan of 7 lakh
- Indusind Bank Personal Loan of 2 Lakh
- Home Loan
- Personal Loan
- Loan Against Property
- Business Loan
- Federal Bank Personal Loan for Lawyers
Bank Wise Home Loan Eligibility Calculator
- SBI Home Loan Eligibility Calculator
- HDFC Home Loan Eligibility Calculator
- Axis Bank Home Loan Eligibility Calculator
- ICICI Home Loan Eligibility Calculator
- LIC Home Loan Eligibility Calculator
- PNB Home Loan Eligibility Calculator
- Canara Bank Home Loan Eligibility Calculator
- Bank of Baroda Home Loan Eligibility Calculator
- Bank of India Home Loan Eligibility Calculator
Frequently Asked Questions (FAQs)
How much salary is required to apply for a personal loan at Punjab National Bank?
While Punjab National Bank has certain salary criteria for personal loans, the exact amount may vary based on various factors, including the applicant’s profile, type of employment (salaried or self-employed), and the loan scheme. It’s recommended to check the latest criteria directly with PNB or on their official website.
What is the bare minimum CIBIL score required to apply for a personal loan at PNB?
One needs a CIBIL score of at least 750 and above to apply for a PNB personal loan.
Do I need to be an existing PNB customer to get their loan?
Being an existing PNB customer can help in getting a loan; however, it is not required to be so. PNB offers personal loans to both existing and new applicants.
What kind of income is required to be eligible for a PNB personal loan?
Needless to say, income is an important factor that helps in getting a personal loan approved. However, apart from your personal income, the bank will also factor in other points such as existing liabilities, employment stability, etc.
How can I increase my personal loan eligibility to apply for a PNB personal loan?
The very basic way to increase your personal loan eligibility would be to improve your credit score.